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Show THE Thursday, March 25, 2004 PYRAMID Spring cleaning? Know what to keep, what to discard and when SALT LAKE GTY- - Springtime is just around the corner. Now is a good time to rid your home of the clutter and paperwork you have accumulated over the past year. When it comes to reviewing your financial records, how do you know what to discard and what to keep? Credit card and bank statements, canceled checks and past tax records are all important documents. But when is it safe to throw away certain financial records? Developing a plan to manage your paperwork can help ensure that you have the appropriate documents on hand if something should arise. The Better Business Bureau, along with the Federal Deposit Insurance Commission, suggest the following record retention system as a reasonable approach for many people: Canceled checks: Those with no long-tersignificance for tax or other purposes probably can Lee Dental defeated Allens, 48-3- 9 to win the Mt. Pleasant City three-on-thrbasketball league. Team members are Todd Lee, David Dyches, Allen Kendall, Brett Johnson and Ross Bailey. Third place went to Skyline Pharmacy. ee six-ye- - don't believe the hype! Vanity pitches If you are a professional in your field you may be offered the chance to appear in a vanity publication. You may be told that your name and accom- plishments will be displayed in n a publication with other dignitaries and distinguished leaders. Don't believe the hype! Many of these publications do nothing more than boost your ego and empty your wallet. All too frequently vanity pitches for "Who's Who-typ- e publications, biographies or nominations for awards or special memberships have a catch to them. In some cases, hon-orewho receive such letters and calls are not chosen by a select committee, as they are often told, but plucked off admailing lists or their dresses harvested from web sites. Their name may never well-know- Mt. Pleasant seventh and eighth grade girls 2 team defeated the Mt. Pleasant girls 1 team with a score of 27-2winning the seventh and eighth grade division of the Junior Jazz competition. Members of the 2 team are Shali Marshall, Nichole Gordon, Kirsten Kubota, Amy Lamb, Melissa Mecham, Brook Olsen, MaKayla Rawlings, Brittany Reyes and Coach Becky Marshall 2, biogappear in the raphy directory or they may never receive any award as well-know- Preparing your home for sale DES PLAINES, IL Does your home make a good first impression? Does it make a strong statement to neighbors and to potential buyers? If you want to change the message your home is sending, improving its curb appeal is a great place to start, according to the National Association of the Remodeling Industry (NARI). In observance of "Prepare Your Home to Be Sold Month" in March, NARI offers home-owneplanning to sell their homes these tips for readying a home for sale: Freshen up the exterior by keeping the lawn trimmed and outdoor areas neat. Paint or wash the exterior of the home including windows, shutters, siding and doors. Examine the gutters, chimney and driveway rs and make necessary repairs. Gean and brighten rooms with a fresh coat of paint, which will make your home look fresh and new on the inside. Choose colors based on what would appeal to the widest possible number of buyers. An color will make your rooms appear more bright and spacious. Wash wallpaper, tiles, paneling, floors, carpets, tubs and showers. Eliminate squeaky door hinges by oiling them, and be sure that your locks work easily and the keys fit properly. Prospective home buyers, when looking at a house, often want to test things out, so they flip light switches, open doors, turn on faucets and flush the off-whi- te ' ; bris, lawn mowers and hoses out of sight. Curb appeal A homebuyer's first impression is based on his or her first view of the house. They call that first impression "curb appeal." Take a walk across the street and take an objective look at your house. Look at neighboring houses, too, and see how yours compares. When you look at your house from across the street, does it look faded or worn? If so, a paint job may be what's needed. The front door should be pleasing to the eye, since it is the entryway into the house. If you can't replace the front door, repaint or refinish it, and polish the door hardware so it sparkles. If your roof leaks, have it repaired prior to putting it on the market. Repairing the roof is than a buymore er demanding an entire new roof. For visual appeal, simply reshingling a roof can add visual appeal to your home's exterior, as can adding a window wall, front porch, or replacing siding or shutters. The remodeling market, a $214 billion industry in the U.S. in 2003, is projected to grow to cost-efficie- promised. Vanity pitches often target $224 billion or more in 2004. It is estimated that more than a million homes per year under- go major renovation or remod- fZ eling. NARI is a professional asso- and click on the homeowner's guide for more information. NARI The National Association of the Remodeling Industry (NARI) is the only trade association dedicated solely to the remodeling industry. With more than 6,400 members nation-- ' wide, the association, based in Des Plaines, IL, is The Voice of the Remodeling Industry TM. For membership information or to find a contractor in your area, visit NARI's website at www.RemodelToday.com, or contact the national headquarters office at in fact, a "vanity publication" for the of those listed. For students, keep in mind, that listing your name in a directory will not guarantee college acceptance, nor will it ensure financial aid for you to attend college. Admissions counselors and scholarship committees evaluate students on the basis of their school records, test scores and other factors. Contact your BBB for a reliability report on the company. well-know- Valley Medical Center Q, Central 48 West 1500 North, Nephi, Utah (435) Family Practice Nephi Medical Clinic Monday through Friday Saturday For Clime call. 435 James Besendurfcr, Ml) James latton, MD 0 James Bcscndorfcr, MD FAMII Y PRACTIGWOB Phyricans office staff call 6233208 .6233202 5 623-32- 1 1 1 Nita Weber, DO Grant Rassmussen, MD Molly Brotherson, PA C Christie Mangleson, FNP BC Brian Gasser, Internal Medicine 95 Jerald Taylor, 1)0 Mark Ovcson, MD Michael Peterson, MD m 1 0 FNP-B- ....623-320- Michael Peterson. ML) INTERNAL MIDICINF. 