Show THE OGDEN 6-- B STANDARD-EXAMINE- SUNDAY MORNING JUNE 26 1938 R Purchase Plan Of FHA Eliminates: Money Hazard§ RATING METHOD REDUCES RISKS HIDDEN FACTOR y Borrower’s Ability to Pay Makes Foundation for Builder Plan The purchaser of a home today has If he desires It a method of gaining positive assurance that unless unforeseen unpredictable events beyond his control arise he will be able to pay off any mftrtgage obligation that he has to assume to finance the purchase of his prop- In purchasing a home the prospective buyer should althe safeways keep In mind -guards afforded by the federal housing administration in its unbiased examination and appraisal of the property according to Federal Housing Administrator Stewart McDonald “First of all the borrower's ability to pay makes the solid foundation of the proposition" w -- o A back yard filled with flowers tree HUTTING FOIt PARTIES and fihrubs yet o arranged that the beautiful setting provide ample the feature of Jhi paee for parties recreation or Jut idle repoe Mr Cha II Cole at 3158 Adams and Mr of home the at jard irhoto by Ralph Forney) A really warrants appraisal trained architect then analyzes the case to be certain of com pliance with our minimum con Next struction requirements exam another man a valuator Real Ines the security from all eco lo value nomlc angles rental cation and special characteris FOR MVY tics of the neighborhood and the SoppIIrd By (Ogden Real Estate Board) marketability of the property During this same time a mort examiner investigates gage-risSales reported by members of the relationship between the bor the Ogden 'Real Estate board rower’s income and the content Estate Transactions 1 SALT LAKE SOCIETY k plated mortgage debt Now the reports of all these men are brought together and reviewed by the chief underwriter whose duty is to measure the over-al- l degree of risk —or the over-al- l degree of relative safety which characterizes the mortgage Each Step Important ‘Eaeh one of these five steps enumerated have influence far out and beyond the bounds of the individual transacton Involved influences that eventually should lend a stability to the entire real estate market Their cumulative effect upon construction standards upon property and neighborhood values their protection against neighborhood deterioration cannot help but 'eventually create stable real estate market conditions which in turn will ree sult in a more stable financing market In other words the system should in ihe end provide a safety factor to mortgage lending against forces and practices In the real estate field over which heretofore it has had no control" home-mortgag- FHA SILENT ON LENDER FIRMS during the month of May follow: The B II Goddard Agency reported a sale to Robert Allen of a dwelling at 342 Porter and to Lynn Arnold of a dwelling at Washington Property at 231 d Twenty-seventwas sold to Konkle by the Realty Insurance company as well as at 35 Parry to Mrs Clinton Steand Washingphens Thirty-firs- t ton to Roy Child 43 Twentieth to Florence Burnett and 1541 Twenty-seventstreet to' George Buckle Sales reported by the Real Es tate Management company are as follows: 3458 Ogden to Dud ley Stone 662 Fifteenth to Ar thur Nylander 40 Thirteenth to Leland Larsen 2516 Brinker to Clyde McFarland 2862 Porter to 731 Somerville Twenty-nintto William Burgi and 461 Thirty-fourtto Edmund Arave Property at 2734 Monroe was sold to Jane Chase by the Ogden Real Estate company who also report 212 Washington to James Espetallier property at Kanes ville Utah to J R Wilson and at North Ogden to Adrian Dean The Hinckley Realty company reports the sale of three homes and the Wasatch Agency reports the sale of eight properties while McCullough & Eisenberg reports sale of four homes 34-5- 4 Or-man- h h Robert h h A number of requests have been received recently by the federal housing administration asking that a specific lending Insu institution making Insured mort- — gages be recommended It should be understood' that The federal housing administo comply with such requests no money It inlends tration would be to violate a basic poli- sures loans made fincy of the FHA Not since the ancial institutions by private unstart of mortgage insurance op- der provisions of