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Show 1 4 Tbe Salt Lake 1 riliune, .Monday, Octolicr LI, 1970 Consumer Should Know Jargon of Credit Business the borrower so that he may have greater assurance that the loan will be Helen nackeray Consumer Inhumation Specialist Utah State Univriity, E .tension Sonnes How can we be expectQed to know the legal jargon used in the credit business?" ' A: There a few are terms you cermight tainly find helpful. Tty this quiz to check your - credit know- how: 1: Wage & -- Clip V 3j ? T Save A Shining Example The Cut: Very long, hair, well down to the shoulders, in a blunt edge mt. Hair must be all one length. The Ret: Hair should be in healthy, shining condition for this style. There are many available for all products types of hair. Set on two inch rollers as shown. To Comb: Brusli back slickly to the head and up a little off the nape and twist hair into a with the ends falling in a deep swirl 'own the back. New York By 1MO New Book: Todays hair styles to complement today's 75c postpaid. Adfarhions dress Hairstyle Booklet, care of Home Service Department, Salt I.ake Tribune, P.O. Box 867, Salt Lake City, Utah slip-kn- signment does it mean m an a) a gives his pay wife to disburse or b) another term for wage garnishment or c) a voluntary contractual arrangement giving the creditor the right to attach the wages of the borrower in the evert that he defaults on his payments. What's Garnishment? does it 2) Garni: hment mean a) the special privileges provided for in a contract which the seller gives to the borrower in order to induce him to buy or b) the practice of assigning to the creditor the right to attach the wages of It's almost ski tog repaid or 2' B. Wage garnishment prior to judgment by the court is not permitted in Utah. Now, and of equal importance, there is a maximum amount that can be taken from ones salary even when the creditor does get a judgment against the debtors income. This amounts to: a I twenty-fiv- e percent of his disposable earnings per week or b) the amount by which his disposable earnings each wees exceed 40 times the Federal Minimum Hourly Wage or does it mean a) the signing of a contract clause a containing which causes the debtor to give up his right to appoint his own attorney, to any judicial process, to trial by jury, and confesses that he owes the moneys claimed by the creditor or b) an act whereby a member of a church confesses his sins to the clergy of that cnurch or c) the confession of a person guilty of a crime whereby he is given a lesser sentence because lie pleaded guilty. does $64.00. A confession A. An C. 4) of wall-to-wa- unfortunate expen- sive knitting macr.ine, hoping to augment the family income by producing garments salable at a fine profit. Things didnt go as planned. She probably got a machine selling for $40.00 at retail for which she was charged t RENT I jrom sucjj sharp if vou are nut PQNE iren ci: 292-234- 1 7 . tdc.jV.j " . 5 rc Ml 0 d oLLMJcl; i n paths ll ou practices, aware, longer possible (legally) to of sign a contract for a sum $1,000.00 or less that requires security other than the item purchased. The lady's overpriced machine could be shampoo rugs for 10 a foot!" ... or spots and mean a) an evil spirit inhabits a person and that person then is freed of the evil spirit or b) a product fails to live up to the standards promised by the seller and so it is returned by the buyer or c) the borrower fails to make payments as to repossessed, as well as her furniture which had been put up as secunty. To add insult to injury, she still had to finish paying for that machine. Under the Code, it is no my it fumi-cml- y couldppen ou, even with the law to pro- - good job, she couldn't sell the merchandise and after having paid a good part of the total, she Lid to default in her pay- ments. The machine was judgment is not permitted in the state of Utah. Unfortunate Woman Utah woman bought an ture. And that the story. The machine didnt do a equals 3) repossessed, but not her was over-pricin- g of part $1-6- 40 but $500.00, An employe's earnings may not be garnished in any amount where his disposable earnings in a particular week are S64 00 or less. The current federal minimum hourly wage x being $1.60 per hour, C." However, wage assignment is not permitted in Utah, even on a voluntary basis. 1) of Judgment 4) Repossession c) a multiple of the Federal Hourly Wage, if the earnings are for a pay period other than a week. con- ' t shampooer t only $1 J J f ' ' KETCHUM'S 44, .. 7lK W. OPEN DAILY SUNDAY 10-1- 0; 10-- 7 84110. 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