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Show J ri'!.i, mi LOGAN. CACHE COUNTY. UTAH CACHE AMERICAN iiihcr 25, GROUPS HAKE ,. WLLLSViLLL I" vt A. Leai.'.it fovs cis Jjibi., 1 1 fu.l tratulul d. a Irishman and J A lal d los I . hi;,. n, v M s 1 town Kli'-- J h ill IS; Ellin I. i,. Leith- - :, Si I v . s II u I, RiatMiau .uui Lea niaines a'tendm; llilH ...1 Investigation ft I j LOAN SERVICES STUDIED f Activities of the Government in the Banking Field Are Reviewed and Position of Banks Analyzed NEW YOKK -I- ktuited Lank real Other Researches Other researches are being made by the Economic Policy Commission of the association dealing with shrinkages In liquid commercial loans caused by the economic changes in the nation's business methods, while the National Bank Division has made studies of the lending and investment powers of this class ot bank, the present status of the real estate investment field and of detailed data by states on earnings and expenses. The Savings Division has gathered the facts showing savings in banks of all types, the number of savings depositors, the per capita savings for the country as a whole and the effects of current economic and social changes upon' the savings habits of the American people. The association's State Bank Division. has issued the most recent figures available as to the detailed conditions of state banks, showing steady improvement in the position of the state banks, with marked expansion in their aggregate resources, while the Trust Division has compiled a guide to fees with a recommended cost accounting system. - - j searches. covei ng all .ha-e- s of pruc-t-ccpeiatmg sml economic farts and eond.l.ons related to banki"g, ore being made by the American T!ic resulting Bankers Association material Is being p'jccd at the d of all state banking associations, which In many Instances aie extending the researches of the national association In their own states These activities are said to be a pait of the general program of banking development which Is being earned on by the organized banking business Among the most extensive researches being conducted by the American Bankers Association is that of its Committee on Banking Studies, which Is making a detailed survey of Federal Government lending agencies and policies The basic material, which Is kept up to date by continuing studies, shows where the Government agencies get the money they lend, what liability the Government assumes, what subsidy It extends, what return it gets, for what and to whom the money goes and on what terms it is loaned. The Government In Banking "It Is not the intention of the committee to express its viewpoint about any agency says the foreword to this material. "Its Intention is only to determine the facts These facts properly assembled and presented should help banks to meet Government competition if and where It exists. The committee believes the Government entered the lending field at a critical period in ordei to aid banks and financial Institutions It the time has come for the Government to withdraw, it is the duty of bankers to demonsti ate tl r readiness to take care of all sound eredil needs," it adds that the banks must be equipped with full factual material as to the Government's emergency lending activities and practices, and that full cooperation has been given the committee by Government agencies In obtaining facts. Binders of the material gathered have been placed by the committee in the hands of state association officers and committees of three members appointed to cooperate with it in carrying on banking research. The Committee on Banking Studies has also made a survey of the Postal the Savings System throughout United States to ascertain to what extent it is competing