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Show "!"--- CONSOLIDATE - ASHINGTON. DEPARTMENTS I , I Robert E. Smith, director of the was loan organization for the Twelfth, Federal reserve district, arrived in Salt Lake this morning. the object of his visit being to arrange for... the consolidation of all of the different government lean and saving. organizetions, which have until now been directed locally under' different managements. Mr. . $mtth1 resident of the Title and Trust company of Portland Oregon. and was director of the last Liberty loan drive An that state. According to Mr. Smith. at the time of the creation of - the, federal reserve 'Mem. before the entrance of the United States into the war. the function of the reserve was not as extensive as it grew to be when the treasury department decided to disttribute government bonds through this medium. Since that time, he says, the services of the federal reserve system have .become almost indispensable to the treasury department of the nation. Need for Change. the various campaigns During launched, for the purpose of raising funds for war needs, the different departments of loan end savings organizations were necessary to handle the - L P , ,1- d . 1 Thirty-fiv- e MLfl1On. ' According to Mr. Smith. the first allotment of these treasury saving net.. tificates for Salt take was placed at 231,,0000,000. He added that the cent necessary for subscription in per the drive recently was 1 24 per cent of the total amount. Salt Lake oversubscribing with a full 2 per cent. Mr- - Smith was unable to say Just what ultimate arrangements would be made here for the consolidation of government stamps and hoods. 'but - hoped te-- have, the situatiort underi hand before he leaves tomorrow. , - .. ' - , - ox" sh , ' he1'111- - - listóry4- , I ,, , -- , :U . . VI.4111 -- - ,. . ' .,. .. . IN ONE VOLUME '.'. .. .. . ... - ' ,.' ' $ Ever w ,..., w , History of Utah -- , , - . . 90.0.1ai't..:;:;Hiotot y Is a large octavo value wurNEY F. M illustrations' and builders of the state. over 000 pates and :and portraits of the founders - While confining himself to historical facts, the His. torian has produced narrative "stranger thap fiction." ' ;1 , - g I 1 : . Handsomely Bound In Cloth $2.00, postpaid.'1' Halt Morocco, .$2.50 postpaid. - . - , rii,. . - - - ... , ore ,Dese-tetNewsBookSt- kt;;"F: I ' - 6 Main Street 4 4 2 4 3 3 3 17 5 4 215 2S0 30 L. a . .4"1. "B" T. 2"cr . . ; pfd. General Motors....... Granby Gulf S. States Inspiration ..1 ...... .. Kennecott , ,.....,.... Kayston e MeZieln Pet: , I S 13 .,. .. . Moos Shaffield $4 Iht 481 3211 101 15 13i Rooth .,. Bull .. ,,,,, poi 1 f,1 ,'' .,..... ',..i',' ," "4,',' ',' i 79 ? '; '.'f 17 11 150 40 9 A 19 270 I 1 0 4 2 r'4 40 3 :' , ! - .! :, t' : 4 ; ., -1: "':' - .r, , , ,. 3 5 . 6ts $50 it ''.., ,,............... :. amit,4- ., A. -, r- ...,,,,,n,-- - ' ..., ,1, , , '.. , 11' ' ..'. ........., ,.''':: : 'r'a..' 1P.4 111.M...Ctalttle1W,U.S.itS,ka;;4.41...4.N...n.n.p.....:V.M., ' 2alr. rat V r'io . f 4 r , 4 ,r-- pp ' , .I.,. " A-- tt ' 'A '''""111''', ' 44,, ' . Dispatches from London Eats that the British admiralty has placed contracts for salvaging ot the German warships scuttled by .their crews In Scapa Flow. Thts photograph was taken just as several of the German de. : : stroyers, well tilled with water from their open seacocks were settitog to the bottom.. ; . - ' - . I . . 0 '' . ' 1 ' ' : ' - - ',GOOD GOODS" regular - , ' . , ' - , . , .,. the season UP TO $20.00 - from- s French Percales . . , I ' ' I ,- T - 1141" 01-- !Wit.. m-- . IR' . 11. 1, N. .. N ,- ---- ;&; ro , -- - :: . .,.- 1111114 -- leoliegotatia j Ilik a ' !Mg' ' ' 11 ak ',t1a Hu rig . VITNal sea- 4 hi qe! ,111, 4.11, , r ... . . ,11' 3 , - t, t - 11 , 11,11 - , ar I ID - Flowered Lawns Colored Organdies ' White Organdies ." 