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Show FRIDAY, FEBRUARY Improvement Loans Increase With More Monies Available HEW Planning Funds For Education Over A good year lies ahead for home improvements in Utah, th' savings and loan associatior loan managers predict. In 1971 there were 3,240 homr improvement loans made for r total of $8,667,085 by the associations, Utah Sav ings and Loan League statistic show. Money for home improve ment loans is available at inter est rate which have not changer appreciably in over a decade. LeRoy P. Taylor, vice president in charge of home improve ment loans at American Saving and Loan Sugar House branch said the demand for home improvements appears strong and should continue to be strong foi the remainder of 1972. Residents are converting or improving existing areas of their homes to provide a better living style. The formal dining room has gone from new homes except for the larger, more expensive models and families are creating the family room in the basement or as an addition to the house tc meet their needs. Richard A. Fisher, manager of First Federal Savings and Loan Associations home improvement loan department, is also optimistic about 1972. There was a lot of new construction in 1971 so people wani money to landscape or to finish basements and those with older homes are updating them. The insured savings and loan associations in Utah are financial institutions that specialize in thrift, home loans and home im state'-insure- d 1 1 , Ecology Conference to Consider Pollution in Nation's Streams Intermountain States The Department of Health, Ed-- , provement loans. "It is because uctaion and Welfare has award'f this specialty that makes the ed a $185,000 grant to the Federssodations one of the leaders in ration of Rocky Mountain States ome Improvement and mort-:ag- e to plan for a proposed satellite loans. communications system to bring Howard J. Swapp, assistant eductional aid to remote areas. The grant is the initial phase dee president in charge of home mprovement loans at Deseret if a $500,000 contract covering federal Savings and Loan, said comprehensive six month planrome owners are taking a closer ning for the system which would ook at their present home and use a satellite to beam education mproving it instead of buying programming into remote areas of Arizona, Colorado, Montana, i new one. Home improvement borrow-r- s Idaho, Nevada, New Mexico, are becoming more sophisti- Utah and Wyoming. The satelcated and making more basic lite is scheduled for launch in nd worthwhile home improve-nent- s May 1973. The satellite is the sixth in a instead of adding drills, series exploring the use of satelvitchens and family rooms con-inu- e to lead the list of home lites as communications relays. HEW Rocky Mountain States improvements. is just one of the dupliGrant I. Morris, manager of program cations experiments planned for Prudential Federal Savings and ATS-Loan Associations home modThe overall satellite project is ernization loan department, said .he association is looking at 1972 being developed by the DepartAerois an excellent year for home ment of HEW, the National Administraand nautics Space .Improvements. tion and the Corporation of PubLast year was a good year, lic Broadcasting. Preliminary .vith many home owners adding call for similar communiplans rooms onto their homes. Many cations use of the satellite for eople who have low interest areas of the nation such rates on their present mortgage other as Alaska and the Appalachian .oan, live close to their church HEW is coordinating the md like their neighborhood, region. overall planning. tfould rather remodel the home will be funded by The instead of moving to a new one HEWs grant office of Education. ind paying a higher interest rate. HEW Secretary Richardson has All managers agreed that in- called the project an important terest rates on home improve- demonstration of the possible ment loans are a good value and use of advanced technology to terms very flexible. Insured bring the benefits of expanded savings and loan associations can educational opportunity to the lend up to $5,000 for a period of eight years. F. . THE SALT LAKE TIMES 1972 Page Twelve at control and disposition of the uranium tailings and piles in the The Colorado River Enforcement Conference will be reconvened in Las Vegas, Nevada, or Feb. John Green, regiona7 administrator for the U. S. En vironmental Protection Agency (EPA) said. The conference, first convened in I960, is designed tr monitor pollution problems in the Colorado River Basin, to de velop programs to remedy the problems, and to review, from time to time! progress of the remedial programs, he said. EPA national administrator William D. Ruckelhause asked basin. he said. Radioactive tailings, fine, sand like debris from the uranium milling, had been washing into streams in the basin raising the possibility of a public health hazard. The sixth conference recommended methods of control and stabilization of tailings piles. Shortrange remedial methods were to have been completed by the end of 1970. The conference, which is open to the public, will be held in the Las Vegas Convention Center, 3150 South Paradise Road, beginning at 9:30 each day. Murray Stein, director of the EPA water enforcement proceedings division, will serve as chairman of the conference. Representatives of the state water pollution control agencies of Arizona, California, Colorado, Nevada, New Mexico, Utsh and Wyoming and the Nevada Commission of Environmental Protection will participate. 