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Show MONDAY, JULY 22, 1974 INTERMOUNTAIN COMMERCIAL RECORD Water Service J. Rausch Kensington Ave. Timothy Hassler Gfrogp A. M.P. 750 Kathryn M. Harris Creek Rd. Lorns Dale Estate E. 5600 South P.S. Mets 3435 E. 2167 Rexlee LeRoy Ralph 1316 South 1175 West Glen Dixon 2188 Highland Dr. M. Allred 311 South ' Downington Ave. 1351 Stratford Ave. Ma Sherman Ave. Lawrence D. Huberts 1172 Girard Ave. Sharon Johnson 1156 3361 Higgins Santa Ross Ave. 3386 George D. Todd Crestwood Dr. McCune Assoc. 200 No. St. Cutter 213 Main A. Max Ave C. Boyce Ysnik W. 300 North Michsel Ryan P.O. 9th South 11th East Rslph J. 'Coleman 2125 E. 3735 South Richard J. Baker 1031 North 1500 West Richard Ray 3103 South 1865 3967 Inv.- Co. W. 4520 South - Robert D. Burton 8517 Harvard Pk. Dr. Lor en F. Bohner 200 W. 566-6- 8 2696 a St. Mary Wy Grant MacFarland Jr. 2859 St. Mary s Wy Hannah Marie Day 2806 E. 33rd South D.E. Lambert 1209 East 3545 South 968 2nd Ave. William 1835 Boam Laird Ave. 2926 Louise D. E. Logan Ave Krista 'Yates 3205 Marvin. J. Slade 4151 John Papaioannidis Delmar Dr. J. Gallacher Millcreek Monarch Way Doris Curtis 6130 Alden St. Georgp M. Williams 3923 Teramorz Dr. David S. Ohlin 3404 Pioneer St, Melanie H. Robinson Browning Ave. Keith E. Johnson Shermsn Ave. William D. Dion 1207 Neil 2641 2756 Oquirrh Dr. Scheffler Max P.O. Box 90 Nlles Gibson 905 E. 21st South Dan Fischer 189 McClellend St. Melvin T. Smith E. 2nd 877 13th South Douglas R. Mabey South 2544 Dr. Melony Well Ward 1916 Park St. George. Spor 1154 Joseph F. Hillstead 1331 Green St. Fred 0. Keller 435 South 900 West Sze Wing Yu 936 Grace Ct. 2700 Apple Mary Hamtak Blossom Lane Gary II. Brockbank 857 South Main fcobert C. Kirk 4524 South 2995 East I. Robert Bonnemort 8355 S. Valiant Dr. U"e R. 500 Packard South Miller 429 Nutr'T' Harold U. Van Dyken South 29th East 5410 Stephens 148 Williams Ave, T"(J H. D Hi-w- l SI' S. 301 2 T-- . 9th Av:. 8742 Alpen Way Brent F, Reid 2764 East 7350 South Lloyd T. Johnson 1148 Kensington Ave. C. Boyce Yanik 1865 Logan Ave. James L. Brediger 2589 E. Promenade Dr. Ray M. Howa 1922 Berkeley St. Estate Mgn. & Inv. Crop. 1879 South Main Adam Snyder 910 Pueblo St. Charles J. Woodworth 2254 South 20th East Dennis M. Schell 2305 E. 17th South fan 4fi2 7th South D. A. Reichman W. 3193 E. fiordmi .1. Watson W. M Maloney embassy DAO Amer. No. 135Z5 FILED July Ideal National Life Insurance Company, Defendant and Respondent. 16, 1974 Allan E. Mecham, Clerk ELLETT, Justice: . W. niiss Parsons 969 Terrace Hills Dr. BSP. Dssis 2959.56 E. 4430 South McCune Assoc. 200 No. Msin St. Trolley Sq. Assoc. 199 Trolley Sq. Resl Equities L.T.D 5789 So. State Mary Bezdjian 2935 East 3670 South Harold A. Weight 2909 E Mt. View Dr. Leon Peterson 969 Terrsce Hills Dr. K.H. Ingersoll 713 South 11th East Norman Nelson 45 South 7th East 2 .Jacob Kolff M.D. W. R. L. Tuckett, Justice Grace Bergera, Plaintiff and Appellant, 923 Windsor 1920 West 1234 J. Allan Crockett, Justice 962 St. 2927 Highland Dr. Paul Ross McLaus 2525 A. H. 1. See Bradbury v. Rasmussen, 16 Utah 2d 378, 401 P. 2d 710 (1965). 1027 Willena G. Ellison 1141 South 7th East Mike D. Thurston 1106 South 8th East C. W. Hollsdsy 4575 Wellington Ferris S. Bates 2133 Willmott Dr. G. Blanco 7780 South Burnett Interiors Ellett, Justice E. R. Calllster, Jr. , Chief Justice Way Lake St. L.R. Bonham E. Maple Ave. Ken The court found that, as fiduciary and a person having confidential relationship with Gladys, James had a duty to act fairly, make a disclosure of material Information, and to take no unfair advantage of his superior position. We think It was correct In finding that James breached his duty and also In Its reliance upon both the extreme disparity between the market value of the property, somewhere between $62,500 and $91,250, and the amount paid by the plaintiff, $28, 000, and the fact that plaintiff made no attempt to secure for defendant Gladys any independent advice or representa-- t, tion even though he was aware that she had no Independent knowledge of the value of the property Involved. WE CONCUR: Huntington Manor Allen Based on Gladys1 testimony, the trial court found that the requirements necessary to show the existence of a confidential relationship between James and Gladys R. Seequist1 were present when the transactions took place. Counsel for appellants argue that no evidence was presented which would show a reposal of confidence by Gladys In James, but we think her testimony which was relied upon by the trial court clearly reflects such confidence. 