1. , 4, settled policy of not cartrying merchandise over - - , ALM - ' ,,,-'- , . Tess es stock during f' ,, . , . iotton At ,, . .. ' - .. . II 'fr1117-UI2T it k 11 - I I rt. ,k)14-,-t . - 11--, I L.L1: - t - II r i II! L N.N WA's' N4,-Ik-l I -:It I V: - PI '1-- 41 I II nil. al a , I I I 8 , - I I SiNt , ,. ' , mg, Ahmtl i I I I I , to - - modes. school and in approved materials and styles - $35.00a. ' $2 95 to $12.50 ,1 v I . college IIE 1 , . ' WOOL SERGE SUITS $9.00 to $15.00. We own these suits at costs which make it possible for us to offer them. to you at these prices, which in today's market would be just about wholesale' Boys' NAVY. ALL . $5.90 .... , , That they be properly clothed and fitted out is an essential part of their educationwe are peculiarly prepared to furnish the most appropriate, durable and popular CP â ' - - - A Sch-ool . - - and College' or Boarding School Will Soon Claim the Boys 1 1.11'11 I , 4.1; - ' , prices. French serge or cheviotextra well tailoredsome two, some three piece belts, alpaca or twill linings; It wt ' knickerbocker pants- -7 to 18 years. ( Ji BOYS' FANCY WOOL MIXTURE SUITS $1175 to ,$22.50. ' Norfolk or waist line styles, alpaca or twill patch or trench pocketsgreys, blues, browns, , Ia splendidly tailored and' extra good quality material; Ages 6 to 18 years.' - - , " ')U .00 tozpi. allot the ft 1 , . , season's most popular style , SHIRTS$1.65 , Coatstylepearl buttonslight stried Nrcales or. , - ' de- - , BOYS' colored madrassoft, turn back cuffs. i ' YOUTH'S KHAKI SHIRTS, $2.2.5 . , A good assortment; attached, turn down collar coat stylesmoke pearl 'buttons- -2 pockets. BOYS' BLACK LEATHER BELTS, 59c. , Early Fall Has Arrived in Our Down Stairs Store, NEW FALL DRESSESGrouped 1 s ' 1 SO CI ... , $2.98, S, ' $1.98. ; .. . $3.98 and ,. , : face of old IL C. L.? They'rehats, too, in dark practical tops with pretty bright cplored facings in red, King's. blue and similar high colors. A great many, small, snug fitting shapes for the..firse"suit" hats, but are large ones, too, for those prefer them. All trimmed, ready, to put on ' every good and every new fall shade is'represented in the styles that are new. jefreshingy :.'Economy Prices on. , Household Good Crystal Walt, SoaP. . goaP. ..... Moths. Ivory Soap.. A. B. Fairy Soap.. Bob White goati;,Ay. Lenox Soap... . Star Slaptha Powdett'. 14. L ..ge Sapollo.. Bon Azni. : .i., 4 .4 - M.- No phone 'orders.limit quantity. 49e BROtIMSt , , kal So6a . ..... - a ireserve'right to - Adit tollr ,, , k Long poliehed ' handles, weLr guar.. r , anteed HOSE ' ALEN'S and WOMEN'S Pair 5543 blackfull Mostly ,t size rot LARGE CROCHET BED SPREADS. 9113 Good nattsinawood weight. CIIIIADREVS AvnirE DRFSSES.: $1.49 Ititles- -Dainty siylea in orrandy. stzes 1 to 141 - ' 8, ' ,,,,, r: - Sales Saturday Hour We - Each P.' 3 to 6 GIRIS' GINGHAM DRESSESIdeal $1.19, $1.89 for school use-9- 5c, ' and $2.25. 6-- re. - Each - - ent., a ' SILK BLOUSES; $2.98 and $398 The greater part of these came in ., during the last weekwhite, flesh; navy, maize, Peachin sizes to Illustrating the advance fall models.: SPECIAL FOR SATURDAY NEW CORSETS, $1.25, $1.65 and $1.98- New models in sizes 20 to 30styles for slender, average and large figuresall i have good quality hose supporters. mrthil , lretahrao use Old Dutch Cleanser.. .' . Don't these low prices sound good In - , pop- satins, jerseys, . Fa1l2nateria1s are lins, A big variety of styles girls like in pretty plaids and stripesgood substantial materials SL;11. , Pli?s . eneasomeacteerz. . I, h Asked. 