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Show UTAH VA O riday,' February 16, 1940 NEWS Y Non Ufa Insurance Can Be Attaleed at Cost Utah Spends Ten Million Dollars a Year .for Life Insurance About Ninety Per Cent of This Money Goes to 'Why Not Cooperate? Companies Out-of-Sta- te A aeries of articles will appear each week la this Ufa fosnrnaeo, by Dr. Dueta W. Mental : Uktaa, Farm Bam a. American Pattern of Free Enterprize Extolled conat for 20S lnauranco for ono year. By cooperation pares ta could arrange to collect IS cento n year for nil children living In Utah. Thla would provide $100 for n burial benefit at death for oach child who died. Obviously also, then would bo aoma extra charge necessary for the service of collecting and paying tho money. (Rend your policy and aao what yon an paying for tho llfo of your children). The Utah death rata for all persona dying of all diseases In Utah, agaa SB to 41, la 4.0B par thousand persona living, or n net coat of 14.05 for ono thousand Insurance for ono year for these ages. year of twenty-si- x Dr. Adam 8. Brnnion Telia Provoans How Banking Haa Helped Build American Industry u for The L. D. S. Tabernacle waa well filled by Provoans eager to enjoy the delightful singing of the Swanee Singers and Ladies Chorus, and to hear Dr. Adam S. Bennion talk on the subject, "American Pattern of Free Enterprise, ," all the auspice of the Utah County Bankers' Association. After preliminaries, including mention that students of money had naked him to touch certain phases of bunking that ha thought not suitable for such an occasion, Dr. Bennion pointed ont that tha Tha total death nta for aU object of "Free Enterprise" went agaa In Utah la ISIS was 9.8 par to iho basis of Christianity as well nil death! as democracy, for, said ho, "Bus-al- a thousand. One-haand Germany have tried to an ebon IB years and below one year. Eighty per cent of the crowd God out of tho hearts of population are between ages B and men while destroying democracy. (B. Thus tho death rate for all When men cracked up econperaoni dying of aU diseases, omically they crack up from misages 5 to SB, would bo about B.l guided spending of money, until for noe thousand Uving persona, they sell their birthright," said from many persona and paying it to heirs of the one who ages B to (5, or IB.60 for one Dr. Bennion. The principle of thousand dollars Ufa insurance for bonking are like other industries. happens to die. j one year for then ages. They nil depend on each other; The death rate or the number of persons who die In to know that j nd if no aalea, then mills do not Utah in age groups each year ia recorded by the State Board one-ha-It ia important all deaths In Utah era turn, hence no employment." childof Health. For example, in 1938 one and three-tentconfrom heart and kidney disease serious ren died on an average in Utah for each one thousand child- and from cancer. If by coopera- frontManyAmerica" problems he continued, 14. ren living, ages 6 to tion persona between ages SB to "but I dont think our nation will Thla death .rate per thousand then 1000 parents would have 55 could Insure their live with crack up. Our problems era bigla also tha net eoet In dollars for paid $11000 or sufficient money those who would not dlo from ger than any party consideration. one thousand dollars Ufa insur- to pay tha child who died $1000 these diseases tha eoet la reduced And tho banking of oar country ance for one year. For example, and $100 toward the next child. from 7.14 to $1.74 for ono thous- must help solve them. People If tho parents of ono thousand Obviously, thla la equal to xi and dollars life Insurance for one criticise hankers without realising children paid fl.10 for each child, cents for $100 insurance for one year tor ages IB to 55. they are entitled to the same eon- The death rate among Latter (deration as any other business-- 1 Day Bainta for 1917 waa 1.8 or Td I per cent of the total death rate! "If you go Into buslneea end for all Utah citluna. Thera Is : fail, you are stupid; If you succeed little difference In the rats before Ton are crooked" he said. Some 45 years of age, but a very mark-- 1 businessmen are crooked because rl7 training, inch as when ed difference In favor of Latter the boya first Job at a grocers Day Saints, ages 45 to 75. "You pay for electricity at your meter. Why use so Death rata waa to make three boxes of ber(See an article much of it pushing it through too small a wire before ries from two by transfering and Latter among Day Saints," Imit ever gets to the appliance? -- Have more installed. up; or the boy who was provement Era, March, 1918, by shaking to told not milk tha cow a certain Dr. Dllworth Walker.) "Watch that "thief in the wire that takes its toll day evening so she would make a betDefinite of low them proof in and day out on the electric bilL ter Impression on a prospective coats also cornea from the reports next morning. of Life Insurance companies. In buyer "Adequate wiring gives you a full dollars worth of Bunks make mistake, yea; net cost for the deaths all 1917, but so do all But quick electricity when you want it. from all diseases and for all ages rule out any groups. beesnsdont of group o comor in all Insurance "Too small wire delays you twelve hours a year, else we would do away mistakes, panies In tha United 8tAtea waa with schools, churches even Contwo minutes a morning getting your coffee. only $7.41 for one thousand dol- gresses," he warned. lars Insurance for ono year (seq "Cheap wiring, like cheap teeth, are expensive. ReAs en argument against governDecember Deseret News, member that if a cheap price wont buy what you 11, ment dabbling in hanking. Dr. 1918). really need, youll pay for it every day you are withBennion pointed out the failure of out the right thing. Only a few cautions era neceseffort of the pioneers sary to follow to obtain coopera- who landed on Plymouth Rock "You cant fill a bathtub very fast from a teakettle. tive llfa insurance at a low rate and tried to do everything collecand at coat. After Gov. Bradford tively. "Your electric appliances wont get hot quick if they (1.) Carefully select the; divided up the lands, giving each arent fed properly, either. group with whom you Insure your man his responsibilities, this own Ufa. By a physical examin- country started on tha