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Show Mitford Monitor WtahState FXTENSION ASA INUIT LIFE MUCH HOW INSURANCE DO I NEED? Answer by: Liz Gorham, Utah State University Extension Family ~ Tiger Sports Resource Management Specialist Life insurance provides income for your dependents if you By Steven Erickson or another family breadwinner Region Basketball died. It should be enough to cover On Thursday February . debt repayments, readjustment period expenses, burial costs, and - 22, 1996 the: Milford Tigers cost of living expenses (taking played the Wayne Badgers in ‘ into account current rates of the first round of the Region Tournament. Milford fell behind early as Wane took the inflation). * The National Insurance 15-6 first quarter lead. Wayne kept the pressure on in the second. halftime, quarter and at they lead 27-15. — Organization Consumer recommends that a family with quarter outscoring Wayne 16- - 13, but entering the fourth are independent, there is again a smaller need for life insurance. Also, savings and investments in proportion to the percentage of For income of ‘each partner. example, if the wife cams 40 percent of the family income, 40 percent of the insurance coverage should be on her with 60 percent coverage on the husband. * _ In addition to debt repayment and living expenses, -have usually matured by this point and may be used to replace some of the needs and benefits of life insurance. * . Term insurance provides ‘period, can be renewed as needed and is the coverage. least Cash expensive value life consider how much your partner insurance is designed to cover the able to pay off the mortgage and investment. When purchasing life insured for life and provides and children will need after your and savings death. If you want them to be © protection for childrens' educations, estimate these costs and add that amount of life insurance. * During - childhood and singlehood, the need. for life insurance is small since other people are not directly dependent on your income. If you are married with no children, The arrival of children, however, Phone: 801-387-2676 e . quarter, the Tigers still trailed , from an insuranc policy directly ‘years of support. _ Justice ' March 15- Fast Eddy — Milfors Monitor triggers a sharp increase in the need for life insurance since children often require up to 25 should split the coverage received March 9- 9:00 P.M. - 1:00 A.M. protection, how long you will need coverage and if you will be committed to saving for protection in later life. the present yearly after-tax income. A dual income family a life insurance The Pub can afford for the desired level of policy equivalent to seven times carry at insurance, consider how much you Ad Deadline 5 P.M. Monday should Coming Attractions protection for a specified time insurance needs are low because each spouse usually has the potential of being self-supportive. two or more children under age 18 ‘Milford came back in the third _ MARCH 1, 1996 _ Alice Smith: Editor/Publisher- The Pub is a private club for members only. 413 South Main | Subscriptions $35. per year Milford, Utah 801-387-2498 Fax: 801-387-5521 450 N. 100 E. Once children P. O. Box 224 _ Milford, Utah 84751 by 9 points 40-31. Milford played with everything they | _ had in the with 1:43 they only However, fourth quarter and to go in the game trailed by 4 points. |Milford could not get any closer as Wayne sank their free throws down the stretch and they went on to defeat Milford 65-53. Milford was led in scoring by Russell Barnes who finished with 17 points followed by Michael Barnes with 13 and Brady Williams with 11. On Friday — a February NO ONE CAN BORROV.... UNTIL SOMEONE SAVES — 23, 1996 the Tigers played the Valley Buffaloes in the consolation bracket. Facing | elimination, Milford came out strong. The first quarter went | {| back and forth and atthe end i); §) of the first, Valley led 12-10. The second quarter was no _ different as each team traded baskets. WHY At halftime, Valley had the lead 23-18. Valley had a good third quarter outscoring Milford 16-12 and a the end of the third quarter they had built their lead to 39- 30. The fourth quarter. was a | battle as each team did everything they could to win the game. Both teams scored on offense and both played. great defense. In the end, Milford tried everything they | could but it was not enough as Valley won 54-46 bringing | Milford's season to an end. _ The Tigers were led in scoring ‘by Noah Tribole who scored 12 points followed by Steven Erickson who finished with 10 points. congratulation to Russell Barnes who was - named to the All-Tournament Team. The Tigers would like to thank supported the year. ‘everyone your dollars are so important to the Credit Union. Funds you place in our care are made available to members buying a car, improving a home, helpinga relative, taking a vacation or for any of a thousand reasons. EVERY DOLLAR _ you save is important because it enables us to make loans at a reasonable rate and that is one of the reasons why the Credit Union movement was founded. who them throughout Congratulations Tigers on a great season!!! KEEP - SAVING The money you place in our care continues to be the lifeblood of the Credit Union. We urge that you keep up the good work when it comes to thrift and want you to know that we appreciate every dollar you bring to us for safekeeping. qos isin Best of Luck Lady Beavers inthe 1 Region XIII | Playoffs February 29, March I & 2 ‘MILFORD OFFICE P.O. Box 798 3 ‘Milford, Utah 84751 (801) 387-2422 OFFICES ALSO LOCATED IN ST. GEORGE, CEDAR CITY, HURRICANE Southern Utah Federal Credit Union , ame wg ; |