1.....e I FALL-IIAT- tatttive I ', . . ; NEW . ' 417.ilC': iI l Nil In tour lota$7.49, $9.98, $12.98 and , , , r , 41,,;0'1, ..' . , , Semllaqtleeillily Nemia, ' :3 1 , The,.... ,',-z t , ''' ' , Greht Couniry ,. Newspaper . . tAi ' ,. , , 4 P,,,,, I AL,N., , , , , 4, tel 1 4 F , 'A . ,,f,''';,r ,f .11 " '.! '' ' '; 1 A , , 1., '4 ,' 4,41r.11wat.""keite....... r V ' '0,..'r PA logrco, it 4,,,,v. ' I... .J. , ,' ' - 71'"; t --50041tc,L1r nt.,....3p.01147000111014;;".ZAhrs a , 4 -,.....:,,,,;.,;fp 2z,;4 :...- ,, 0;"' ."...LN14,;.,,,L,.......-..- .' " ' ..111CarPr'''z .,''',,,,,,."."!!!i' ,64P.',0,0t. '101,.., '. -- ' ' ''' ", .-- 't ' lit ' ... : ' ,:;..., ,.,.....' ,' ,,) 1- , .. :4 ;:. "'"t ' ! ' . ' :k , '; .,'... ., , - , , ' ". '''?'":: '." , ,.,...., :,; :, :.: ... ,. ' .' ; i'.. ..';.' ''., , , , ,,,,S - 4, '., ,.. '. ;.: ' ' J: ". WIMoMPMIIIMMINMIMI Vo . : ,'' V: 10' ,11,4 .o '.' ''.6.4.,a6m)Thr BLOUSESREGULAR 4 1 t '.: , ' :;' ,,',1' ,,,kw .... . 2 illustrating velopments, 7911 7111 78 161 111, 17 1711 6411 2011 201, 241, 211 24 i 4 li ' ,,cr--1- " 1,, 45 5 k Fine voiles and organdies in plain white and colors- -- 1311i1 I 7 . .:. '''..::' e.,;, ..k..................... .;,.....:' I High tailored collars; large iallor collars, round necks;-,- tiny ttik trimmings, bits of tine laces or Insertions, . fancy buttons. , BLOUSESL-Regula- r LINGER $2.00 to $15.00-- ' 'THIS 1.1 1 .40 I SALE. 1St Bid. ' ' .. ,..,, :' , ; ; 4 .? ''' ' ' 1 .: ,' ''''',',..... ,. 40 binatious 491t I r7.,77 ........... great many,white and flesh, and other colors, in soft wash satins, georgette crepes, crepe de chines, corn - i 271111661'174 i 6021 101, 4 ' i 1,'$, ::",. . - :, ,,- :,',; ; : :: , :: ' '' ..- - . 10 I. 1715 17 ;.....y..: ', : 7.t ...: :, ,., - ' '"' 't ' " '': ' ';' . ',,'; "' : 7 ''' ''''' ''...:.... ': A 41 1 Si' ,.,. ...,. '.; '' .' ' ; , r,7 lb This 2311 36i 851 '''.7. , , v ,, !' v f: .2.:. , ,, ' 4 ' .; q . SILK 277 67 59 531 60 Total gaits stocks, 2.015,000. Total Palos bonds. 214.730.000., - ta , 4 . ''4 ''',. FOR ALL DAY SATURDAY 1 I ' .,; .',-- ; ', ,4: . eN') ..4 ..i ... .,.1Z. ::, '' :c '.3 ' k,:-- - 21911113 I 110ill ;k.'1, 3 'F, 34 8 . 221 43I(( 43i -. ,;.,, 2 30 10 01.1 61 62 SO - i ,., ; .;:: "4.'...S-"- ' 4 119!iil?34)15! 10 1 a ::.'r. ,!:, , :;;, ' . Y.; :: ii ' ' .,.. .' A ''p '' 5 , " lAllan ' ;''' .;Nr' i ' b ..... Southern Pacific .961 121 115t1 .. . 102 97 i101 Tobacco Products . Union Pacific .. ,1191 122 i GS U. S. Smelting .... ,...1124 t G5 U. S. Steel 10011302V 15 rtah Copper 1611 I I 3311II II Zest:ern 1:alln oitnio I: 36 I - 1 :'.7... ,?..,:;.:, ,.,'; .' : ,... : t. , t;!;',,.,d-;,':".,sY.I.- 400 os ir$ '''. ' ' .''J. .'4 .j,. :'' '.'" '.' . , -,; ;:, i ,,,. ":". f. t ' - 70d, ..c, ., ....a '; , ' '!' ;: ''' : - 150 High Grade Blouses ' Silk and Lingerie T- ' A 4 I J it it I F Yll 241, 23ii, 24t41 141 piNoorrtorsontiPacifiC Ray ConsA 8ht &Mitch Atrt.a. 23 251 .29. é .1 . 23 35' ttl . & Sup. ,,,, 1 13 , ,, ...,! ,i--- '21 :P .., 211 231 . r ,t,sr?1,,..0.,,,,,.1-e- I a , 't 11:: , i ,,tr-s:-f..A-ter '70141'!if In styles galoreAll of the most successful ones of the mason. Sizes 16 to 44.. ' ',to, ;1 :, .:' ; ,:,. :::,,' '',. Ir:.;' ;'- 155 '',14 '''''' t.,....' 6 Ging-ham- 1 Canadian Pacific Cerro de Pasco ... ChlCpper . Chino Colo. F. k 1... .131;4s ; - French Ginthams Embroidered Voiles Solid Co Ior Voiles Plaid '.. Zinc 7' :4--1'. :7'77 ;tirf?.47:.-;It ?1,1474,1,7,1;. son to season that we have marked downward, at BUT A FRACTION OF OUR .:REGULAR PRICE, these loveirdresses; while the season is still at its height , SAN FRANCISCO QUOTATIONS, $ Building 1 311 Midvals Steel M. K.. & T. Mo. Pacific tod Montana Power Nat'l Lead Nevada Con. ',',.'"',::;'.--61'.':Utih-''-:.-1.,: 1 Ankero- 1 1 , ti: I :01! Beet SugLe,: . 501 4tif PI Can. Co. 1166 116 Car & Irdy, .Nt Cotton 011. . ;o0.. 