operating the national erations under Title II of the na- housing act tional housing act has the FHA deviated from its practice of to John O Stanford and Pearl P maintaining a position of strict Stanford warranty deed all of impartiality toward all lending lot 46 and part of 47 Maguire’s Institutions The federal housing adminis- subdivision $100 tration will always however Ray Harrop to Ada L Harrop furnish a list of all Institutions quit claim deed a part of lot conveniently available to any- 4 block 30 plat A Ogden $1000 J Francis Fowles to Angelina one interested Magagna warranty deed a part of lot 5 block 8 plat B Ogden FHA Does Nof Lend It r es Loan Real Estate Transfers The following real 000 First Savings Bank of Ogden to Real Estate Management Co quit claim deed part of lots 1 2 and 3 in block 1 Iliffi College i estate Hill addition $100 transfers are reported by Elva county recorder: Adams and Inez Adams Corn to Maroni Jensen warranty deed 6 a part of 'lot 6 and 7 In block plat B Ogden 1000 Maroni Jensen and wife to y John Lapray and Susan A warranty deed a part of lot 6 and 7 plat B Ogden $1000 Frieda B Hollingsworth to J Francis Fowles warranty deed a part of lot 6 block 8 plat Ogden 51000 Frieda B Hollingsworth to J Francis Fowles warranty deed lots 5 and 6 block 6 Rushton A Wilkinson Herbert G mmmmmmmmmmmmrn ! erty Mr McDonald explained Studied ItUk “Then the risks involved In each transaction are studied and rated by five distinct and different men from five separate viewpoints A preliminary ex aminer makes a careful examination to determine if a case Mrs Frank K Clark and Miss west veranda was centered with a quaint old fashioned nosegay Marion Peterson of Logan fashioned of blue delphinium and by In compliment to Miss Elsie coral canterbury bells held cosW Terrell daughter of Dr and dolls dressed in colonial Mrs C G B Terrell Walker’s tumes lane Cottonwood whoWill be Miss Betty Coveil of Stockton wedded to William Spratf Cole mid-JulMrs Manford Cal who is a guest of Miss MarJr in 1135 East A Shaw entertained Monday aft- garet G Gurnsey South Temple street was the ernoon at the Art Barn Guests were seated at a lunch- guest of honor at a charmingly eon table with white roses and arranged luncheon given Thursby Miss Mary tiny white flowerpots fHled with day afternoon Those Catherine Howell at the home of blooms as decorations Mr and Mrs B R present Included Mrs Harold her parents Kimball Miss Frances Parsons Howell 1166 First avenue Friends of the hostess who Miss Louise Harlan Mrs Robert R Gros Miss Ann K Gray Mrs were prsent were Miss Marion W James Tozler and the guest Alexander Miss Jane Ray Miss Barbara C BIntz Miss Shirley of honor Swimming followed at the J Gardner Miss Gurnsey and the R Walker home 241 Walkers popular visitor lane Mrs Glen Ewing Hardy and Among the Salt Lakers who Mrs Arthur C Sullivan of Wash- will attend the Kiwanls Internaington D C arrived In Salt tional convention in San FrancisLake City Wednesday morning co June 26 to 30 will be Mr They came to attend the Ivers and Mrs Reed Stevens Mr and Gallivan wedding which is a Mrs L R Irvine Dr and Mrs fashionable nuptial event set for D W Henderson Mr and Mrs June 30 In the Cathedral of the Lorus Manwaring and Mr and Madeleine Mrs Earle F Gardemann Mrs Hardy will visit her parof Mr Stevens is the ents Mr and Mrs Fred David- the Salt Lake club president Mr Irvine son 1026 West Second South is the vice president Dr Henstreet and Mrs Sullivan Is a derson is the past district govguest at the home of her brother-in-la- ernor Mr Manwaring is past inand sister Mr and Mrs ternational chairman and Mr James Ivers 564 East First Gardemann is the secretary South street parents of the This group will head a delegabride-elec- t tion of 32 representatives from Salt Lake City who left Friday Sixteen guests enjoyed a beau headevening The Utah-Idahtifully appointed breakfast giv quarters will be at the Plaza hoen on Wednesday by Mrs Philip San Francisco Schonert at her home 723 East tel in Second South street Miss Audre JLovesy daughter The breakfast was the fourth of Mrs W H Lovesy 1321 Yale and last in a series given by avenue and Miss Margorie" Lil4he gracious hostess lian daughter of Meyersahm Four tables of bridge followMr