1935 East North Mary Magdalene Box 9148 Tony Diana 2961 Hudson Utah Lung Ass'n 1616 Logan Ave. ADA 2805 Fillmore St. Ronald Cluff 1368 3060 So. honey Valley St. Raymond L. Dee Hall . abuse. Bruce Keith Kikel Thomas 3717 South 15th East M. Bottomley jr. 2237 E. 3380 South Standing 1560 M. Michel S. Christine St. Luis Rene Ca ceres 4081 East 9th South LaRee W. Larry Appeal to review the dismissal of plaintiffs' complaint and defend ants' counterclaim and quieting title to the properties Involved in defendant Gladys R. Seequist. Affirmed. No costs awarded. The trial court found that Gladys did not have the mental capacity to comprehend the effect of the transactions. We think appellants have failed to show an abuse of discretion of the court absent a clear showing of such an 1640 East Roscoe A. Grover Box 181 Gary A. Starr 1575 Justice: half-broth- 4649 T.W. Grannan 1187 Laird Ave. 1725 8th South 718 Jenson 6763 Grutter Little K. - Allan E. Mecham, Clerk Plaintiffs James W. and Joan W. Seequist are husband and wife. the son of defendants A. W. Seequist and Gladys R. Seequist and is Jamas er of Jean M. King. On March 27, 1973, Gladys executed a the warranty deed on property to James and Joan Seequist. The deed was properly recorded April 6, 1973. On April 2, 1973, Gladys executed a warranty deed on the same property to Jean M. King, which deed was properly recorded the same day. Stembridge Ys leer est Ave. Michael R. Holt 12 E. South 1530 East Oscar HENRIOD.- 1029 2nd Ave. South 1540 East F.B. Maddox P.O. Box 11913 David R. Folland 2nd Ave. B. Gladys R. Seequiat, A. W, Seaquiat and Jean M. King, Defendants and Respondents. 1588 3 No. 800 Weat Westminster Ave. Occupant 2116 Kensington Wayne A. 3258 Monte Steve Garcia 243 W. 700 North Brad Bakelar 686 Wall St. Michael N. Roundy 462 Enchanted Hills Dr. Christensen FILED July 11, 1974 Crestwood Enock Bautista South Main Robert E. Ortega 1029 South 1200 West Roger 3549 R.L. Simmons Verde Or. 69 Ellison No. 13569 . Siesta University St. M. James W. Seequiat and Joan W. Seequist, hia wife, Plaintiff a and Appellants, 1776 261 No. Rd. Gary H. Brockbank 857 South Main St. Ronald B. Kahle 1291 Harvard Ave. Clarke B. Lium 4329 Parkinson State of Utah 3432 RBdwood South 9th Bast Dave . Mary Payne Bsp. A.F. Flschio 646 E. 3065 South Richard Meier 330 Shirley Lane 320 In The Supreme Court of The St. Almond Donald N. Fisher P.O. Box 15497 Raymond 0. Larsen 1451 E. 8685 South Ora L. Stevens 3118 Jan E. Waloher 12th Ave. 473 . Gladys Bullack 832 8th South W. Jsquier PAGE SEVEN The plaintiff Is the beneficiary of a life insurance policy containing a double indemnity pruvlolon lu cano of the accidental death of tho insured. The insured died of Injuries received while serving in the army of the United States in Vietnam. He was fatally fujured when he accidentally detonated a mechanical ambush device while returning to a night defensive position. At the time, the United States had a groat number of military personnel engaged in personal combat operations against soldlerc of North Vietnam. The policy of insurance contained the following provision: RISKS NOT COVERED No benefit will be paid if death results directly or Indirectly from: 2. War, any act of war, ox service In an armed force of any international organization, or any country or combination of countries at war ("act of war" means any act peculiar to military operations in time of war); Each party to this action moved for summary judgment, and the trial court ruled in favor of the defendant. This appeal followed, and the only our armed forces in question involved is this: Was the military operation of of the exclusionary provision of the policy? Vietnam "war" within the meaning The policy is merely a contract between the insured and the insurer. Its language should be construed pursuant to the same rules as are applied to other ordinary contracts, to wit: What did the parties thereto Intend by the the inlanguage used? Of course, any ambiguities will be construed against surer, since the policy was drawn1 by It. Words should be given their usual and ordinarily accepted meaning. To begin our inquiry into the meaning of the exclusion, we should consider the basis for the premium charged for the accidental death provision in the policy. Ordinarily the premiums are based upon theI hazards encountered I tCoHtinudonjHftS) ' |