Show " m I j THE OGDEN (UTAH) STANDARD-EXAMINE- 13A R THURSDAY EVENING FEBRUARY 1954 11 Even College Graduates Can't Budget Funds Management ofMoney Is Called 'Blindspot' of Our Educational System 1 By DR GEORGE W CRANE Case Herbert W age 55 is a prominent banker L-38- 2: 1 M t Our Public “Blind Spot” real estate to back a loan And Well that’s the kind of specific beCn Money management has your collateral must far exceed case that school children should caUed the : "blindspot” of our the amount you wish from the have presented to them to help banlc- them more understanding of the ‘ graduate r°m co' House Worth PeopI! ca? even banking profession $12000 know how to lege yet For bankers can’t lend vou i live on their pay checks They Suppose your house may be iust on vnur “dreams” worth $12 000 in the present- whethV of a mink ranch budget their funds a And they have juvenile naive scale of values successful restaurant attitudes about the lending of Abanker couldn’t lend you And it is ctildish 'toT a person money that parallels this case of $12000 of his depositors’ money with no experience to think he For maybe a sudden recession could make the success at mink You can’t borrow unless' you would set in and that house farnTineor'anv competime bffer collateral that is priced at wouldn’t sell for $6000 business far even tha“ thC SUin y0U Whh c°uldnt Competition is so keen now- a $6000 loan on it for in case adays refuse fo lend but that of our as aTre that you better hire out to depositors else for six months and somebody “And many people offer pick up your experience at his collateral at all and not one before expense you plan to sink caU reason for borrowing yet into a store gas station! money berate us for being hard hearted or even a mink ranch Vvhen we decline to let them have the money of our depositors" Please address Dr George W Crane Hopkins Syndicate Mel- Humanize Banking lott Indiana Send a dime and a 80 short ‘hat" they are actuUy being called “gloveltU thS'taSken SCt‘o be “sold stamped envelope for advice new cover bone of the little the These ' gloves just barely tiny to the American public in ipost cases I like them i They render an unexcelled thumb— never even reach the wrist-lin- e ptaaaaa service to business and industry best in white because then they seem more like decorative acces- but are probably the most dis- - ''sory-lik- e bracelets instead of a necessity like gloves liked of any professionally QjfaZ&tkfrK group in the land “I’d like to borrow $4000” aj recently discharged sergeant WELCOME — Mrs Clyde T Greenwell (left) executive secretary of the Ogden Chapter of Amertc ican Red Cross welcomes Mrs E Roland Harriman to Ogderi on her visit with Mr Harriman na-- ( asked a banker friend of mine “Any collateral?” he was tional chairman in connection with the forthcoming Red Cross drfte queried and he shook his head ml 20 “Well what did you want to Choose any piano you like use the money for?” he was finalThe full amount paid in ly asked rental will apply on the “Oh I thought I’d get married purchase price if you deand take a wedding trip and kttfAfc CfflOl tAs lot cide to buy later then maybe start a little mink Fine Selection Month farm” 4 of Pianos d and Up Have you had any experience “I like very simple clothes and pltxs Harriman said she gets By ALICE PARDOE WEST “When you are in Red Cross hats” she said “in fact I have fight out with the cattle when raising minks?” the banker in- you lose your identity” said Mrs! so little time to think abou she’s on the ranch qud‘ No but I read that you can “I love it!” she said “We love E Roland Harriman vice' chair- - those things I work five days A man of the New York Red Cross week as does Mr Harriman — and to ride horseback too and do make big money at it” the ex- chaDter and chairman of volun- - we both work very hard Opera all the things that you do on a sergeant replied confidently Phone And when the banker declined and Broadway plays are theleast ranch” teen in the organization 11 1 1 to lend him his depositors’ $4000 She was in Ogden with Mr n our thoughts” Interested In Youth Harriman national chairman of Mrs Harriman spoke of her Red Cross on their joint visit in young people interest -They we both martied now n seven western cities prior to believe in them” she said j Snn’V "and no matter what I think th?tannal dTe for £undf‘ Cross belongs to the peo- - Jont get an J® our young Americans will make pie and every American is part their chance in life and take il” “th! Sald‘ ° Besides her Red Cross work Mrs Harriman lives breathes other Idaughtei and family live Mrs Harfiman is chairman of and acts Red Cross Never could m division of the Boys Club As to the coming out parties nf Npw vnrir there have been a more avid for youg debutants Mrs Harri- worker for the organization She is being honored at a tea Gives Satisfaction Sr thev used Sl!s afternuoon at the Red Cross “Red Cross answers a desire to butthat young girls are pre- - Sancklv bv° the oftfeerof the m people and gives satisfaction sentemore at charity balls now tnapierin life— that of helping others” “l£s been so long since I’ve she said “Our greatest aim is thought about that” she laukhed to increase our membership 10 “Heavens! I’ll be ‘bringing out’ million this year making a total jny granddaughters soon” of 30 million Devoted To Each Other She explained that Red Cro The Harrimans are most is pot just a war organizati to each other and do every-i- t but that it is always active jOne ' thing together They have a home 'of its greatest projects in Newt York but spend most blood giving work Sh als0 stated its importance in disaster inei ar home service home nursing first aid and all the numerous other functions of the organization lishSe most£y d?