5 Pediatrics Central Valley Home Health & Hospice needs of the communities wt serve Available servitcs include Nursing - Certified Nursing Aids - Personal Cures - Homemaking Skills IV Therapy Physical '1 herapy Diabetic consultation - Occupational 1 herapy - Referral Aid for Other Specialties and Services - Hospice, (faring for the Human Spirit. Nurse is available 24 hours a day, seven days a week. If you have any questions, please feel free to call. Meeting the Mark Oveson, MD FAMILY PRACTICEOB 435 623-305- 0 Central Valley Home Medical Equipment & Supplies Nita Weber. DO INTERNAL Ml DICINE PI.DIAI RICS Call us for all your Home Medical Needs. 435 POSITION ANNOUNCEMENT you who subscribes to its publication and the number of volumes published in past years. If the subscribers to the directory are mainly limited to those whose names appear in it, you can logically infer that it is, Medicine, Care, including scope Family lnrern.il Medicine, Obstetrics, Fmergency Medicine and Surgery. Consumers can also call the NARI National hotline at and request a free copy of NARI's brochure, How to Select a Remodeling or visit Also, the reputation of professional and business directories may be checked with relevant trade associations. For student directories, check with your local school. Ask questions. A reputable publisher will be willing to tell Providing for all your Healthcare Needs! ot Tull Practice Pediatric Adult NARI. Professional, -- executives, writers, poets and students. Those who are flattered into providing details of their career or accomplishments may be stuck with a subscription fee, a membership fee, a charge for listing, an inflated price for buying the publication or a solicitation to purchase one or more copies of the publication. There is no guarantee that the advertised publication will be distributed beyond those persons purchasing copies for themselves or even that it will be published at all. The appeal may be based strictly on personal vanity. To distinguish a reputable biographical directory from those of little to no value, the Better Business Bureau suggests the following tips: Before agreeing to anything, check with your local library. The public library will stock n and useful general biographical directories and can advise you about its knowledge of the volume in question. 623-300- ciation whose members voluntarily subscribe to a strict code of ethics. Consumers may wish to search www.RemodelT to find a qualified professional who is a member of www.Re-modelToday.co- n the rest for up to seven years. If you get a detailed annual statement, keep that and discard the corresponding monthly statements. Be sure to mark closed deposit accounts as such, so your heirs do not waste time wondering what happened to the money. Credit card contracts and other loan agreements: Keep for as long as the account is active, in case you have a dispute with your lender over the terms of your contract. Documentation of your purchase or sale of stocks, bonds and other investments: Retain these while you own the investment and then seven years after that. To avoid becoming a victim of identity theft, be sure to slued any document that contains a Social Security number, bank account number or other personal information (especially financial information), before tossing. be destroyed after about a year. But canceled checks that support your tax returns, such as charitable contributions or tax payments, probably should be held for at least seven years - long tax enough to cover the assessment period that starts when you file your tax return for the year the check was written. And, keep indefinitely (for other tax reasons) any canceled checks and related receipts or documents for a home purchase or sale, renovations or other improvements to a property you contriown, and butions to an Individual Retirement Account. Deposit, ATM, credit card and debit card receipts: Save them until the transaction appears on your statement and you have verified that the information is accurate. Credit card and bank account statements: Save those with no tax or other long-tersignificance for about a year, but save 623-306- 0 Mid-Lev- Practitioners Radiology Cram Rasmussen, MD TAMILY PRACTICEOB el North Sanpete School District 2003-0- 4 School year toilets. Make sure water faucet knobs are easy to turn and that they don't leak, and replace sink fixtures if they don't look shiny and new. And dont forget to clean and make repairs underneath sinks. Eliminate clutter and remove any unnecessary garbage from your closets, garage, attic and basement. Store garbage, de- - The North Sanpete School District is accepting applications for the following positions: Two at North Sanpete High School Closing date: March 26, 2004. 84647. Persons with applications already on file at the school district office or current employees may call 462-246- 5 to ahve their application activated for this position, perPleasant, Debt Collectors Cal May far yaar '! FREE .iiM'f Initial eaaaalta- 'ai - tiiysr James Tattoo, MD FAMILY PRACHCEOB Assistant Cheerleader Advisors Interested persons may fill out a written application at the North Sanpete School District Office, 220 East 700 South, Mt. Foreclosure Repossession Garnishments Molly Bmihermn, PA C FAMII Y CARP UT sons may also call (435) mailed. 435-248- 5 Brian Gasser. I NP-BFAMII YCARF. Jerald Taylor, DO FAMILY PRACTICEOB Surgery Fountain Green Medical Clinic Added service to our Sanpete Communities Clinic Hours and practitioners to have an application form Chruitc Mangclwin. FNP-BFAMII YCARF. North Sanpete School District is Applicants an equal opportunity employer. are considered on die basis of employment qualifications without regard to race, color, political affiliation, religion, sex, national origin, age, marital status, medical condition or disability. Dr. Grant lumwini and Molly Bfothcnon Cali for an PA-- alimute Thutkhyi appointment SURGEON 435 445-330- i.i 1 wwmii ii h |