American "Better resale possibilities, a more valuable property ation hy a competent physlelsn Pattern of Free Enterprise," said if your home ia wired for more abundant electrical for all peraons past 45 years and Dr. Bennion. living, more convenience. by others under that age whose Banka hava been tho handhealth record ia not perfect, per- maidens of enterprise, and have . SEE sona with heart and kidney di- underwritten moat mcceaaful un- -' seases and any tendency to can- dertaklngs, reminded tha speakcer may ha almost entirely elim- er. Why do yon go to a bank? inated. By excluding naera of for safety, for nvlng and for alcoholic beverages, haiarda of earning? but the bank eannot pay PHONE 311-471 East 6 North death by accident are decreased Interest If they cannot asm It. and an Important causa of disease Before we discard any enterprise la also eliminated. be aura of your move," ha warned. Dr. Bennion declared only un(8) Do not pay too much for the service of educating tha thinking people clamor for regipeople, for secnrnlg members, for mentation by tha government, for collecting and caring for the ISO billions are on deposit In U. Banka waiting for loans, but money end paying It to the beneficiary. only by cultivating good will of (8) Collect more than tha net bankers and building confidence cost and the administrative ex- can thla money be put to work and pense to provide a surplus for thus provide employment for the safety and to promote confidence. millions now out of work. But This surplus may bo used for money will not work nnlees It gets extended Insurance after three paid. When the government steps full yearly payments In case tha out and makes loans of many bilmember discontinues, may be paid lions, It does so at ratea against to tha beneficiary In case of death which banka, cannot compote, of tha member lu addition to the banco you cannot expect much Infull amount of tha policy, and terest on savings. It take $8,000 may be returned In cash or paid inevated to supply each man a up lnauranco at aga 85. Job, ho added. A little study will show aueh 'What can we do about It?" a plan will provide a surplus for aakad Dr. Bennion. Quit Inditing safety at all times for the associ- buslneea; halter It but don't hobble ation nad will return tho surplus It; let tha government be referee, to tha member at a time moat bnt keep the governmnt out of needed. banking, railroading, foimsnes, All these principles have been etc." Ha lnilated tho government adopted by the Utah Cooperative Lite lnauranco Association. Since should do only each buslneea aa November 1, 1887 to date over reclamation, highway, postal 8,000 policies hava been laued service, maintaining law and orchildwith only two deaths, both der end administering Ju sties. ren by accident. Lees than tha Once you let your government do amount of money allowed by law too much, you era opt to lose year for expenses has been need and democracy." mors than the amount required Dr. Bennion Insisted that new by law obtained from members rule should be set up for bust- has been placed In the trust fund ness and for banking, rules that for tha sola benefit of members. will insure guarantees of Free (Continued In our next tone) Enterprise, unhampered by gov- written atho request of the Utah Gouty Dr. Klrtham beau bio otody at life laaaiwace som SO yean CO while nadergradamte otndewt at the University of Michigan. With many other cittaena, he has eagerly looked forward to the privilege of obtaining life inanraaee at tho eoet of the death low, pi as only the neceaeary administrative Thla opportanlty haa come, ha declares, la tho ezpenae. organisation of tho Utah Cooperative Life Inanraaee AssociSSB ation, Dooly Building, Salt Lake City, Utah, aponaored aad recommended by the Utah State Farm Buena Federa-tio- n aad maay eooperativea la the State. The Utah Gouty Farm Buena haa agency, Legraade lanua of Orem la manager. Interested persona may inquire at the office of the County Agricultural Agent in the City aad County Building, Provo, Utah. Life insurance is the simple service of collecting: money . ernment competition, and cloaed dor's Day celebration In that with God help as not to squander district. ' They era Isaac E. Brock-han- k, of il West Fifth North, the Institutions that have made who received LLB and Master of us possible." Arts degrees from tho University In IBM, and Bterllng Morgan Ercanbrack, of 111 East Fourth Two Provoans South, who earned n Bachelor of degree In 1111. U. of U. Arte Selected Tho commemoration of 10 years of higher education in Utah will Pounder's Day hava two main testers serlat of dinners nil over tho United Pr0T0 Two ,umni 'States bald by tha "Alumnus on been selected to heed the Univsr-und-er Thursday night, February II, and Annual Founof Utah's First ,itj . -- . , a big school assembly as slip-bur- y hall on Friday, March 1, which will include prise winning addresses by a University boy and girl, n skit am tho founding of tho U. and presentation of tho Bello of 1110", now being selected from among campus coeds. To coincide with the hanqnetn n special surprise radio program ia being prepared for preeenftion to groups of eslehranta, which win some over the air at 14: If p. m. from K8U , WANTED TO BUY: Up to Tew hoed at good, fresh Milk Cows. Writ Jersey Janus H. Wight, Draper, Utah, or pilose IS for further tafora lf u Two teems of FOR SAIJS mares, good stark, wlU either team, one young, odur older. Writ Cly do American Fork. LOOK AHEAD TO BEAUTY 1 WANTED: Live Poultry lf hs L. C. GUYMON says: If youre the type who looks in the mirror pod feels pretty desperate Abo Rabbits about the whole thing, then you need to visit Dunfords. Our specially trained operators can do wonders for you, and SO inexpensively. Highest Cash Prices PHONE 050J4 Sharon stake publicly honored their ten eagle scouts Saturday night at the Sharon hall by tendering them a banquet attended by 40 scouters and their friends. Sunday these ten eagles organized themselves into the "Perpetual Eagles" dub. Seated, left to right, Don Blair, Lynn Bellows, Earl Mecham (scoutmaster), Merrill Blair, Leo Vernon; standing: left to right: Joe Ford, assistant to the president; Ivan Kockerhans, James Blair, president, Cliff Fielding, Kent Fielding, scribe, and Milton Bellows. 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