5611 5411 11 . 1111 11 Drug &Syn. 33 .3511 80 Lea. Bide Bide & Lea., ptd. 12otti13i 119 I ..... II mil 764 Smelter Sugar .. .. ..a... 127e,127; los ,r302i1021 Amer. Tel. & Tel. .,., Amer. Tobacco . . ..... 235 24 229 Amer. Amer. Amer. Amer. Amer. Amer. Amer. Amer. Amer. .. 1 H. i 1 4 is because of our ''cliorold R. Smoot Co.o. nom. 21 nnonds.loty of E. F. Hutton east South Temple street, furnish the Miami ' ' BY ORSON - It Y. STOCK LIST; D. & Advent of the Pioneers to the close of the year 1916.. 11,, ,L , and Markets I n - Additional Mining ,R. aButte . 1 ged ... Which have been priced In our - folionetrit tkuotations: Stockt. 1 - 150.000 cubic feet of helium, flentah7Vtaeel ' , 1 , ,,., . 0 1. compressed and'atored in steel tanks, had been started .to Europe. This was enough, to fill four of,the ordinary kite- balloon', though the large dirigibles:Iequire oui to two million or more 'collo feet of gas. Although quantity production of helium was achieved just too ,late- to be of value In the aótual hostilities, it was itself egreat accotnpkiohment, for the Vorld's total output of helium up to 1816 was probably less than 100 cubic feet.,the market value ot.which wee about $1.700 I cubic foot Our helium can be produced by the first two methods at less than 10 cent a cubic foot, and if the third process fulfills expectations, this figure will be still further. reduced. The dets,ils of the helium are process of extracting highly technical, but the general scheme la easily underatood. All of the main constituents of natural gaa . Including the nitrogen, became liquefied when cooled to about 025 degrees, Fahrenheit; but the helium remains a gee at this exceedingly low temperature and is thus easily separated. The' principle by which- - these low temperatures are attained le one known to every motorist who is unfortunate enough to have to pump his own tires. when air is compressed in s tire it becomes hots if the tire is allowed to cool to ordinary temperature end the valve 4s then opened and the air allowed to escape. It becomes cool. Similarly, the natural gam Is put under a very bighpressure and then allowed to refrigerated, and when all expand it becomes so cold that beof its constituents except helium , come liquid. uritten 'Theet Only 7: trent et t 1 We have marked. a group o t' ' , JuneauAllis Co- .. 4-Hu- 12 1 Dutch-Americ- , -- ;: - - . Helium , Be-SaIia- MIICEIEIIIIIIIII of 8 .1019 Scuttled German Warships, Which Will by British After They Had Been Deserted Crews in Sinking Condition 3 self-respe- Helium, the new Incombustible bal.! loon gaa,'so called because it was discovred en the 'sun SO yaws before It was identified on sazth, which promises to revolutionize the science of ballooning, is the subject of tha to the communication following National Geographic Society by Dr.' G. Sherburne Rogers: When the United ,State joined the Allies, the military value of helium wu' at once brought to the attention of the army and navy authorities, and a vigoroits campaign was begun for the helium ,In quantities. The two main problems were obvioul: Drat to develop methods of extracting .helium from the natural gas; and. second. to determine the geologic occurrence of the gas. and so to locate Adequate eupplies. plants tieing different .methods were erected in Part Worth. Texas. to treat the gas of the Petrolla field; and some months later a third plant. using a still different method., was erected in the field itself. The h-tearing area of Kansas is far' in laripttr than any yet ' discovered Texas'And contains a number of fields which In the aggregate yields much more aat than Petrolia. The old Dexter Ditid. In which the helium-bearin- g Vett was first discovered, le now exhaustad, though