Show - BUSINESS The Salt Lake Tribune D7 Sunday February 21 1993 Only Seven Companies Allow You to Bypass the Broker Q I'm interested In buying stock shares directly from the Is suing companies so I do not have to go through a broker and pay a sales eommission Where can I get a list of these compa nies? — A We contacted Sumie Kinoshita editor of the Guide to Av stiend Reinttestment Plans P BO 763 Laurel MI) 20725) She said there are only seven companies that allow investors to make initial purchases of shares of stock directly from the issuing company They are At mos Energy Exton Johnson Controls Texaco Central Ver R Grace mint !MAK' Service and Procter & Gamble Another option is to pon the National Association of Irises-torCorporation IP 0 Rot 220 bearish ctonsensus for each contract I am Interested In purchasQ log medical stocks because I think they lune dropped to attractise testis I o you knot of any publications that Nino these kinds of stocks! — A The only neasietter sse base seen that cos era medical and pharmaceutical stooks ex c1Llo (I s Atedien Trchnoosli Stoek blter (PO Ito 40460 corn-'Bodil- Jay Gt)Itlittiver loltntet loot( h 3( Q Can I find out hen big traders are long or short in the stock marker! I want to folios their lead — A You may want to get a copy of the Commitments of Traders in Futures Markets Re port published by the Commodity Futures Trading Commission It breaks down the stock futures market by longs or shorts commercial or noncommercial and Royal Oak Mich 4806iii As a member you can purchase your first shAre of stock from 105 different public companies for a 15 transaction fee plus the price of the stock This initial purchase of stock allosss you to deal di rectly sloth the company for fu lure purchases Membership SAW t 132 per year -- Ileac ley eahf in 94704o Q 1 am intertstrd In purchasing a bond fund to earn a hightr yield than my CDs sihkh tail! be maturing shortly and am ha In trouble finding the maturity les els of thtse funds hcre ran I get a rundovin of bond fund listing their aserage maturities' 1 don't slant to base to contact This positinformation it also p in oniensus 'Robert Sal a 1737 McCiee Kansas City Mo 6410S0 a weekly nesssictter re printing articles from many different publications on the subject of commodities stocks and bonds Each issue features a weekly poll tracking a builith or speculator-typ- y is to tall to ou 111011 Ell a - ''' ' 4N i k 'e I'" I ' All ' ot40 NI 1 44 04° ' A' 9 :y ' ' It btr 4 It 11440 m t 44444044 0I ft II Su L 14444444S444414444 11444 t I to4640444 44a4440 I 4'4444444 4 44 444s t 14444444444444 I 44 44444044em 4444444 SI P444414 - ! kormwo444 444 ''' ' t i ( MT1 't ' 4 ''' I '44-4- ''' 0 i i '4 'I I IKII) A IA v I ut-- r''' t !I 4 41 I 1 t v-1- I ! l'Il4 es 'Yield to maturitycall I' i t ! 1 I 04 kil i'l(It H41t1141I11 444e4 44 il l $1399 04404 4444404444441 toes o4444 '1 ' Okidata's ()L830 ItioAlt t ' 41! p v! 4 414 COUPON ' ' ' "4?' II' '4' 4 ' i's $ a :- : ''" 'is t '' I to- RATING - thill&' & a -- L GONIFWer IS Chief !ripest Struretpst fur Capital ItV 51Pit Inc tvid ahlhor tif Keys to In‘estalg tn GoVCr Innen! Se'Mid II For a per8unal rrpv 1:eqw mit vio- gurstion(5) to ri-ar- d twewrittels pave Se11 to PO Box 404 Be wily oUt Cob 90213 fie sure to ftwitte reterollne iptumbrr J111 WINIIIMINIAIMEMNAJ 4‘11 t num- tle-n-t 114111 a los 41" F041l-ec- Mon- COMPUTERS ItNIC-- Wi po:kokp4:::1-01:)::i7-00P41:- recent A reported The correct form ber is IRS Form 8606 or thorn For more information sou ran write 14) the 1 edet41 IT Ade COMIllikslon office ef nnstimer - htt 7::iii0''!4i:!:gp:44-g-:1-::-''''4X:F:- CuRRECHON eywatch gave the name of the IRS form on hich nondeductible IRA contributions must be - — K J A sgletio 13471 North Federal Ilightsay Vonl Lauderdale Via aI tatalle and ta free bsond funds htn Business Education Room 403 N W Washington DC 20580) and ask for a free copy of Lost or Stolen Credit or it Ca rds & card The Ftb 8 1993 issue Of One liundrot Highest uzvid WO Box 088888 North Palm Beach Fla 33408 8888 suggests steps you can take to act immediately once realize your cards are missing Keep a hst of credd card aceotmt numbers and their expiration dates in a safe place iother than in your walleti Also record the 24 hour emergency telephone numher for earn card fees distrtbution fees and an annual expense ratio EVen after selecting funds that are of inter est you will still