15-1- 7, that the conferees address their investigations and discussions to the increasing problem of salin ity in the Colorado River Basin and to the necessity for a basin wide water quality management program, with special emphasis on salinity problems. Conferees will also review the progress of the short range remedial programs instituted by the sixth session of the conference, held in July, 1967, aimed most remote reaches of the nation. The Federation will examine the use of various satellite related communications systems, Sani-Flus- h out germs. Sani-Flus- site locations, facilities and the needed program materials. Besides reaching extremely isolated rural residents, the proposal is designed for use by the Indian reservations, migrants or Spanish speaking peoples. wipes Toilet Bowl h Cleaner wipes out common household germs in 15 seconds. Disinfects, cleans, deodorizes A SPRING FLING WITH FAMILY FASHIONS seaprint with appliqued sailor collar and tie in front; & bolero put-o- n Teplete with red and white houndstooth checks; or a blue and white print with Peter Pan collar and bow. There are even his 'n her patterns for just you two to relax in while enjoying A LOOK AT THE BOOK DR. BOB JONES some old fashioned together ness. You can slip into a pretty patchwork print of hearts and flowers. .. with a black sarin ribbon putting a stop to the neckline plunge (pattern 3062). He can lounge in the comfortable and warm blanket of a robe you've made just for him (pattern 3036). Are you a fashion individ- flamiwr.ftCTj front-and-bac- If any man apeak, let him ak as the oracles of God. . . eter 4:11). So often today we hear someone say of some faithful minister, Who is he to tell me? I do not think he has the right to tell me what I should do. My opinion is as good as his. My friend, no man not even a minister has the right to voice any opinion that is contrary to the Word of God. Whatever we say, we must be able to back it up with Thus saith the Lord." But there is a very real sense in which God has given to faithful ministers the responsibility of looking after the souls of men. Hebrews 13:17: Obey them that have the rule over you guide you, and submit yourselves: for they watch for your souls, as they that must give account. . . ." We are not our own; we are bought with a price. We have no right to any opinion but Gods opinion. Every thought is to be brought into captivity to the Lord Jesus (II Corinthians 10:5); and when our thoughts are captive to Him, our opinions are going to be His opinions and not our own. Having set forth our ministry, the writer sets forth the matter of fiery trials. Think it not strange," he says, if you are persecuted for Christs sake" (w. 12, 16). So many Christians when they have a little persecution begin to feel sorry for themselves and think that it is strange that this should happen to them. They stop short of a glorious principle of which the Lord wants us to be aware: that if we suffer with Christ, we will also be glorified together with Him (II Timothy 2:12); that if we live godly lives in Christ Jesus, we will be persecuted (II Timothy 3:12); that if our lives are a reproach to the sinner, he is going to resent us and try to destroy us. God says, Rejoice, inasmuch as ye are partakers of Christs sufferings" and If ye be reproached for the name of Christ, happy are ye" (1 Peter 4:13. 14). Released by the Gospel Fellowship Association k ualist or a girl? To help you. make up your mind, the magazine's got an entire section devoted to shirt-and-ski- rt giving you new perspectives on your mirror-image- ! . , and "You can do your own spring fling thing with clothes . . project the "real you" for the world to see." So states Mary McSorley, editor of the new Spring 72 edition of McCalls Pattern Fashions magazine. Perusing the magazine's pages and pages of great fashion ideas, you might' discover that gingham suits" the real yoq best. If so, be sure to check out the plain and fancy red and white of pattern 3081 a suit of plain, embroidered and embroidered checks three-par- and-quil- t ted Or, gingham. you might decided to make a fashion in pattern 3072 a no-collinen vest, thickly textured crewel with multi-colo- r embroidery. It's so quick and easy to make, you'll have plenty of time left over to create funtastic fashions for the little girls in your life. One pattern (3107) makes a or how you look to the rest of the world. Other complete sections cover lots of ground, too; like Make It Tonight Knits, and a Sewing Lesson that starts by acquainting you with the you. . . you might not know (but ought to). Not to mention Batik, Macrame, crochet and loads and loads of other fresh ideas for the Spring season. All of which can he found in McCall's Pattern Fashions for Spring '72, on sale for only 75 cents at pattern counters and newsstands. |