the early ficulties In the way of burning the gas were overCome. and for years it was produced, l large Volumes and used as fuel. ,To sllght a gee stove in Dexter.. however, alweye was a difa matter ficult feat, and of 'pride on the partof every rood housewife to develop the destertty The necessary to this operation. stove was first filled witir,crumpled newspaper. which was et attire; then the gas was turned on, Its flow being skillfully manipulated, until',.61; the the time the paper had gas bad become hot enough to stike fire. As the apparatus ueed In all these, processes of sittraciing helium gas, for balloon purposes require rather delicate adjustment and .manipulation.--.Bome time was naturally consumed In dttermining the most efficient work in g eon ditletutt -- but- jure prior to the armistice, the first ship - I M .17 ! , . AUGUST .... a Bulletin National Geograp.hic Seelett , ''' n mommlmolreommalmaltomenolomonanrommomoLlelonrcenmmomonarimonmann; Mr. Stnithheld a conference with 3. David Larabk.secretary of the Commercial clutt'.'t, today at noon.. and later, in company with George It: Odell, malt state director of war savings, made visits to ea6ll0 the banks of till federal system here Ha expects to hart everything arrailged so that the consolidation can be 'cvpmpleted with. out further assistance br him by the end of the day. will Tea". for Og- den Saturday mrning, and 'will see the hank presidents there and Wang. for a consolidation eimilar to th'at to be ' effected in Salt Lek. Mr. Smith says that the reaersw aye. tem it lust now clearing up midst-anends of the Liberty loan sales. -- .'rhe roverenment must raise three antill,:lej half billion dollars before the lanuary, however, and the tale ,ot. thrift and war saving stamps will continue unchecked, he said. To expedite-the sales necessary to raise the huge amount 'necessary to meet govornment indebtedness, a new security ba placed on sale, to be known tis the treasury saving certificete. This bond will be sold in the denominations of $100 and $1,000. Lots of these will be sold at interevale of two 'months., nnd although it is expected.that the., federal reserve banks will tette most of is the desire of the them, to distribute treasury department as them much as "' possible the among people, in order .ito insure againit a possible-Inflati- on of any money circulation which might - d t El Itleilmárice , ct ! k rT11 the return to practically normal postwar conditionsnotwithstanding the fact that the government, must yet '";:4t1raise hugh sums of money to pay off incurred by the warit will not Ittr.ger be. necessary to continue the sales of bonds, stamps and, certificates under more than one local head. He Ii keitto consolidate government loan. wee stinytngs stamps and thrift 'tam buttincsamnder the direction of one heath-mart-Os- C."Dutch , Robert E Smith, Official of Federal Reserve in City Tells of New Treasury Saving Certificates. F D. FRIDAY .. ...... Florenee Goldfield Coe. Jumbo Ex. Maastricht's most conspicuous ex-- ', Lone Star ploit was its four months' resistance SpearheAd of the siege of the territile Duke of Silver rick --.. Parma.. With a email garrison-- - ea a Yellow Tigernucleus. 