Mrs and Irving C Meyered the breakfast which was 666 South Temple East sahm served at one table centered will street leave July 4 for Los with a silver bowl filled with to enter Cal Angeles Woodbury June roses college where they will spend At the lovely Salt Lake Coun the next year Miss Sereta Jones and Mrs try club at thejnouthD of Par Afton Johnson will enterLandes H leys canyon20 Mrs at a charm- tain theAudre two at a lunchstudents entertained guests on club Wedeon the Town at luncheon Tuesday- ingly appointed BRICK POINTING If a brick wall develops leaks It may often be checked by pointing the joints These are the vulnerable points If they are made tight the leaks should cease SALT LAKE CITY June 25— Newly elected officers of the Utah state department United nesday The long table Spanish War Veterans’ auxiliary were contemplating Monday plans for the coming year Mrs Emily Wilson of Ogden elected president of the auxiliary at the conclusion Sunday of the laid- - on the Mr and Mrs J H Cornwall addition $1000 Frieda B Hollingsworth to J Francis Fowles warranty deed lots 7 and 8 block 2 Itushton addition 11000 Angenietha N I let t to Angen-ieth- a H Noorlander warranty deed part of lot C in block 39 plat C Ogden $1000 Real Estate Management Co 12) Willard WILLARD June 25— Mr and Mrs Blaine Olsen were honored last Sunday evening at a reception held In their honor at the home of Mr and Mrs George W Facer Mr and Mrs Olsen were married last week and Mrs Olsen was formerly Miss Jessie Facer The home was beautifully decorated in pastel colored roses tapers In crystal holders adorned each end of the long table and a large wadding cake formed the center piece Places were marked for twenty-eigh- t guests all members of both immediate families The couple is making their- - home in Brigham City where Mr Olsen Is employed Birthday Party A birthday party in honor of Miss Norma Parsons was held at her home Monday night Bunco wjas played and refreshments served to the following guests Misses Bliss Davis Romaine Dial Bernice Dial Nadine Harding Eva Mae Butler Ruth Mack Helen Jane Harding Doris Ward Katherine Johanson and Ida Woodyatt Miss Francis Dean has been visiting her grandmother in Smithfield during the past week gifts Miss Lorraine Baird Is spending the summer In Idaho Falls Miss Hannah Nickols has been visiting with Miss Lona Jones of Malad the past week Miss Edna Hubbard entertained at a dinner at her home on Friday Bunco was played by the following guests: Misses Beryl Hansen Vaudys Forsgren Loma Gardner' Adell Christensen all from Brigham City and Lorrane Baird Californians Visit Miss Ormi Later from Idaho Falls Idaho is visiting with Mr and Mrs Hyrum Ward this week Mrs Ernest Reiff and family of Long Beach will spend the week with Joseph R Lowe Mr and Rock and of Los Ruth Angeles daughter are visiting at the home of Mrs Annie Rock Dr and Mrs Eugene L Wei mers are going to Detroit by way of New BraundcLs Texas to visit friends and relatives Dr Welmers has a residency in the Eloisc Hospital in Detroit and they will spend the next two years there Mrs Welmers was formerly Miss Artis Pcttlngllle of this place Mrs-Lesli- Federal way announce the marriage of their daughter Miss Marian Elmira Cornwall 1419 e Malad to David Sample McCurdy of Richfield son of Mrs Laura McCurdy Clark 549 Stringham avenue The couple were married Wednesday evening and left Thursday for Richfield where they will make their home The bride Is a former student of the University of Utah and of Mills college at Berkeley Calif Mr McCurdy is a former "Student of the University of Utah where he was affiliated with Sigma Pi fraternity The marriage of the young Ann Camp and Clair ding dinner was served immer and Mis diately following-MJones motored to Ogden Utah on their honeymoon They plan to make their home in Malad Friends of Mr and Mrs Ben Bollig surprised them by giving a party in their honor Thursday evening at the Bollig homo In Ogden canyon Mrs Mattie Nibert entertained the Kensington club at its regular meeting Thursday afternoon at a bridge luncheon Mrs Wayne E Majhew formerly of Ogden now of Oakland Calif arrived Sunday to spend an extended vacation with her parents Mr and Mrs S E Hinckley and Air Mayhcw’s parents Mr and Mrs