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Show Page Four THE SALT LAKE TIMES FRIDAY, NOVEMBER 5, 1976 McKay, Baker, Monson and Jensen winners in General Election Spanish Hold Semi-annu- Women, Start to Establish Your Own Credit to al Conference The Spanish Speaking Organization for Community, Integrity and Opportunity, (SOCIO), held its Semi-AnnuLeadership Training Conference in Helper, Utah, Ocal tober 16, 1976. The highlight of the day's events was the election of State Officers for the Organization. Mr. Jorge Arce-Laret- was a elected as State President. Mr. Arce-Larreis currently the Director for the Minority Economic Development Coalition of Utah (MEDCU) here in Salt Lake City. In accepting this position, Mr. Arce-Larrestated: I look forward to closer working relationships with the ten (10) SOCIO Chapters, who need to continue to play a vital advocacy function in the planning and implementation of solutions to the problems of the Spanish Speaking throughout the State of Utah. Our efforts need to be directed to these goals. SOCIOs role in our society is critically needed as that of catalyst for improving the quality of life of all the Spanish Speaking. Four State Vice Presidents were also elected at the conference. They are as follows: Mr. Jack Quintana, State Equal Employment Opportunity Office, Salt Lake City. Mr. Julian Martinez, Hill Air Force Base, Clearfield. Mr. Joe Trujillo, Tooele School District, Tooele. Mr. Joe Gallegos, State Equal Employment Opportunity Office, Salt Lake City. ta ta Richard G. Jensen (continued from page 1) Jensen, defeated Robert H. Swan, former Tooele Mayor. Linn Baker, a Democratic treas1964 "to 1968, defeated Republican contender Stanford P. Darger, a bank officer and former legislator. urer from 10-ye- Two Million GIs Receive Eight Percent Increase Linn Baker Over two million veterans receiv- ing compensation ar i 3-- 9 ver-prese- nt fire-relate- d Residential fires also accounted for more than 70 per cent of the 1.27 million building fires and 34 per cent of the $3.26 billion lost in building fires. These fires did not ignite mysteriously. Most of them involved carelessness or misuse of matches or heating and electrical equipment. The majority of the fires were linked to 1) trach burning, 2) electrical wiring and appliances, 3) heating and cooking equipment or 4) smoking. Since the contents of a home, rather than the building itself, are usually the fist items ignited in fatal fires, it is well to start a fire hazard check by examining the contents. The Insurance Information Institute offers these sugges- tions. Have heating equipment checked and cleaned by qualified service service-connecte- d disabilities from the Vet- erans Administration will receive an eight percent increase in their monthly payments as a result of United States Has The Most Fire Deaths The United States is Number One again. This time the distinction is nothing to boast about, says the Insurance Information Institute. Once again, the fire death rate in the U.S. is higher than in any other industrialized country. According to the latest estimate released by the National Fire Protection Association, 11,600 persons lost their lives n 1974 fires. Over 10 times that number were injured in fires. Fire Prevention Week, proclaimed annually by the President of the United States, will be observed this year October to remind citizens of the danger of fire. The majority of fire deaths, the Institute noted, occur in the home. During 1974, 57 per cent of the deaths in the United States occurred in residences. for legislation signed into law on September 30 by . President Ford. Nearly eleven thousand of these veterans are residing in Utah. The same percentage of increase was men. also extended to nearly 18 hundred Keep stoves free from grease. Make sure towels and curtains are survivors of veterans who died as a disaresult of service-connecte- d kept away from stoves. effecwill be bilities. The increases Clear away clutter wherever it tive October 1 and should be may build up. Old newspapers and reflected for the first time in checks clothing, which burn easily, should to be delivered November 1, acbe disposed of properly. To avoid to Elmer J. Smith, Directhe danger of spontaneous ignition, cording tor of the Veterans Administration use outdoor garbage cans to disRegional Office in Salt Lake Cityt, pose of rages soaked with oil, Utah. When the President signed polishes or other flammable liquids this law, it also expanded a number that you dont really need. of other VA benefits for disabled Have appliances and electrical veterans. An annual clothing allowwiring checked periodically for de- ance paid to disabled veterans fects. Avoid overloading electrical whose disabilities require the use of outlets and do not hang electrical prosthetic or orthopedic appliances cords over nails or run them under and' which qualifies them for an carpets. Replace electrical cords allowance sufficient to offset exwhen they begin to fray or crack. penses in the wear and tear of Equip fireplaces with a sturdy clothing, was increased by $15 to screen, and make sure the fire has $190 annually. The incrase will be died down before retiring for the reflected for the first time in allowances to be paid September 1, evening. If you smoke, be careful. Never 1977. allowEligibility for the one-tim- e smoke in bed. Keep plenty of of not than ance more $3,300 ashtrays on hand. Never discard toward the purchase of an automosmoldering butts. Keep smoking bile was extended to certain dismaterials out of reach of children. abled veterans with military servg For extra protection, ice after September 15, 1940. Prevsmoke and heat detection sysiously, the eligibility was limited tems are available to alert a family only to those who served since to the presence of a fire in the December 6, 1941. home. Because about 60 per cent of Additional payments were also all fatal household fires occur beauthorized for eligible veterans tween 10 p.m. and 6 a.m., these who receive compensation allowalert systems are particularly im- ances for a spouse if the latter portant! during the usual sleeping requires aid and attendance or is a hours. patient in a nursing home. g Mr. Smith emphasized that the systems, however, do not eliminate the need for a increases to eligible veterans or family escape plan. survivors of veterans will be