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Show rr western i. IV I J 1 ! I it y r - , ; ' 1 f iL r- - mirnh ) .h l , H 0Tfl MRR2 SALT LAKEC VOLUME 16, NUMBER 54 Utah Supreme Court Decisions Y, UTAH I T For Average Citizen ATTORNEY GENERAL OPINIONS 4 - Capsule - Meserve Calls Insurance Key To Legal Help may Registered be delegates and participate in political process. may run for city and county offices. Exception: County Commission requires to be elector of the county one year preceding election. lds REHEARING DENIED State Auditor Presents lds Bills to State Treasurer SHERMAN PREECE, State Auditor, Plaintiff GOv! CALVIN L. RAMPTON, et al., Defendants 21, 1972 Some 150 life insurance executives attending the Life in Program Management Washington, D.C., today were told of insurance principles might be the answer for making legal services more accessible to the average citizen. that application See details page 6. & Appellants The issue before us is very narrow and does not Supreme Court: hold unconstitutional the law which created the us to require of finance. What we do hold is that before the state department treasurer can constitutionally pay a warrant, he must have the approval of the state auditor." Justice A. H. Ellett wrote the opinion. Bank Bldg. State counsel: Independent Oil Group Sustains Antitrust Probe Vernon B. Romney, Joseph R. McCarthy Details page 4. i Banks Deposit Rise - American WASHINGTON (UPI) The Inof Association Petroleum dependent America (IPAA) has reported it is under a Justice Deparment investigation because of a letter it .vrote to the Price Commission concerning oil prices. Sens. William Proxmire, and Thomas J. McIntyre, pressed the investigation on grounds the IPAA violated the law with a request to the Price Commission for higher crude oil prices. The IPAA said it was not so much a request as an analysis that shows oil prices could justifiably be boosted 25 per cent. The IPAAs executive vicL president, Minor S. Jameson, Jr., said the organization acted entirely within the law in its filing with the Price Commission. The Association represents independent producers who have no control whatsoever over crude oil prices. He said it is proper and indeed essential for facts on independent oilmens money plight to be brought to the attention of government. (ACCN) The all-tim- . D-Wi- s., Cars Outsell New Vehicles m Debt Ceiling Hike Would Be 16th In Decade U.S. Sues School To Keep Tuition surance - so-call- ed Free for Indians - . U Vfi ',"'1 1 . . . . S'l 0 ' - .... Consumer Law And Phase II Seminar Topics ann Arbor, mich. (accn) expense. He detailed an experimental prepaid legal services program the ABA has been sponsoring in Shreveport, La., since Januarv. 1970. It is operated, much like group medical coverage, by a laborers union and the Shreveport Bar Association. .. 'V He referred to the concern of the organized bar about other existing group arrangements offering legal services such as labor unions whereby members are required to use the services or one or a few lawyers. As far as I know, Shreveport is the only program of prepaid legal services offering free choice of lawyer in operation today. Its - The Institute of Continuing Legal Education will present two seminars at the Gold Key Inn in Oralndo, Fla., March 23, 24, and 25, one on Phase II: Economic Controls Law, and the other on Consumer Law: Compliance and Defense Tactics. The programs will be presented in cooperation with the College of Business The Administration, a might operate generally foreseeable demand at some indefinite future time, and a need to have, at that time, a fund available to meet or to aid in meeting, a generally foreseeable D-N.- Parts for Used et Association e, struments; a lowering of rates by of financial institutions an million net $800 in a number of savings bank areas; experienced inflow of deposits in February, a concern over and short-ru- n near record for the month and just and inflation on the unemployment e short of last years all of these part of the consumer acfactors would certainly encourage February high of $811 million, to cording preliminary figures funds to flow into savings banks, released here today by the National Ensley pointed out. Association of Mutual Savings On a seasonally adjusted basi$, Banks. savings bank deposits grew at an With an estimated $100 million in annual rate of $11.9 billion in interest credited, total regular February, compared with annual deposits in savings banks rose by growth rates of $10.8 billion in $900 million in February. The January, $9.7 billion in December, in the and $12.0 billion in February, 1971. highest February deposit gain Last months annual deposit growth history of the industry was $906 million recorded last year. rate is the highest since April, 1971, on banks when individuals shifted massive savings Commenting February deposit experience, Dr. amounts of funds from securities to Grover W. Ensley, executive vice savings accounts and sent the inof noted that NAMSB, president dustrys annual deposit growth rate some observers have suggested that . soaring to $15.2 billion, the highest in the record growth of deposits in history. Al the end of February, deposits in savings banks over the past year and a half may indicate that the the nations mutual savings banks nation is entering a new era of intotaled an estimated $83.2 billion, up SAN FRANCISCO (ACCN) -creased rates of personal saving $9.8 billion from February, 1971. relative to income. Total assets of the industry were Year in and year out, Americans While granting the possibility of a estimated at $91.6 billion compared spend 25 per cent more on new parts for the family car than on new cars, with $81.1 billion a year ago. plateau in the ratio higher long-tera Crocker National Bank analysis of personal saving to income, Ensley indicates. said there were, a number of more In fact, Americans spend 75 per immediate factors which uncent as much on parts as on new and doubtedly contributed to savings, used cars put together, a recent banks' high deposit gains in' bank newsletter on the subject cites