with chartered banks. Questionnaires were sent to banks in all places where Postal Savings depositories are operated and over 93 per cent returned answers which will be analzed as a basis for the committee's findings. The Bank Management Commission of the American Bankers Assosurciation has made a nation-wid- e vey covering the movement among banks to increase their earning abilities through fair and legitimate rates for services they render their depositors The commission has developed a uniform plan of account analysis as a basis of sound charges. Personal Income Loans The Bank Management Commission has also formulated methods for installing and operating personal Income loan departments in banks "This plan contemplates making loans primarily to individuals and small business concerns, based upon the character and assured incomes ot the borrowers as distinguished from the usual basis for commercial loans, " the commission says. It points out that a large part of the population is not now making use of available bank credit and that to these people the personal loan department extends a valuable service which at the same time is profitable to the bank." It adds that It 19 the duty of the banks to educate the public to come to the bank for all financial services. Small borrowers should be Informed that the local bank is ready and willing to take care of their demands." C ul i -- 0 RICHMOND Hu limond Mr. ihndruks and y were membeis of their families Thursday nieht The h was the twi mmlve.iirv of Mr. and Mis Ihndrkks. A soiial evening ot games and lemishments was enjoyed. A variety program sponsor d the James plea-antl- by utv-nim- la i'd r u. s i L. I surpns-- d hnm, di he wid-d.n- g i i was rs, lie 111 1 , nun H. h-- r pin et d, wt.l be ...an i.t a marker on i i r, lit of i tile the the' hlibinoml paik in -l 'hial itnhinoiid o Ml; ( in ix V. .Ilk k Lake Ci:y i i Mir. ill .'JH'lit a litadves 111 Mr.s. C. II. Johnson and Mis Johnson rnirru..nd members of the Bun Heur club and Uie Cheie Ami club at a Joint j in t y at the Richmond park last Sixl.il chat Finlay afternoon. and refreshmt tits wire enjoyed. Em-s- , - Pre-sto- - fidiU fe r las Salt 12 t MONTHS OLD M PROOF PINTS TOOT B&ILIL n fc- lb CODE NO. 99 Bax-Mitt- cn - Hr W. If. Hi ndrlrks and son, ynn t, rt Monday nd Tuesday line with Mr. and Mis. 8. W. I !,eis h w i i l! Is luuiui ' O d Mrs p la ot i m 1 7k, V, at 1 I! Mill lhe iollowing rtrve.ved. ,ie M.s. Them is 1. a. was londere.i duiinf the Wahl IS aid if EsK at a la l.. u m.g: Solo, Keith LLshn:an; Ujo. Mr. and Mis. Mil-h- n IN d r. i F.aa.av l.i lull. u' U t Mm, hm, Mr. and Mm J dm ,'i j decks, Mrs. Nellie Leishman !.' mu to :v.i.' i. t..n4 A.ia.l a.d Ilian; up d me-- 1 L. E.iv i. Mrs. John A. Blown, CALIFORNIA WINE table Tic ) .7.h Ur.hri.iy. L.i Donna Nnl on; readings 1uh Fed, Mis, Annie Ljul.iu.lv ri iiat d ..b u Mis Sybil Sullivan of M's. Donna Le. simian; solo, i .rthd i.i i'.c t'a i (i'lly a tn.id ' ia.se Mj-- , m.ij Mrs, , te-dHad Mrs. Inez. Mil ju jej. Iter vv.li x' ol la: d cf IIv rum. was in cliuige of Man, !: ui. Mis. Arih Ames. Mrs. a ters at fa li ei.d. Coirs w .e e Film served was ill Ames. Mrs. Vera Shaw of pe rum. Lunch laid lor Mr and Mis. Wil.i'ir n, to 8. Those asMstin.g in Mrvhig O' dm. Wm B. Maughan and Mr. and Mrs. Hi nnas dLludl'V, liter Helen of Salt Lake, Mrs v.eir M.s. Ethel Selley, Mrs. Car-hu- e Mr. mid Mrs. Mark tlr.d'iv, Mr. Mrs. Dora Hall, C E R's'tHrv of Brigham City'. S'S ut.d Mrs. E. L. t.. (Hey of lUmai, Mri Di lores Leishman. Mis. Vern-t- n Mr. and M's, Claude Sor. risen, Mr. and Mrs. Edwin Mce.s, Mr Ol. en, Mrs. Vivian Bailey, Muss Muuion, Bishop and Mrs. Ernest 0nd Mrs Wi.ford Willi m.' n. M. Ar.hv Si lley and Muss Edllh Hall. B Maur'.an. Providence; Heber