need to call or write for the fund prospectus to make sure the fund investing philosophy ts comparable to your ()An Q II I lose my errdit eards hots much am I liable for if they are usrd by onauthorlted indi s !duals! A The rtiaittlUrn liability for a standard credit cud such as VISA or MasterCard IA general VO per card You most re bwitnekA ilort the toks ohm days after you become ats are the funds directly Each carries current yield aserage portfolio maturi ty an 800 fund telephone num ber sales loads redemption the card was lost or stolen If you don't report the missing card within two days you can be liable for tip to $500 per credit 2 27 IIITII )1 list your tax refund for our In-sto- PRICE MATURITY DATE specials on 386 and 186 computer systems! re fftislwal"13""1-!An this0 Oltdar chtange14 '' ‘' arDaME:tt sh dait'atAV' 0re NI-1 60 AAA 10000 1210112012 322-17- vs:sated-fo- r s ifirot ow 0- Is Your Nioney Cetting This Kind of Attention?" - UD gattti t in 14 I tow 46 too - -- - ' ' l'''-- 1 ' " 4 :''" r I) 1 ) - 1 - 4' " 11' t 4 11 Ve - : 0 441$1‘' 14 ' — 41 414 '' r i i '' ''' -- ' ''' - '' -- —" 7:'''4 A 1 fe: ' ' '''' ' ' k 1 i - io v47 w '' : 1 y: - A : - - — : - 7 7 '' 1f1 t ' ‘qC 1111VATIL 4 k y iti-- 4 ' e 4v -- ' 1 1 1 evoutta 1 '17-- -- '''' T - ''''' di y :matt - s - ' ° 44milgli'''' I : 4 C - s(X) ((x) 17 A:11:114 i f Sat 10(K) 2 (X) so 10 (X) 2(X) () (X) i - pll I iit E:-- 9(X) 4--- ge'''1-t4 N11: t0e A 1i 4SS5 So Holvomi 2 ( 4 ) () 2 00 531 21(X) I lours: Salcs Service: rA 'A' - I A Iff' it : 4 14 East 3(X) South 11 SIIEARSON LEHINIAN BROTHERS -- I - I'‘ 108 14400-15:1- 9 : - Burgoyne Computers Contact one of our Financial consultantA to link1 out more about thi anit other tax ixempt Wiling available through Shearon Lehman Brother CALL (801) a 1:0411 kik ' - ' AIL g:: i - 'k '' - 04 A : 1- f A - 2:-- f 1 : n5aoot 1 togr---r-ru- - ': ' : - iN' : ' -: - le- - : 1 t - 4- - '' 41-' ll 'i slogors'rf 4 I ‘ 4- - ' - !' 1 e" t - - ' 1 1 — t':t ' Jo - "' ' ' '''' - : - '- - s -- ' AMERICA FIRST INTRODUCES THE IDEAL HOME EQUITY LOAN t i--- 1 - 7 i '‘ our members to help us design the nwdel home equity loan One that's more convenient and takes adantige of all sour equity biok ke call it "Ideal" We asked I -- 4 't - : t - 0 I :a it t 4 ' ' r ' (X ) tioinc ty bp 1tnt 1 loan Thaes nght S kit morr tlur traditional home cquit 0 am : 1 12 : :::: rate of 8 kid 14 loan is still rare for ?our Ideal !Ionic anal 0i AYR Plu hc s nccd it nL1 A Fixed or Variable Rate tia nW 7011n rrn 0 142 : ii irv ot up to laricr grcal ssa — Antal a tr1 ve loan Vte - utcdt la JIiLthk th u sut qualitcs lical su tor to go hac ixed e rate at I lot the option or J ilxed or and 4 disLthiC hatsles et there arc no fees No Appraisal For Quicker Results 121 In and — Usually you are required to wait tor an appraisal of your home but ith Amenca Firsts Ideal Home 1:quity loan we' se eliminated that step Just bring us your last property ta valuation notice verification ot your first mortgage and w your last pay stub or income venfication We'll pnvess the loan quikly : : Plus Ron Mildenhall knew As a software engineer that he needed a bachelor's degree to have Ron's greater opportunities for advancement associate degree and the college credit he received for his work and military experience meant that he could finish his degree in e as a computer science at WestminsterRon says student in only five years that what he learned in the classroom was at work applicable to what he was doing and science program "I found the computer the liberal education classes I took to be challenging interesting and relevant" And with a student to faculty ratio of 16 to one Ron found his professors to be interested in students and willing to spend extra time with them Call us at youll ant to talk w ith your ta advisor first but charKes are you can deduct the interest from your Ideal Home Equity loan - now wouldn't that be perfect! And our rate is better than most installment loans For information about an Ideal Home Equity loan at America FIN contact your nearby branch or call in Salt Lake City or 621-20- in : Ogden vflv '71'rr-- 4 g áf 488-428- 0 part-tim- sot IPi riVvoRlmg WESTMINSTER COLLEGE Of SALT LAKE CREDIT UNION CITY Member NCUA An notmor k 1 i il AMERICA FIRST r flted tw trver c1" Ite filed nit es its t lam &Anal auNt rak Oprwfunil Nrol an raw Lender : er Ne at Ita trteC : MINK et a IVe Mdli ! -- :' |