February. Frank Rogers, president of APS, Declining interest rales on Inc., a major auto parts wholesale in-- : competing . open-markchain, as observing. out tires and bumpers, To meet theLeaving NEW YORK (ACCN) crash parts, the the Federal governments estimated will spend $140 on motorist average money needs in fiscal 1973, the and accessories national debts temporary ceiling replacement parts Ten years ago, said. yearly, Rogers may be lifted by $20 billion to $450 the average was $58.50; back in 1933, billion, notes Tax Foundation. only $16. By one calculation, this will be the the National Nevertheless, 16lh time the temporary ceiling has Automobile Dealers Association, The JusWASHINGTON (UPI) been lifted since 1961. But it will not to Crocker National Bank, . according tice Department has disclosed it is be if finally approved as high as the proposed $50 billion increase says authorized dealers share of the suing to try to keep Colorado from charging tuition to Indians going to asked by the Administration. A total replacement market has from 50 per cent in the 1930s Ft. Lewis College in Durango, Colo. hike that size would have dropped single year to 33 per cent now. around to land been an The case reache$ back alltime high. The $25 billion total sales of grants around the turn of the cenThe current $430 billion temporary parts is a whopping 60 tury. has been in effect since last replacement ceiling cent per jump in the past 15 years, The Justice suit, a civil action, 1, as has the $400 billion July of the gain is in higher but much was filed in U.S. District Court in permanent ceiling. the bank notes. Denver, Acting Alty. Gen. Richard The gross Federal debt by June 30, prices, With new car dealers having a the G. Kleindienst said. It asks for a 1973, says the new Federal budget, is of third this volume, the rest is court order that despite a more estimated to be $493 billion, up about divided 140,000 independent a bound among is Colorado recent act, by $84 billion since the end of F.Y. 1971. 220,000 gasoline stations, 1910 act of Congress that required This increase is greater than the garages, the stale to admit Indians tuition-fre- e whole U.S. debt for F.Y. 1942, notes auto supply and tire stores, and other retail stores. to Ft. Lewis College. the Foundation. " 1 r- -' NEW YORK nations mutual savings banks other types Bar Robert W. Meserve t of Boston, addressing the group, said that both the insurance industry and the legal profession have shown growing interest in this concept with Blue Cross of New Jersey actively exploring a plan for legal services coverage with the New Jersey State Bar Association. But he added that the majority of Americans, who are of middle-incomseek legal help only when forced by an existing problem, President-Elec- - Gustin & Gustin, Harley W. Gustin, 1610 Walker Plaintiff counsel: primarily because of the fear of cost. These people consult lawyers increasingly less about more routine matters simple contracts, insurance, wills, zoning problems, real estate acquisitions, and a thousand other activities in the course of an average citizens life, where a little advance planning with skilled counsel might save the individual money and trouble, he remarked. And these same people, he be continued, terribly may straitened financially by the advent of the acute problem requiring professional attention by a lawyer. This, of course, is a traditional area in which the principles of in- WASHINGTON (ACCN) (Special) University of Florida, Gainesville. The seminar on Phase II will be presented in three morning sessions. The six main subjects to be discussed are: economic controls; present procedural problems; Rome results insurance problems of definition; special problems with inventory, wages, insurance, real estate, delivery, and exemptions; an assessment of regulations issued to date; and pricing relief. The second seminar, Consumer he with companies professional relationship problems supervised or advised by reputable bar associations is being closely examined. And he said that this subject will be discussed in depth at an upcoming National Conference on Prepaid Legal Services to be held by the ABA in Washington, April Law: Compliance and Defense Tactics, will be presented in three afternoon sessions. Topics for the consumer program are consumer litigation, consumer credit law, recent and pending consumer law, fair credit reporting act, advertising practices in con- sumer law, the role of the FTC in dealing with consumer grievances, and avoiding consumer complaints through business innovations. For registration, contact: the Registrar, Institute of Continuing Legal Education, 420 Hutchins Hall, Ann Arbor, Michigan 48104. are encouraging, remarked. He indicated that the possibility of funds operated by conventional Mrs. Knauer Says truth-in-lendin- g, ; Standards May Be Needed Rug WASHINGTON (UPI) - Virginia Knauer, President Nixons adviser for consumer affairs, warned that the government may set comprehensive new standards for rugs and carpets unless the industry does a belter job of regulating itself. She said the Federal Housing Authority has begun setting minimum standards for rugs as part of the purchase price in homes with federally guaranteed mortgages and predicted even wider standards if the industry again rejects a proposed grading system for car. Wants Quicker Consumer Aid WASHINGTON (UPI) - A Federal Trade Commission official believes consumers need a national system for inexpensive, quick handling of their complaints. Robert Pitofsky, director of the FTCs bureau of consumer protection, calls the present method of filing suit in a local, state or federal court too expensive, too threatening, too cumbersome, too to dispose of the typical consumer. complaint. time-consumi- pets. Mrs. Knauer also criticized the industrys guidelines on carpets, noting that the booklet described soil resistance as one of nylons virtues when, in fact, that is one of nylons weaknesses. Polyester is described as high in ease-of-cacharacteristics but my impression is that maintenance is often a problem with polyester. re i. a |