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Show Sun Chronicle Thursday, December li, PITA Cage my wil 53b T hi Veterans Administration's new (i.I, home loan policies are welcome new business for the housing and construction industries according to Elmer J. Smith of the VA Regional Office. The loan guaranty office serves 144,000 approximately veterans in the state of Utah. Enactment of the Veterans Housing Act of 1974 made thousands of veterans who served during World War II and after, eligible for a second entitlement to a home loan if they have paid off their first G.I home loan and sold that property. In Utah, the VA has guaranteed more than 00,000 loans, valued at nearly $1 billion since World War II. Almost 25, 000 Utah veterans have paid their loans in full and they can qualify for creating restoration of entitlement provided they no longer own the property they bought with the original loan. In October the Loan Otfice had 53 requests for restoration. Of that number. 35 were approved. Another provision of the new Housing Act. explained Smith, allows the VA to Guaranty restore a veteran-seller- s entitlement and release him from liability to the VA when a veteran buyer agrees to assume the outstanding balance on the property. The buyer must qualify from a credit standpoint and agree to substitute his entitlement to the same extent as the veteran seller. The VA guarantees til) percent up to a maximum of $17,500, whichever is less, of home loans private lenders make to eligible military and service personnel veterans o! World War II and later periods. Smith says the VA also now accords full recognition to incomes and expenses of both veterans and spouses in determining ability to repay loan obligations, making qualification easier. However, the VA i required it conby law to determine templated repayment relation terms bear to the anticipated a of proper veteran's income and expenses before approving the loan While the spouse's income has always been deterconsidered. in;. mination sometimes had the I elteet of discounting the spouses income, he said A eteran w ho buy s a home with VA assistance usually tmds the loan easier to obtain because the VA guarantees part ol the loan No dow n pay ment is necessary in most eases, but be requited by the may lender. It the pun base price exceeds the reasonable value as determined by the VA, the veteran must pay the difference m cash roin his own resources. The loan may be repaid over a long period of time at a rate interest currently nine percent i. moderate with the option of pay ing oil all or part oi the loan in ad vance without penalty. The to appraises the home VA determine its reasonable market the in value the time the made. was appraisal the VA has Since April been permitted to approve prevailing at 1 condominium projects tor guaranteed loans without the stipulation that IllD must have prev uiusly insured loans m the same project. Die US. Force Air under the Prep School's Academy Preparatory School will begin accepting women students by January 1976 to ready them for entry into the Air Force Academy. The women will be among atxiut to regular Air Force enlisted Force enlisted people who have high extremely qualifications to be successful in the schools abbreviated program. Enlisted women and men who are interested in at tending the Academy or the Prep Schixil should apply for admission through their unit commanders to Registrar accepted people Hearing aid donated to Easter Seal Society Zenith Hearing Aid Company, through the efforts of Standard Optical, 159 South Main, Salt Lake City, donated a hearing aid to the Utah Easter Seal Society, 4868 South State, Murray, with the purpose of giving the aid to an individual who could not otherwise afford to purchase one and could best benefit BankAmericard mid- year program. Midyear entrants are all regular Air the Prep School in January and successfully complete the program will be eligible to be among the first women to enter the Air Force Academy June 28, 1976. The Prep School offers an r intensive program one-yea- in mathematics, English, and military training three renovations Jane Duke, Shell le Flijt, Susan Hampson. I.aDonna Hardy, Daren Hawkins, Lori Jensen, Cindy Johnston. Tina Jan Redden. Mickelsen, Douglas Roskelley. Suzanne Russell. Carolyn Shafer, Linda Julie Standing. Mike Terry, Sugimoto. Laurie Thurgood, Tammy W o r k m a n S t e v , e n Youngberg. 8th Grade High Honor Roll: Jody Bateman, Nancy Garner, Jennifer James, Margaret Russell. Aprender holds meeting President Min Honor Roll: Ginger Abel, Artie Aragon, Shelly Barker. Tauni Brown. Kathv Field, Amber McMasters, Connie Flinders, President, First Grace Judy, Edna Parkinson, Janet Sandberg. Vice, t. Terry, 2nd Vice, Nola Till Grade llih Honor Roll: May Matis, Treasurer Becki Hamblin, Janette Dorothy Larison and Lorene Run-dquis- Reimschussel, Terrie Foley. Slipherd, Pennie Totten. Honor Roll: Darla Bridge's, Kathy Jean Browning, Brian Gour, Nancy Hansen, David llugg, Brett Matsamura, Julie Sherman, Jim Sparrow, Kennv Tulane. ' Reg. w.99 78 now oz. REFILL Reg. 99c Special Many other great specials being offered. Come in and see or call and ask about them. I 10 We also specialize in dog grooming and a complete line of C dog grooming needs and accessories. H R S new store hours M 10to9p.m A Mon-Fr- i S Saturday10to6p.m Sunday .12to4p.m E i Cooresponding secretary, Mildred Clawson and Bertha Larimore. The guest artist was James Larison, son of Dorothy Larison. He is a member of the U.S. Air Force and was stationed in West Germany for three years. He is now at Hill Air Force Base. We visited Holland, Germany and Norway. Holland at Tulip time is a most beautiful sight. Miles and miles, acres and acres of all colored tulips in bloom. The windmills are not in use as much now as formerly. But if you stand in a position you can see 25 windmills. The Dutch are reclaiming land from the sea. Most of Holland is beneath sea level. The houses are very close together and if people move they have to use a winch to get