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Show mtVft mbbwixkhi ir' nnniMiii M. $ red if U s" li B Why should nearly of Utahs one-four- th population hold memberships in the states Credit Unions? The answer is that members obtain for themselves something that is not available in other - financial institutions. t&S o J' Foremost the fact that Credit Unions are democratic. They; are run entirely by members for members. Only members may be shareholders, and Nr (yptT r : is. v only members may borrow. o .. '5'' ': -- All earnings over expenses and reserves required for safe W m operation under the law are returned to members. As a result, interest rates on loans are lower. Oftemime, Credit Union earhirigs make rebates possible on interest rates charged. Also, Credit Unions encourage thrift andxsgtffar savings, and savings pay good dividends. There are numerous other reasons why ope in four belongs to a Credit Union. 1l SEbuldnt you be one of the one in four? o u 3 a o V a Sr n akjr-c- uwgyg ' V. " II . 'imm i i - |