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Show WEEKLY VIS NEWS JOURNAL, FEBRUARY 12, 1176 REFLEX-D- A 55ST SERVICES m msT WEST POINT... We bne 2 hana both with alum, aiding and fenced Tarda. 1 one hednoan for 111,500 and 1 two bedroom for (16,900 (Homea to be aoid aepantely). Owner needa immediate aalel Will carry contract with low down. Call Carlin Maw, 376-581today! Painting. Interior and exterior, paeer hanging, walltex fabrics, NEW LISTING! wall washing ond paper cleaning. in Layton ia imbaaement, family terma! Call Jerry Ponlter Thii dean and well eared for 4 bedroom finiabed mediately available to you! Boilt-inroom, patio and fenced yard. (34,950 - QUALITY NOME IMPROVEMENT . Nistler Decorations, Dranev, Layton Dan R5- 2- MR STEAM CARPET CLEANING SPECIAL inly $19.95 tor overage living HALF ACRE Ivwtfvl in Syncate with Urge brick rambler and folly fenced lot. 3 bedrooms up and 2 down, 1H baths, family room, 2 fireplaces, patio, carport and newly painted. Ideal for any family. $39,500 or Jerre Fait. 376-287term to mit! Call Gary Nelson 376-869-5 room and hallway. Phone 77371(4. R- l- Rent a carpet steam cleaner for CHOICE DUPLEX S7.50 at 1679 Dutch-Mol- Main St., Layton. Phone or 7737184. R1 in Layton all brick construction and excellent rental ranges with hiftory. Gaa fueplacea, central air eond., built-i- n rcfrignatora, double enclosed carports for each tenant with attached storage rooms. 6 yean young priced nt (39,900 - financing for complete details. available. Call Bob ONeill, 376-944-1 SELLERS Try our free market appraisal using oar "Computer Comparative Atmlyaia with no obligation! BUYERS - Contact one of our qualified tales agents today for all your real estate needa! liwiol North 0 This ad could save you more than $100 if used soon. With this ad I will reduce my usual painting fee of $45 per room for labor and material bv $18.50 per room. Eoch week from now till Easter (9 weeks) this ad will be worth $1.50 per room less. So use it today. Coll for free estimate with IVEN SPINKS Completes Aerospace Academy obligation. Satisfaction Many years guaranteed. experience. Con give references. Will furnish any no well-know- n brand desired. Phone R1 Tox service In your home or at my office by appointment. Dixon 197 9 or Reisbeck N. Main, Layton, Utah. R4- 8- REALTORS VS. rai a M 615 South Fort Lane, Layton Layton 376-344- 3 Ogden 399-035- wu fc i.u. Felt School of Dance. For Bicentennial celebrations a few openings ore available. K'selles drill teams, tap ballet. R1 5 ADVERTISEMENT SPEAKING OF MONEY By Ezra T. Clark President of Davis County Bank vertically page through the center. Now begin to tally your assets on the left side of the paper. List the amount of all the cash you now have on gs and accounts. checking Add the cash value of your life insurance. - hand-savin- r- - Cash value means the amount you could ac- -' tually borrow against the policy right now. Add the market value of any stocks or bonds you have-t- he price you could get for them today. Do the same with certificates of deposit and government securities-n- ot the maturity value, but the present value. Next, in the same asset column, list any amounts you have invested in pension plans or retirement programs. Add the sum youd get if you sold out your interest in any business partnership you're - in. The Sergeant Iven J. Staff Spinks, son of Mr. and Mrs. James E. Spinks of 1916 N. Celia Way, Layton, has graduated from the Aero-- space Defense Command Noncommissioned Officer Academy at Tyndall AFB, Add bright shirts, blouses, dresses or whatever to your spring wardrobe with these permanent press prints and solids, all cotton, synthetic blends, 45" widths, val Fla. PRINTS The fabric with feelings soft, clinging, with a bright lustre for tops, blouses, dresses, acetatenylon, machine wash, 54" widths 1.49 yd WASHED OUT DENIM POLYESTER THREAD Shades of blue and colors too! A favorite for vests, skirts, dresses, jumpers, overalls, suits, all cotton, machine wash, 45" widths, vais to 2.98 yd White, black and fashion colors, size 50, all purpose thread, 225 yd spools, val 50tf each spool SERGEANT Spinks, who received advanced military