®6 m 01d ‘Wore Dark Red Dress We love to spend a lot 0 our A comely person simply at- - time at our cattle ranch in Idaho red in a tailored dark red dress on the Snake River” she said Mrs Harrimansaid she likes to “In fact we spend so much time live a reserved life and not give out here that I feel we belong to her time to frivilous things the West as much as to the East” “Dr Crane I wish you would give some advice to banking em- ployes about human relations” he began “In fact I think the banking need of being sold to the public “For most people don’t compre- hend that bankers are simply custodians of other peoples funds “When we are asked for loans (Copyright by The Hopkins Syndicate Inc) 1 ! nt °eJ ! minnn? m n -- - Every American Is Part of the Red Cross It Belongs to the People— Mrs Harriman k lit jkU a l GLEN BROS JL MUSIC CO 21 niiiTin umiimuiui iiiiiiimiiiiv ! ifLS Sp)ecLcti thamuhas Sa& jfi 200 exciting new wool de-vot- ed - every coat fresh new! desirable! every coat from our better makers! -- YoiCan Learn to Be Tactful Wj ust Five Easy Lessons ly RUTH ” : M1LLETT - every coat has NADINE’S style9 quality I I : A woman who says she seems to have a knack for always saying 'the wrong thing wants to know if it is possible for a person to learn how to be tactful 0 course it’s possible Persons aren’t born with tact They j V learn it as they go along The foundation for tact is a P surprised that some ilrab- genuine liking for people 'The may done some- factfu) remark comes almost but it s urally to the persont who likes more tactful not to act surprised others and wants to be liked in 3 Select the stories you Peafc about other people choosing g But there are a few rules it on£y bosethat you are sure you will help you to remember: 'youldn’t mind getting back to 1 Stay away from point-blanam n alThere’s personal- questions fways'a chance that you may be Ski1l8naAUeSli0"lle 0lher P'r' hcrenew°drcss becauseiMs’islMf ' o£ embroilcry— a reminder o£ "?ntt0 days 11 year ’round ner sunny Embroider roses m different colors! Pattern 725 has 22 motifs from 2Y4X21 to 4x12 inches Send 25 cents in coins for this of all For a lot of tactless re- 5 marks are blurted out not out of Stern add IsSiSs £ maifS for unkindness but because the! per- - SnHn son speaking didn’t think how it ?nei? ?79°gdN?ellecraft"Sn? ould sound before saying it 0 Box' tion New York 11 N Y Print plainly pattern number your name and address Mail to corn- reSS community House of the Metho- - — — — infs'! Laura Wheeler fferfleSTt Cat 5iffenrAienueh M ’The Ogden Branch Senior Citi- - alog— the best ever! 79 embroi-Mr- s ’ 10 a m J L pft ?ens ° ytab‘wdl hold its month- - dery crochet color - transfer 2 p m dressmaking patterns to send for Friday rfjvSf L Jand a £he Qnd in Power utah hnf Light —plus 4 complete patterns perance - ed in the book! Ideas Games enterand iemmSid fHdRon for gifts Pla"nCd' The S-lftTSvitfaShl°n5Se"erS’ 2° 0cov(red3rdeirheqUo S " work arej welcome ld " 'I as - re-Tetu- rn ‘ k laWtaft Choicest styles to wear right now and on through Spring! Choicest fabrics that include silken lustrous cashmere blends and fleeces as well as smart boucles i and cross-dye- Choice new styles with very new s! bSnl SiLi S nS S’ CAdd Glamor Sunday’s roast deserves glamor treatment! Serve leg of lamb with mint-jellfilled canned pears Put a little chopped pre’ de- - it’s a superb group of fresh new s coats at most wonderful savings! With crepe feta or millium linings taf-- in luscious pastel colors of grey pink beige natural blue or aqua and Spring favored bright red Junior Misses and Womens y served ginger along with a dot of butter or margarine In the cavities of canned peaches broil until hot through ‘nd offer with baked ham Stuff drained cooked prunes with pecan halves as a flavorful accompaniment' to a ?veal roast Sizes y FOR AUTOMOBILE INSURANCE BUYERS Good Nutrition There’s a lot of good nutrition gnd good eating condensed in a You May Charge or Lay away I f fxi rfiff ox package of California large dry limas The 2 H cups of dry limas will make-int5 or 6 cups of beans when cooked For foaking and cooking the limas dllow 2 Vi cups water for iach hup of beans r - "Pound -- f ’!( H A to Removing the Evidence ' $ Lipstick stains can be removed by working 'soap o3r vaseline Into the stain before laundering If stain persists ise a mild bleach -- - — 14 HIRE'S AN EASY WAY TO PAY: Under thi plan ya may divide ywr premium let Ry Mwmber el intrllment( uy ix Cell fORO' 4-5-57 tedey ceme In fer (emylete inferma flee ! 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