tlin-r end Mrs Vouw.ird. Weston Out of town attending C. Ma.igl.un, M- -. and Mrs, Farrell people Will, nnwin and Eahl Myers. Mr. re Messrs, and Me.sdames eVrn- - John-on- , Mis. L. E. Nelson, Mrs. vi WIN 0T b. Willi unson red tv id i n Olsen, C. F. Olsen. Rulon Gilbert Thorpe, Mr. and Mrs. was remember d b" gifts ail Ni.lstn, Leo Net. son, Alton Miller,' Vt rnon RIhkIcs of Iogan; Mr. and all immlaTs of the family not Mas La Dona Neilson, the Misses Mis. Steven Baxter. Mr and Mrs. present. Aftn and Twilln NelLson, all of Merrill Baxter, Leroy. John and The Madras club met Thursday Leland Hyrum; Selly, Lorenzo William B.ixtcr, Mrs. Milton Leish-man at the home of Mrs. Allan of Logan; Noima Middle- - te- - of Hyrum; Mrs, Agton Bird with vice president ten, Thomas Brenchley and Jo- - of Mendon. Jones in (hrge. A iiir.'ilhin ors V"rV- 4 , seph Brenchley of Ogden; Mrs. Mr aiul Mrs, ollie Jacohon was cnjuve.1, and dainty R y Fater of ocatcllo, and Ivan alld d(tllL,hu,r of AngeloS( Cal lunch seivcd to e'ghti-emembers Miller of Hyrum. came Tuesday to spend their va- land tlnee guests. Mrs. Jam 'S L. ,, Fay Person of Venice cation They are guests of their Wvutt will host - to th. li- - and two srns of T.ton. Idaho' came Monday lo sp.md parents. Mr. and CauUurnu. Mrs. Frank s Eue-tir of th dies at her home Thursday. sister M.s. her vacation. She Is guest of her Maughan. Evn-lle- y Mr. and Mis. Fred Sund.y. Douglas Mr" and Mrs' Da Mr- 81ld Mis. Louis Perkins and JIr- and Mrs. Harold G1 nn and p:.lrcntS' announce the bhth of a son born Mr. and Mrs. ArnolcJ Llndley .spent at a Logan hospital Wednesday. Mr. n:d Mrs. Andrew A. LeKh- - V'd nun spent Iriduy at Tr nicuuon' Mrs- Caro1 Wright of Ogden Is, Saturday and Sunday at Mother and babe are fine. Mr. and Mrs. D. P. Wahers et'cnding the lair. They were' sP'"ndu;S the week here, guest of guests of Mr. and Mis. Victor tster Mrs. Hugh Clark, ChrLsten.scn. received a tekgram Tuesday an- - .cucits cf Mr. and Mrs. Dick An-1Miss Florence Olsen of The Wellsville ward MIA held nonicing the fact that they wee di Jn. V.rm. Pcolj of Salt Lake Chyi:s opening social at the taber- - deuce was guest of Miss grandparents for the List time home The new arrival is a 7 pound son le.uinrd after raele Wednesday evening. Presl- - Jones Wednesday evening. Sunday M.s. Jane Parkinson was guest born Monday to Mr. and Mrs. spend ng four davs hire guest of d":its Amy Woodward and P.es- Reid Maughan who reside at Mr. and Mrs. John T. Darlcy. ion Brenchley were In charge. of Mr. and Mrs. Vernon Rhodes the of Logan Monday. club met oniThe entertainment was In Washington D. C. Mrs. Maughan1 The Mrs. John Bailey, who was obwas formerly Miss Myrtle Walters Thtu 'day at the home of Mrs. front cf a goofe7 varntval. Art Mrs. Luther Baldwin. Siwing and lunch gallery s, picture only daughter of Mr. and taking, dancing serving her birthday oil Sunday was enjoyid by M.sdems Gretta and refreshments were enjoyed In was guest of honor at a family Waite'S. The Ladles Liaterary club met Leishman, Muzzenti Joy. Martha the recreation hall. A one act dinner. The table was decorated with a vase of pink roses. CovOlive Jones, Gladys Hall, play entitled "Bargains was preWednesday evening at the home Barn'-of Mrs. Francis Maughan. Presl-- 1 Edna Thcrpe, Ruth Harris, sented by Elaine Jones, Rosella ers were placed for Mr. and Mrs. Ida Allan In charge. The e etta Mauchan, Jessie H. Maugh-lesso- n Al'an. Burba-- a Baxter and Rob- John B. Bailey, Mr. and Mrs. on the right pronunciation 311 a id Mrs Baldwin ert Bradshaw, and a goofey quar- Janus L. Wyatt, Mr. and Mrs. M". and Mrs. Fred Parker and tet were the main features of the Charles Bailey of Logan, Mr. and of words wis vi ry ably given bv Mrs. Leslie Bailey, Mr. and