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Show OVER PRIME lm Home Equity Rates This Low You Should Be Giving Us Tie FreeTV Zions Bank is proud to announce that interest rates for our home equity credit line low have hit an e just 1 over prime for many homeowners. Which makes the fact that were also all-tim- Which means you could borrow up to 5. for an interest rate and still $ 1 10, OCX) just qualify over the prime rate. And while many banks lend only up to a 1 offering a free Sony Mega Watchman TV along with some other great Sony products just that much more icing on the cake. Our new home equity line rates are good news for you, but bad news for the IRS. Because financing your purchases with a home equity line is the only way you can continue to deduct interest payments from your taxes. But weve made our home equity line a lot less taxing in more ways than one. At Zions Bank, youll find the lowest interest rate of any home equity line in town. Heres how it works: For example, if the current appraised value of your home is $100,000 and you have $15,000 of principal remaining on your mortgage, your loan-to-val- ue ratio would be Zions Bank will go ratio of Which means many new home up to owners who are just beginning to build equity in their homes can begin enjoying the tax advantages of a home equity line from Zions Bank. If thats not enough, there are at least three more good reasons why you should get a home equity credit line from us. Namely, your choice of a Sony Mega Watchman TV, CD radio cassette recorder, or cordless telephone. loan-to-val- ue 85. 70, Youll get one free when you open a new home equity credit line at Zions Bank, Speaking of free, the Zions Bank home equity line costs absolutely nothing to open. No appraisal fees, no title insurance fees, no origination fees, no filing fees, no fees period. In fact, well even waive our normal home equity line annual maintenance charge of $30 until January 1993. The only thing thats easier than making the decision to get a Zions Bank home equity line is coming in to apply. Just call or visit any office of Zions Bank. But hurry. Offer ends June 30, 1991 . Zms Firs! N animal Bank's firtrne rate is equal u its bene rate as defined m the loan dacumenumim. Tax deduc turns subject to I Kb regulations The APR (Annual Percentage Rate) may turv The APR s shown reflea the rate m effea an March 1 1. 1991 A $15 charge is made fi it anx c fkvfc or draft untitti for less than $500 t Equal IhtuMng Lender ZIONS BANK Member FD1C |