OCR Text |
Show 18 Turn on SOUTHERN UTAH NEWS WEDNESDAY NOVEMBER 2. 1994 Community r i .Liu, j' rti the heat , miViii ti i iT mrv For many families, budgeting utility cots in the winter is a real juggling act. l he Home I argot proKnergv I . w U FA provide a onegram. time only pa; men: to help with the high co- -t of home heatmgto eligible The program opens Tuesday, November 1. mreldi r!yanddi-ableFor the general V.e program opens Nopubie. vel ibet i5. h- program will ; ek,-- e F:e March, or when federal .no run out. for 1 1 . d pe-.p.- - 1 - I . : A hot.M-- i ic HEAT pav: season i he mount paid depends on location, type of fuel used, hoimehold sie and income. The 's monthly income limits for HFA program for .me as follows: m70 u household $ 766 per.-o2 pei son household $ 1025 3 person household $ 1284 4 person household S 1541 5 person household $ 1800 thi.-ear- hnus-e-hol- ') 1 person household $ 2059 More information about the HEAT program is available for Kane County at Senior Citizen 0 Center v.. jELDW6? &? Iff OoQ&ddieQ&o1) (3(D A Take advantage of the opportunity to have your hearing checked. Jeffrey Manwaring, a clinical audiologist, will be providing free hearing assessments at the Kanab Clinic. IPOOMOS Sti Qee& SS 0. Free Hearing Tests Scheduled at Kanab Clinic S 044-525- (pebmQ ins i it. the low eM anil most amamt: home equilv i reilit line mtroiluetorv rate in town II ou thought prime was a good rate. Zions Bank now has a rate that s below prime. I Ami we re not talking ust a lew measly tenths below. We re talking wav, way below -- because ton II receive a great rate ot 2"i below prime on vour home equity line ol credit lor six months lollowing the origination ol ol line credit our II that s not enough to get you on the phone with a Zions Bank loan representative right this minute, consider that a Zions Bank home equity credit line will cost you nothing to open. There are no title insurance lees, no appraisal lees,0 no origination fees, no tiling lees. No tees period. Meanwhile don't forget the tax advantages of a home equity credit line. Loans secured by left tor vour home are virtually- the only - w-a- you to borrow money and deduct the interest from your taxes. (Subject to IRS regulations, ot course. See your tax advisor for more details.) Now youre probably wondering what will happen to your rate after the introductory period. And it's good news. Based on your ratio (the total amount of loans secured by your home, divided by your home's value0) your rate will still be among the lowest rates in town. Please refer to the chart directly alien e. Then hurry because the sooner you get started, the earlier you'll begin to enjoy an amazing introductory rate. Visit any Zions Bank or call ( outside Salt Iake City) to apply by phone. 974-709- 1 9. 00-748-5348 loan-to-val- ZIONS BANK Member ) F C below ! he base rate as defined in the loan documentation Based on the current prime rate vour rate ol 2 R) ol 5 3 4 m k prime is equal to a variable annual percentage rate ( prime rate is equal to its Inol equitv you have in vour home II vour loan tovalue ratio is 25 the less loan or based will on amount our vanes months alter will take rate imr which cllect ix variable regular plus begins, your pi rale, rtgui.it I 14 (4 APR), 51 70. prime plus I 3 4 (4 7 APR). 71 80. prime plus 2 3 4' (8 I 7 ratio is 26-3ARK) Currently if our your regular rate will be prime plus A check bank made bv lor draft the $15 the line or Actual rates mav vary Property values will be determined written against charge is any (4 3 4 APR) The maximum APR is 18 r1"'" lor l sc than $500 II the line is not used once during anv calendar year. a $50 lee will be assessed This oiler is available on home equitv credit lines below S200 000 Jeffrey Manwaring MSCCC-- A CLINICAL AUDIOLOGIST Other services include hearing aid repairs and new hearing aid fitting on a y trial basis. The clinic will be held on Tuesday, November 8, from 9 a.m. to 4 p.m. at the Kanab Clinic. 45-da- Call 644-261- 2 for an appointment. |