'citizens and peasants from Sandstorm Kewanae . the vicinity rsieted a veteran army of Great Bond ..... . about equal number Parma had Grandma .... . Al miners tunnel under the walls. Pester Union "woman's regiment" from the city litanhattan Con. scalded hundreds to death with show- -, Morning Glory tillikftlf ere of boiling water. Meanwhile men Cap. employed bellows from church organs White . Cracker to blow burning brush into the sub-- 1 Con. Va Jack terranean trenches. Then the women, Mexican ..... nicknamed "mine mistresses," hurled ophir blazing torches of pitch upon the en- - Savage Sierra Nevada emy at the city's gates. When. after a terrific siege, the Union defenses crumbled. the citizen. threw Belmont . Boy. up inner fortifications. They held out Cash Gipsy Queen .... until, attacked as they slept from ex- Jim Butlor haustion one night, a concerted attack Midway . numbers invaded Monarch F. Ex. by overwhelming their laid stronghold. Red hot sand Montana I, and boiling waher deluged them from Mitpah EL McNamara Even the roof own aged tops. their women and the children were butch- North Star . ered. About 11.000 perished, and the Rescue Nula Tonopah Ex. city was plundered. Umatilla . Concerning the cheese that made West End .... Limburg famous. the bulletin quotes a Mayflower communication from Wisner Chapin Pitts. litilvor pick a ..... Hill as follows: Nevada Limburg is sometime called the Round Mountain Garden of Holland. Of the celebrated Bed Hills Plot.. Merger relish known as Limburger cheese It Rochester Divide . has long been a query how an article Thnopah CrOWIL Point Neuss' of food. made from delicious material and considered such a delicacy, can possess so. obnoxious an odor and This pestill retain its culiarity has made Limburger cheese- IC responsible for many amusing inci- dents.- A rural citizen once went to town to make some purchases. among which was Pomo of this odoriferous commodity. For convenience be placed It in a long box in the wagon. behind the seat Happening to stop meths road, an inquisitive acquaintance approached and eked what the box contains& , le &newer be raised the lid and replied. "I have thy grandmother." "Well," rejoined the inquirer, as he caught a whiff of the contents, "She's not in a trance." Limburg, that portion,of an- -' cleat Limburg which BelSkim seeks to have Holland restore to her because It will enable her to fortify her ' frontiers more MrenglY, is described In the following bulletin from the Washington 'heed: quarters of the National Geographic Society: That portion of Limburg now ruled, by Holland lies east of the Meuse, is smaller than Rhode Island in area. and has a population slightly leu than that of Detroit, Michigan. Limburg's cheese is famous, though. its significant ,histoty is almost forgotten. Its name. applying to a considerable area, dates back to the eleventh century and wit dertved from a castle built along the Vesdre river on the sits of the present town of Limburg. For two centuries thereafter the history of Limburg 'was one of tedious disputes until it suddenly was illuminated by the exploits of John of Brabant.whobe brilliant battles against euperior forces resulted in the union of LimThus Limburg burg and Brabant became the beneficiary of that Magna Carta of the continent, known as the "Joyous Entry," grantent by John III, Duke of Brabant. The document-es-tsiblishe- d. a miniature league' of nations among the feudal ' states, of Brabant the rulers pledging into respec- t- the territorial tegrity and to referendum of taxes, ware and treaties to their sub3ects. For a time Limburg was annexed to France; portion of it then fell to Luxinto the Goremburg and thus passed man confederation. -- That section of the original Limburg slow in controversy was incbrporated In Holland by the London conference at the close of our Civil War. Alter ills Belgian revolution. nearly $O years earlier, its chief city and present capttat Maastricht, adhered to Holland. The rest of Limberg, including theiarea which now Is a province of Belgium. saut its legislators to the Brussels assemble throughout the period of nearly a decade vrben Holland refused to recognise the indeperndence of Belgium. ' , For a Cheese and a Siege - ' t, , 'Note LOAN AND SAVING ING ,NEWS DESERET ' |