leadership and management training, is an administrative specialist at Ent AFB, Colo. He is a 1967 graduate of. Davis High School in Kays-villTHE SERGEANTS wife, Jeanette, is the daughter of Mr. and Mrs. Joseph M. Morello of 245 Zenobia St., Denver. TAX Add the market prices of any valuables you own, starting with your car, right down to your wristwatch or diamond ring. All household furniture, appliances, silver, rugs, and so forth should be included. Remember that theyre used, so you must be conservative in your estimates. Put down not what you paid for them, but what you could get for them today. Checking the classified ads in your newspaper may help you estimate these values. Add up all of that. side of the Now, on the right-han- d paper, start the liability column-tha- ts what you owe. Write down the amount owing on your house mortgage, your car, your furniture. Add the balance of any other personal loans or debts. Include taxes that have not been withheld from your income. Now total your debts. Finally, subtract your total liabilities from your total assets. The remaining figure is your net worth. What does that figure mean to you? Well, it instantly tells you your borrowing ability. Its something like a credit evaluation. Its an important yearly for your estate planning evaluation purposes. If you did the same thing last year and the figure is now larger, you know if youre getting anywhere financially. You know what you can afford to buy, or what you cant. It may also tell you that its time to put the squeeze on unnecessary expenses to make your next 12 months show a bigger net worth. Heres hoping you find yourself richer than you think. You know what? Ill bet you do. One of the pleasant surprises in life is to discover that you're richer than you think. Most people, I believe, have never figured their net worth because they don't know how...even roughly. Yet its important to know where you stand financially and you ought to do it at least once a year. So Im going to tell you exactly how. Fint, take a blank piece of paper and draw a line down the : SEW WHATEVER FABRICS e. WHATS YOUR NET WORTH? - 6for1.00 final asset additions require realistic estimates. You may find them dif- ficult to make, but add the prices you could get for your house, lot, or any other real estate you own. You can get an estimate from a real estate broker. SA r x ny xs PMATO 376-21- 46 Don Gibbs 2 POLYESTER DOUBLE KNITS POLYFLUFF POLYESTER Spring fresh colors to sew many new things, textured solids, multi color fancies, never iron, 60" widths, vals to 2.49 FIBER FILL One pound bag of filling for toys, pillows, stuffed animals, reg 1.49 Tax Consultant 655 East 100 South, 88 PR FOR PEDS BOOTIE SOCK LADIES KNIT TOPS Peds Paw Pampers Bootie Socks are a Fine selection of better nylon knits in fashion looks and basic pullover styles, long and short sleeves, V, scoop and comfort treat to your feet, orlon and stretch nylon, asst colors, one size fits 91 1a, for TV, travel, loafing, reg 590 pr turtlenecks, reg 5.99 SML, KaysviUe DIXON P. REISBECK 197 No. Main Layton, Utah 376-427- 9 Value! 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Rangers Truck Tops -- Fifth Wheels 22 to 31 Teton A Nampa Chief Campers -- Slide Ins A Toppers Keep the snow out 8& 10fL Used Campers & 57 VASELINE PETROLEUM JELLY So many uses, removes eye makeup, soothes chapped skin, minor burns and scrapes, helps prevent diaper rash COTTON SWABS 170 double tipped cotton safety swabs, baby safe, baby soft FOAM CHAIR PADS Durable pinwale corduroy is reversible to documentary print on other side, corded edges reg 2.29 PLASTIC HOUSEWARES Choice of colors, 10 qt dishpan, 7Vi qt waste and I bu laundry baskets, I I qt pail, 5 compartment cutlery tray, reg 990 to 1.49 ea Side-I- ns As low as 399 South State, 495. Clearfield, Utah Lakeside Square Shopping Center && 1 1350 Ho. Main -- Layton -3- Hours: 9 A.f,1. to 9 P.M. 76-1227 OUR ROUCV N OtACO'OlV Hloo IB provMo b0ocmbO OVBply 1b IAOO 0baoaR Ot BTB BBl M Mock BOCOVBO Bf iBf BAf fOBBOA, BB4lBtB BA tOOVOOt ItBAH wAICft BTB llAtlloB IB QUOAliUOa tA BTB krM COMB, RrM BOrvoC. 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