furniture into the rooms. They are very clean, the windows sparkle and have lace curtains. We also visited the home of Ann Frank. Germany is very beautiful. There are castles on nearly every hill. It has many rivers, most are for inland w aterway travel. The most important is Danube which rises in the Black Forest which is not black but green. Norway, all the homes are made of wood. The old Normen were builders of wooden ships. Jim visited the old Lutheran Church where his grandfather and grandmother worshipped. All the churches have cemeteries I E Rhoda Flinders conducted a short business meeting. Members are requested to read the constitution pertaining to the honorary memberships, after 20 years. A vote is to be taken next month. Primary voting was held for officers for next year. Elta Jackson, Rhoda $2.49 50c Tetra 1 0 Glass top and light $8.99 gal. Aquarium UKC American Eskimo Pups $70.00 Hamster, Liberty Bells V Into 1 Christmas specials Member FDIC m The three buildings played Building crews will continue inside work during the w inter important roles in the early and the buildings should be Mormon life in Nauvoo under completely restored and the Mormon Prophet Joseph For direction. ready tor operation by the Smith's example, the Clark Store was self-defen- Says T intramural cross-countr- the printing complex, Mormon Church "Times and Seasons." spring of 1976 self-defen- 6 tale time of toys and Santa. For the rest of us, First Security BankAmericard is a way to make fairy tales come true. Its good all over to make someone special glad a!! over. in participate team soccer, handball, water polo and swimming There are also plans to organize womens varsity volleyball, tennis and golf teams. Girls learn Junior H a School the names of students who are on the first term Honor Roll for the 1975-7school year. The names are as follows: 9tli Grade High Honor Roll: Janet Bringhurst. Mark Browning, Robin Dale, Fred Fernandes, Cathy Godfrey, Patricia Hall, Susan Hooper, Wendy Meibos, Paul Morgan, Kari Price. Debbie Smith. Michele Stevenson, Elaine Thompson. Honor Roll: Corv Colohan, For some of us Christmas is a magical, fairy military located across the street Roy L and training programs In athletics, women will north ol the Mormon Nauvoo self-defen- se Temple site. Original presses of the period are included in The Sand Ridge Junior with women young and old. the renovation of the printing School Girls She feels it is essential that complex, and the bakery High both two indoor Association recently sponthey learn how to effectively includes ovens and an outdoor oven, and themselves sored a presentation on avoid protect according to the Nauvoo Margaret Waterfall, danger. Mrs. Waterfalls approach Restoration, Inc., headed by associate professor of health, Dr. J. LeRoy Kimball'. w as and recreation special in that she taught physical education at Weber State the young girls how to avoid Mormon churchman. situations that might calkl for College, was the speaker. Mrs. Waterfall has become was not only a Guild few ideas it such an very well versed in in the last few years. became avoidable; Due to her growing interest but also a lesson on quality she also has an increasing behavior, dress and good The Aprender Guild held desire to share her knowledge judgement. their monthly meeting Dec. 3 at the home of Dorothy Larison with Maud Brown as announces T education ol Roy Junior announces honor roll recipients ,";T;rV fr.d 20-2- 5 LDS plan iRRSi, The Latter-daSaints the announces Church renovation of three more historic buildings in the the restoration ol Nauvoo Scoville Bakery, the Clark Store, and the final budding selor for the Deaf for Rehabilitation Services to the Deaf; Steve Baldwin, Education Coordinator for the Utah School for the Deaf, Ogden, and Lillian Bosshardt met with Bernell Christensen at Standard Optical for the litttmg of the hearing aids both ears affected). It was an exciting event for all of us witnessing Lillian with the aids in hearing clear voices, understanding a conversation and responding to it Utah Easter Seal Society appreciates the cooperation trom the community in helping to serve the handicapped in receiving opportunities to develop a normal living pattern. enter into the accepted Academy Class of 1980, or about 10 percent of the Class. Correspondingly, the Prep School would hope to have 10 percent of its students be women, which means students. There are no substantial changes forecast for the Prep School training program because of women. Women will live separately from men, but will participate in the academic, physical be Academy, Colorado 80840 Admissions officials determine if applicants are qualified for the Academy or the Prep School. Women at the Prep School became possible when President Gerald It. Ford signed into law Oct. 7, 1975, a bill allowing women to attend Admissions USAK Iroin its use. socially and educationally. The Utah Rehabilitation Services to the Deaf helped Easter Seal select an individual that would best qualify for the hearing aid. Lillian Hosshardt, ten year old daughter of John and Reva Bosshardt. 11023 S. 2700 W , Riverton, was chosen to receive the aid, as it would benetit her education at school. Utah School for the the nation's military academies. Women who physical conditioning to fully qualify them for entry into the Academy Prep School officials say that beginning with the schixils (lass of 1977, the number of women in each class will be generally proportionate to the number of women in each entering Academy, For example, it is anticipated that 150 women will and Deaf. Ogden. The Executive Director, Bill Bean, Program Director, Kathy Cann, of Easter Seal Society; Jim Hibler, Coun- hnar hns !) around them. The Fiords are mountain valleys along the coast where ever there is a valley between these mountains it is farmed. It was a most delightful trip. A light luncheon was served, and Christmas gifts were exchanged. We sang Christmas carols. There are 18 members and five members on waiting list present. Five were excused. |