Mrs. Mrs. Ridah Lenlinien Luncheon Cra Parker of D.im mond, Mon-wa- s cannings entertainment. .seived to 13 mm Kan, rrt.inrd horn Tuesday alter Mr. and Mrs. Eerl LeLshman Frank Maughan, Mr, and Mrs. and Mr. and Mrs. Ilarvey Caster-- 1 Wm. II. Bankhead, Mr. and Mrs. hue are vacatmn'ng in California Elmer Bailey, Mr. and Mrs. Rob--1 awr.q left heie Monday. Mis. F a Aires, M s. Btrniee mes and Mrs. Vera Shaw of Og- len weie dinner guests of Mis Mi'he Eaxu r Wednesday. enter-untMis Blanch Biadelnw the (V - a: Mr. mid Mrs. Woodrow Selly, 'lamed at a quilting Wednesday, mg Sunday of the waid genealogu al tumm - wl o vvete recently married, ware Hirner was served lo Mesdames tee. Sppcld nius'c was Ly the hm.o d guess at a miscellaneous Eslie PoppLton, LaVerne Maugh-'ehcward choir. given Thursday evening at an, Janett Jones, Jane Parkinson M". and Mrs. Aqi.ll'a Iiuntri- - the home of his grand parents Cassie Brenchley, Ethel Jones. .it. Mi-Hose ltiadriiaw, I oi in, I am i m, lie hull) Ol la an. V . American and State Banking Association Collaborate Pace Three Montana State College FIFTHS CODE NO. 98 LOWEST1 PRICED YEAR OLD STRAIGHT BOURBON WHISKEY Made by the VS. :r world-famou- s distillers who have mas U. S. A. C. tered therof male ing fine whiskies for the average citi zen's pocketbook. Try Mint Springs. Just-a-Me- re Saturday, Sept. 26 Co., Incorporated Ovttubol. Louisville 2 P. M. s Le-de- nt s Glenmore Distilleries STADIUM Tickets 75c on Sale at Dox OSUce r3EasBgaassa,.'"'v,'TKJ3!iSL;k3;mLgiJ hr BOYLE FURNITURE COMPANY WINS HEATROLA CONTEST our customers get .... and themselves ! 3 prizes, 1. They will have a strikingly beautiful piece of for their friends furniture in their to admire. 2. They will have a supply of FREE COAL ready in their bins. 3. This Winter and for many Winters to come, e warmth theyll have the luxury of living-roo- Here is a sure way to protect your from the clangers of reading or working in poor light. familys eyesight whole-hous- with a At your convenience, a trained lighting advisor will call at your home and measure the lighting. She will use a scientific new instrument that measures light as accurately as a thermometer measures temperature. She will he glad to suggest changes if needed. 25 to 40 saving in fuel. it thanks to you and you and you. We topped all other dealers in this zone WON the Heatrola sales contest during the sensational Heatrola FREE COAL Campaign, just ended! We appreciate the congratulations of The Estate Stove Company, makers of the genuine Estate Heatrola. And we, in turn, congratulate the purchasers of those Heat-rolbecause they made our victory possible. Because they, as Heatrola owners, have won three prizes themselves f We did as Poor seeing conditions continue to take a tremendous toll in eyestrain and headaches year after year. TO YOU WHO ARE RIGHT NOW CONSIDERING THE PURCHASE OF A HOME HEATER. You cant buy a HeatIts Intensi-Fir- e Air Duct rola Heatrola pays for itself in Estate blocks the the heat, Heatrola) genuine (found only makes every pound of fuel do extra duty. The heavily-ribbe- d Estalloy Fire Pot has practically double the life of fire pot. The Feed Door is the best cast-iro- n such a big convenience. Come in let us show you the beautiful new models help you choose one for your home and your purse. 1 If you desire a special' appointment, phone us. Ped-a-Lev- er $wul Jhat 31qht flight! WjoIul See YOUR DEALER or UTAH POWER & LIGHT CO, THE BEAUTIFUL ESTATE HEATROLA The original and for 15 years the outstanding cabinet heater. Turns waste into warmth cuts fuel bills 25 to 40 stands up, Winter after Winter, through the hardest use. BOYLE Furniture Co. 39 South Main Phone 138 0 The Store with the Friendly Doors We Give S. & H. Green Trading Stamps |