| Show WOMEN AND WEALTH marion harland discusses women as an Finane fers WHAT PIN MONEY MEANS TO THE AVERAGE WIFE WOMEN WO MEN AND BANK ACCOUNTS SENSE OF HONESTY AND HONOR IN FINANCIAL MATTERS MORE MOKE CAREFUL financiers CIERA THAN MEN RE REGARDING GARDING DEBT AS A DISGRACE MORE WISH WISE AND discriminate IN HER EXPEND I 1 TUBES OUR GIRLS SHOULD HAVE OWN BANK ACCOUNTS ACCOSTS editor deseret necos that must be a phenomenally serious topic that has not aamir side la in writing the caption of IBS paper there occurs to me the frantic adjuration of the auctioneer whose audience was backward in bidding for the lot on oa hand quick or lose it gentlemen and the nasal drawl of a bystander cheow in thunder can a fellow lose what he never lied hed the great majority maj orlLy of women have no wealth to dispense according to their own sweet will tae few who hold property in their individual right are starred as exceptional in the list of wives sisters and daughters A given stipend is made over to the boy as soon as he be his has a pocket packet to hold it his initiation into business habits begins with the regular return of pay day when the hebdomadal nickel or dime or quarter Is transferred from the paternal pocketbook to 10 his chubby flat fist ile he expends it in advance twenty times before it comes into his possession and in the actual disbars ment meat serves an apprenticeship in comparative para tive values and lear learns ns experimentally the potential verny verity you cannot eat your cake and have 4 too our girl lives from hand to mouth a life of trust far more pathetic than muller ever knew or wrote of it if papa is easy in body and purse she gets money on calil call if one or all of those conditions tie he wanting she goes without it she learns to dread the asking for it long lone before she leaves off short frocks and as early learns ld 10 wheedle and to obtain supplies when she is married the difficulty becomes a complication papa owed her a living legally and naturally john is from the suitor suito r whose joy and pride found inadequate expression in lavish gilts into the judicious and judicial ludi cial holder of the bamily purse brings s rings pin money with the average wite wile means that she cannot buy a row of pins except wita her husbands money and consent she suffers humiliation in tier her own eyes handshe fanci esin his bis also whenever she prefers a request lor for the sum necessary for the supply of the daily wants of the household she cringes like a whipped slave under his bis comments with money melts in her fingers and it bagli spirited resents his suggestion that she ought to t keep an expense book and learn earn the worth of a fellows Parn earnings ings as a reflection upon tier her honesky hone siy for every instance in which the estate of wifehood is proprietary were are one thousand where it is eleemosynary the effect of this virtual pauperism is the history of irregular carrity the world over it the finan anan cial conscience and begets rather than thrift As arule a rule it is only old maids and widows who have independent P eident business concerns to manage should property and responsibility fall upon them in advance or of age they have a chance to test feminine ability to conduct business sensibly and successfully even then the novitiate is pain ful such a pity that jane should have the management of her husbands estate confided janes cousin tome only think a million dollars left to her in fee simple and when john died she did not know how to write a check for even that money deposited in the bank for safekeeping safe keeping and convenience she thought it drew interest and that it was a pity to disturb it until the july dividend was declared the more shame for john I 1 ire re joined first to make her helpless and then crush her with untried cares how was she to learn these things if not from f rom her husband at home I 1 I 1 even she had bad a glimmering consciousness ness of savings bank laws and advantages thousands of women live and die without that much another and an older widow also left sole legatee and executrix of her husbands estate was thus spoken of by her son her adviser in effect I 1 run the whole thing as I 1 would for a two year old she dear soul know a coupon copon from from a check a bond from a bill it if were to tell her that she would better be somewhat economical for a few months she would half starve herself ard aard walk to save carfare car fare were I 1 to assure her that she has enough to maintain her comfortably she would buy diamond necklaces for my girls and a fast horse for my boy here again the blame should fall fail upon the foolishly indulgent husband who kept the woman he loved in infantile ignorance during his lifetime carrying her in his arms lest she should touch her dainty toe against a pebble then dropping her suddenly among shards boulders and pitfalls pl the cashier of the fifth avenue bank in new york city has issued a most sensible little pamphlet entitled bank accounts tor for women from which I 1 gratefully extract the following many husbands and fathers give their wives and daughters a certain amount caeti month with which to run the house or tor for pin money by depositing this in the bank carefully pay ilg it out by checks and knowing what they nave have spent and what they have ahead they learn how fast little sums added together make great sums and how small economies accumulate into great economies it gives women business habits habit s and helps in titling fitting them to take care of property if at any time it should come into their possession and best of all for married women it relieves them from the necessity of so frequently frequent Iv asking their husbands for money it also saves the husband much care and annoyance in the midst of his bis busy and anxious life for the of small house bouse bills is often a contusion and an irritation i presuming that there is the proper confidence between husband and wife a bank account and a check book belonging to the wife will save both parties much wear and tear and in our climate and social condition everything which makes life easier and more tranquil is to be studied 11 the writer of the foregoing had looked at the subject from all sides giving the result in terms so fairand fair and succinct as to command the respectful attention of the most prejudiced husband obstinate in the dogma that women have no head for business all the idea and use they have of and for money is to spend it taster faster than men can make it how foul a libel this is upon u we will let our cashier say in his official capacity the truth of the matter is this with tar far less technical train training lug than a man mau requires a woman becomes become q the keenest and most accurate ot of business managers excelling particularly in those departments which make the severest det demands hands upon an intuitive judgment all over great britain the largest and best hotels are today to day managed by women in in berlin dresden leipsic magdeburg zurich and in many other great cities of the continent ti nent especially in paris great ima ma basins and shops can be found admirably directed by women in all details and in new york city the banker and the capitalist will te tell 11 you of sound and aad conservative judges judge s of business qt questions es ions and enterprises among wo women inert of refinement social standing and domestic tastes 11 to this the unqualified testimony of an expert let meas a woman of affairs and domestic tastes add atiat after years given to calm and careful study of the subject I 1 hold bold and practice the belief in tue toe capacity capaci tv of my sex to un der stand business as well as a man can furthermore that a goud good womans comans sense of honesty and ho honor nor in financial matters is ceteris ceceris paribus flar ihus of a floer flaer ord order er and nicer quality than a good mans she will go eo hungry rather than defraud the butcher and baker bake r stick a taper in a bottle and set it on her er parlor table sooner than order from the candlestick auker what she has no prospect of paying for deot is id to her disgrace of a compromise with creditors on twenty five cents in a dollar when she owes one hundred is a frightful cal caiani ami ty 1 she abe abounds in charities to a degree that causes her moneymaking money making brother to shudder yet discriminates in the choice ot of objects more wisely than he be who confesses this in the consignment to her of such as demand judicious investigation vesti gation and personal inquiry intuition gives her much help here patience with details and native tact give more we ask then of husbands and fathers only f fairplay airplay let our girl be in trusted from early childhood with stated sums of money to be managed altogether byl byj andl ifor herself As she grows older let these be set to her ac account in the bank and cover her personal brie a brac books etc the mother may counsel and warn her from disaster but she must trust her own discretion for the most part A slip or two or even a sudden tall fall will work out future good for her deposit draft and discount will cease to be enigmas to herand the worth of money monel becomes a fact she will never forget 1 I 1 pledge my I 1 judgement jud ud gement for the assertion that she will never overdraw her account more than once if then the wife thus trained will bring other capital to her husband with personal charms and possibly a it fortune he will gain a business partner safe clever clear sighted the only one the world affords whose interests will be absolutely identical with and inseparable from his own MARION HARLAND |