E W May-heof Pleasant View With her she brought her four children Lenore Martha Wayne Jr Leigh-an- d Leon Mrs Mayhew was' the motif for a party given Wednesday afternoon by Mrs Andrew M Anderson at her home l w Basement Window Can Be Enlarged Lack of 'sunlight due to the small square windows t fiat most basements in old houses have tends to give the basement room a drab atmosphere Basement windows and espe' and venti- clally those lighting a basement game room Chrlstopherson Wed lating s should he enlarged and if necessary developed MALAD Ida June 25— Mr this purpose and Mrs A M Camp of St for — f1 John announce the marriage of their daughter Ann to Clair INSURED Chrlstopherson of Daniels SAVINGS Thursday afternoon at the home of Mr and Mrs Tom Pierce Every Federal account is insured Open your The bride Is a graduate of Malad will JThe now school account couple high make their home in St John Mr and Mrs Robert C Corey couple Is of particular interest Buddie Association in Salt Lake City where they of Malad announce the marriage " LAKE SALT are popular members "of the of their daughter Jackie to Mr OGDEN younger social set Frayne Jones son of Mr and 2376 Washington Blvd HoltIUuliBUj area-way- " v -- annual encampment of e the organization in the hotel said emphasis two-da- y New-hous- w’ould be placed on Increasing membership and enlarging the scope of legislative policy and measures desired by' the group Other officers elected were Mrs Rachel Loper of Salt Lake City senior vice commander Mrs Lillian Kemp of Salt Lake City junior vice commander Mrs Carrie L Hall of Salt Lake City chaplain Mrs Ethel Crawford of Salt Lake City judge advocate Mrs Louise Young of Salt Lake City patriotic Instructor Mrs Jean Marshall of Lewiston historian Mrs Kathryn Manchester of Salt Lake City conductor Mrs Lillian Burge of Salt Lake City assistant con- ductor Mrs Inez Beatty of Salt Lake City guard Mrs Agnes Snooks of Ogden treasurer Mrs Elsie Austin of Salt Lake City assistant guard Mrs Etta Cash of Peterson secretary Mrs '"Naomi Padgett of Salt Lake City Lillian musician and Mrs Groves of Ogden Mrs Ouray Fogle Mrs Goldie Gilligan and Mrs Ebbe Graham of Salt Lake City color guards Colonel and Mrs W A Cave-naug- h will leave June 28 for La Jolla Cal to spend a month During their absence their home 1067 East South Temple street will be occupied by Mrs Prentiss N Gray and her son Sherman Gray who will arrive from at JSgffliV Harvard university early In July --ict with guests to spend the summer In Salt Lake City 101 CO1 Miss Louise Isgreen who Is visiting her parents Dr and Mrs E B Isgreen 1627 Douglas street was the Incentive for a prettily arranged luncheon given on Monday by Miss Harriet Young In the Empire dining room at the Hotel Utah Place cards were In Dresden pink and blue and the table was decked with roses and ferns The guests were Miss Isgreen Miss Miss Beatrice McCrea KatherMiss A Meagher Mary ine Meagher Miss Eleanor Young Mrs Arch Webb of Washington DC Mrs Bernard F Doran Mrs Frank S Nelson silent because it operates on an entirely different principle A- tiny gas flame distracting annyolng sounds A refrig— 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A refrigerator that costs little to operate arid nothing for formance at extremely low cost repairs because it has nothing to wear Come in and see the handsome new out! Isn’t that the kind of refrigerator j models See the attractive features you want? built Into this remarkable refrigeralor There’s only ONE refrigerator that for your convenience Ask about easy terms gives you all those advantages — the GAS refrigerator It Is permanently A refrigerator La-pra- C A bridal shower was held for Mrs James L Jones also of Dorothy Nichols at the home of M&lad The ceremony took place Mrs Annie Nichols Thursday at the home evening Tuesday The bride received many beautiof bride’s the A wedparents ful HE i?o ZJ Safe Economical and Dependable Ileat for Your Home SIMPLE SIMON and BUTLER STOKERS Sold and Installed by FniDENSTIUE COtlPAllY Trrm a Long a Three Year Fite Years Stoker Exclusive Manufacturer and Dealer ( sl£"t q 'get that never makes any mountain fuel( Supply company 2336 Washington Illvd Serving b 3- - Twenty-on- e Phone 171 Utah Communities 0 ) a |