autoBe sure to have an alternate escape matic and it is not necessary for route from each room, especially recipients of these checks to conthe bedrooms. tact the Veterans Administration. early-warnin- Early-warnin- well-rehearse- d Here are several of the most important considerations highlighted in Women: To Your Credit, the new booklet prepared by Commercial Credit Corporation. Establish Credit in Your Own Name Having a credit identity of your own is extremely important. A married woman should establish credit in her own name, as Mary Robinson Smith, and not as Mrs. If you have estabJohn Smith. lished credit while single and then marry, you nay choose to change your last name, but should continue to maintain your own credit record. If you want to establish joint accounts to maintain your own credit record. If you want to establish joint accounts with your husband, you would be wise to wait a while until you are thoroughly familiar with how he handles his own credit before establishing credit in both your names. Even then, you should continue to have your name listed separately on the credit account as Mary Robinson Smith and not as a part of Mr. John Smith. ' Maintain an Umblemisked Credit History Credit is a privilege and should not be abused. Be realistic in how much credit you use at any one time and dont allow your credit to be extended to the point where your bills cant be paid on time. Late or erratic payments invariably result in indications on your credit record which could make it difficult for you to obtain additional credit at a time when you might need it. If you do have problems because of checks lost in the mail, computer foul ups, etc., contact your creditors mmediately to attempt to resolve the problem. Its always good to follow up any communications in writing. Dont be passive . . . ask questions when you dont understand the reasons for the actions which a creditor takes. If you are denied credit because of information in your credit record, for instance, the recently enacted consumer credit review your record and, if you disagree with what you find there, to ask the the discredit bureau to puted information. If it's found to be incorrect, the credit bureau must remove this wrong information and notify all creditors who received it that your file has been corrected. . Keep Creditors Informed It is very important to let your creditors know whenever a change occurs that might effect your credit record. It may be minor, such as a change in your marital status. Or it could be major. If you run into serious financial trouble because of losing your job, etc. let your creditors know. If you wait and cant pay your bilks, you could jeopardize your credit record. But if you show good faith and provide your creditors with a clear explanation of the problem, most will be willing to arrange new terms to help you over the period of difficulty untfl your financial condition improves. Keep Your Credit History Up to Date Don't go to all the trouble of establishing credit and then let is - stand unused. Most creditors periodically review their records and will drop any account that has not been used over a certain period of time. If you have several charge accounts, alternate from one to the other periodically or charge minor purchases every so often. In this way your credit will be there whenever you might need it. Get Men To Understand Why Women Need Credit Many women are reluctant to establish credit in their own names,' especially if they are married. But husbands need to understand that by establishing her own credit wife will have a type of identity, financial insurance available if he cant be there when she needs help. At the same time, establishing credit in her own name gretly strengthens a womans experience in managing her own financial affairs. laws entitle you re-che- ck -- Garn Commends HUD Ruling on Water Project Senator Jake Garn announced this week that he is extremely pleased with a Department of Housing and Urban Development ruling rescinding an order which had temporarily halted a Salt Lake City water project. The Senator explained that HUD had determined by an internal audit that a watermain improvement project along Redwood Road was not in compliance with environmental regulations, that an En- effort on the part of the Administration clearly demonstrates an empathy for the problems of Salt Lake City. They consider its needs and more reasonably measured the reasonable doubt relating to several of the issues and that, in fairness, such doubt should be resolved in favor of the City.' This each lecture in form, explains Charles Peterson, USU History Department and chief environmental regulations. Although the situation arose from a bureaucratic error, it is indeed commendable that the agency took extra time and effort to rectify the situation so quickly. USU Prepares Lectures on Utah vironmental Impact Statement needed to be prepared at considerable expense to the City and that no second year funds could be The Salt Lake area will be the drawn on the project until the EIS focus of a series of lectures and was completed. exhibits being prepared by Utah The most distressing part of State University in an effort to HUDs initial decision was the broaden and enhance an underprocess through which the decision standing of local history in Utah was reached, Senator Garn said. and surrounding areas. Salt Lake City officials had asThe project is being developed sumed that any concerns would be under a grant from the National expressed in a formal, external Endowment for the Humanities. audit and they would have had the Other series will be held in Carbon opportunity to provide information County, the Bear River Valley, and respond to the findings to Sanpete and Svier area and Utah's resolve the issue. However, they Dixie. "in each area, a series of five were notified, without consultation, to stop the project. In an attempt interpretive lectures will be preto aid the City, I wrote to Secre- sented over a period of ten weeks. tary Hills requesting her review of Each will be accompanied by an the problem. issues forum in the local newsI received from a letter Today, papers where an abridged version the Secretary stating the Depart- of the lectures will be published. A ment has ruled that there is traveling exhibit will also articulate three-dimension- al administrator of the grant. |