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Show Page 48—-THE HERALD, Pr Utah. Wednesday, Ap? Rights New Pension Law: Wforkers’ Bill years wih a company as a _» DON pul APs $750 a month. been insured uj to be paid if your company retire early, your Den ji certainly will be iewer, and you magti mi be able te collect them tantat age fi. wren security bens rs a worker, bul al the end company al 38 years toretin time it ma: rantee him at it promises that i } tribuson of Sia ian plan fe Mths ai the r credits, ny companies Q, Supposey andreturned sever: worked lang a i Can vou get credit for those¢ years of work” A. if you were at for be expect pass this added cost to consumers tet legst 38 oe lon, &¢ periods your guarantee you at employer 1 least a basic pensionpays If the company default the deoisions affecting the P plan new requir ements are you workes disclosure a year (about half dealings you worked len, ear of vestingandcredit hat can't happen aw. Companies have ail your Sale The per fly nalf retroactive v law. If you have 38y rompany, £ say's yo s of pensioncredits retroactively What about your spouse Unless vou decline it in writing a viver basis, with and si your spousegetting at least haif the pension after your death If you de nd is being How however nd it is a big —a joint pension may night se bepreferable over a Treat your child to the charm and warmth of Disneyiand with these book specials. “WALT DISNEY STORYLAND”, and surviver annuity breaking the law in booklet you n Aug 31 doe: not conform te these si if you m one day Furthermore know wherey In addition, up unless you into effe benefits vil! he paid rviving spouseif you die before retirement bul afier you after, except for n wv plans y areeligible for early retirement Again, benefits may be reduced in the pension plan at an . One right Congress did not guarantee is“ portability,” or the the same company under the night to carry pension credits samepension plan, your benefits anew employer y protected : the isu fo § to-dateinformation that in 2 Sen. Jacob K. Javits, R-N Graduai has called the law “the gr social legislation since Anniversary Celebration n employe bas t leaves id at a reduced r contains. If he doesn't, he wil yesting, siaring have worked at least io years for with 25 per cent of full pension Social nights after five years’ work and Security” was passed 40 years s ago. Ai the least, your 100 per $ which says . much safer than it ; pen: you must be 50 per cent vested ° ; stand to lose 2 reg. 5.95 Sale §4°° Giant “WALT DISNEY WORDBOOK” reg. 4.95 Sale 93°" “WALT DISNEY SONGBOOK” reg, 4.95 Sale °3°° WALT DISREY FLATS les small pension isferring A new you each of them. The law req pant o! imow your pension righis. You employer must tell you next Aug 3 in mple easy-to-understand uage ‘exactly what ye he is required to give you rights so you can apply for accumulate} from your pe ion will be paid but you have ¢ government will step in and your pension upto$73 pension employers in the form of aw requires the co mem vested before y the ny to finance its pension plan yes. i you Were NOt properiy, anj sets strict new vain ihe answer is mayh standards gover ng how the Generally. if yor time aw ed and the uciaries me Teasan Congr step worked ap age. Social Seruty is supposes to give you a comple Hist of all -many to choose from- hi tederal ae ager 5 Departinent Federal Deposit Five ye 1 poration which protects a pensioniess ay set aside 15 per cent of to an anna! maximum of $1,500, for individual ement ACCOUNT _ accounts, W, ‘ement pension ¥ you som s to keep his fhyour employe bargain If you believe cheated, or that the pension fund add up to 45 Full vesting does full pension, whi to federal court to fight your depends on n is being handled improper No taxes set ide or the interestit until when we andthus taxes are low he money cannot be used until the employe is 59 s liable tke penattie ly, you areentitled to go directly worked and amount of case, and be awarded attorney paid Naturally, an employe who sticks it ont to retirement age withthe higher salary he might fees if your case has merit The law does not fc company tostart a pensionplan that is up to the company or the wmiicn. But if a plan exists, expect by then, will get a bigger pension than the fellow ves beforeage 65 the company must live up promises. A pension promised, is no longer t be established in a worker special bank ‘y a privilege. Itis aright As the complex le gradually goes into effect in coming months and years MANY OTHER “DISKEY” VALUES TO CHOOSE FROM. p is important to know its annu sweetened ive to Jan. nea technicalities, for Congress given you more power over pensionthan eve in nsurance companies self-employed pension nd Is. spec account bonds or 1 by 197 person can set ent of earings to a es The heart of covering the more th B private pe future ones, set is for participation how soon you must be included in a jan} and vesting (how nust be imits wiil benefit could credit you high-income year for 20 y covered by but not 5 fore your pension irrevocably guaranteed M0re—per er tha The second says credit Participation begins year of work and at age 25 if the employejoins the company youngster. he must get ¢ reditior ( | i 3 Vp Accum ated al flat 3 pe ear Gy Fs | . professional: es. pecially, but also nloye of @ pension plan company who works part-time elsewhere or does free lance work and thus qualifies for the self-employed fund uld allow employe’s CLARK'S HoHGLARK'S 15 GWTGRABVGH Ri Ae \ PROVO CLEAN-UP ¢ UNIVERSITY MALL V PANTS & TOPS orig. $10 to 12.50 CLARK’S FAMILY BONUS CARD FOR THE YEAR ‘ROUND SAVINGS 899 FREE! | orig. $13 to $18 WITH 10-25% SAVINGS ON SUITS, SPORT COATS PANTS, DRESSES PANTSUITS | | | | | other fabrics pullovers; patterned, ims and print shirts, Knit i leeveless | s sweaters, UNIVERSITY | L, OR PROVO © UNIVE! 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