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Show 6monday, FOR SALE Independent Finance Co. Based in Salt Lake City Total assets exceed $300,000.00 Majority of paper consists of retail installment sales contracts. Originally 36 month contracts, current average 18 months to run. Original sales were for medium priced home appliances. Substantial discount for cash. call or write: Michael Gilson CO Emdeko International Inc. 21515 Hawthorne Boulevard Suite 440 Torrance, California 90503 213-540-36- 54 Banks have a hold on the little guy Who are Utahs bank customers when it comes to providing the majority of consumer financing? Without question, its the little guy. A recent survey of member banks by the Utah Bankers Association turned up some interesting figures along this line. With nearly 20 percent of the member banks responding to the survey, the figures show 8,694 commercial loans, and of that number, nearly 75 percent, or 6,363 were for under $100,000. By comparison, 187 loans -- - just under U-ta- hs jority of the loan transactions were aimed for the borrower two percent of the total-w- ere made for $100,000 or more. The banks represented in the sampling included a cross section of Utahs banks, from farm small co'mmunity branches, to metropolitan offices. The results, proportionately, were about the same regardless of bank location. The survey showed the reporting banks made 1,382 commercial loans in the $10,000 to 25,000 range; 549 loans for $25,000 to $50,000 and 213 loans for $50,000 to $100,000. who needed under $10,000. In addition, the records of the banks responding to the survey showed they had $53,661,099 in home loans, and $4,580,326 in home im- provement loans on the books. These figures bear out the findings of the Utah Consumer Credit Report, prepared by the University of Utah Col7 lege of Business for the governor and the Utah Legislature. The report, issued in late 1976, shows that for the last rj year studied Utah banks extended almost one-ha- lf of all j:3 consumer credit in Utah. The five years studied i showed the banks increasing their percentage of the consumer loan market from 48.9 percent to 49.9 percent. At the same time the study showed that industrial loan companies and supervised lenders combined to provide 13.1 percent of the consumer financing, while savings and loan institutions provided 2.1 percent. Credit unions accounted for the remainder. - In each case the re- porting banks showed the ma OFFICE PLANTS MONTHLY LEASE O b 7 I! Office plants on monthly lease & Vi No cash investment - no work - no worry. The Tree House will take care of installation, maintenance (including watering), and should it any plants need to be replaced will cost you nothing. Call us today for information about this economical leasing package. Add the beauty and warmth of lush foliage to your business. iP 3 llte fi i r r Q a ) And for equally lush houseplants stop by either of our two retail rj locations at VALLEY FAIR MALL or c- FASHION PLACE MALL. o '01 Pictured is the Tree House installation at Western Savings. 0 i 0 m SB Call the Treehouse and Bring in Green! (801)261-464- 1 11? THE TREE HOUSE Is u complete florist outlet, too! CfeU 3 tf |