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Show If you're in debt and want to get out, there are 71 ingenious (but perfectly legal) ways to do it. SIDNEY SHERWIN Counsellor at Law. New York &M IPeopDe Eeem TDdI Tlhies Facte? Ony fceini'ft Dim Today any family can get into debt and suddenly be at a creditor's mercy. A collection lawyer knows his exact legal rights and yours. But you don't. A top debt authority tslls how to reduce loan payments get more credit (even if you're in bad shape) freeze indebtedness indefinitely. AND MUCH MORE: Where you live, how old you are and other conditions may actually determine whether a creditor in many situations can collect one cent from you. Even the fact that your creditor has received a money judgment against you does not necessarily mean that he will receive any money from you. Did you know that some debts need not be paid but that you must know what to do about them and when: But if you're in debt and don't know exactly what to do you can get into tragic trouble fast: THIS COULD HAPPEN TO YOU: Unknowingly and innocently through no intended fault of your own you find yourself in debt You simply temporarily cannot pay up. Yet suddenly the whole world seems on your creditor's side against you. For years a distinguished debt authority. Sidney Sberwin, has been investigating just such situations. He reports that many gas and electric companies often reveal your Bank when given as a reference. He states that tht Motor Vehicle Bureau in many states cooperate with creditors acting against you. He tells how erectors find out the name of your automobile finance company, and then find still other of your assets. He tells how some private detectives specializing in repossessing vehicles work closely with a Marshall to seize your car. Suddenly your salary is gamisbeed, row bank account is seized. How can you work -- or even go on? INSTANT POWERFUL HELP IF YOU KNOW ABOUT IT In a great many cases your situation will fcstantly and suddenly change for the better when you simply know your rights. Sidney Sherwin marsh alls in your behalf all the key facts about your righ learned in a lifetime of debt law study. Do you know when a creditor can automatically get a judgment against you? In his brand new book "How To Get Out of Debt Painlessly" Sidney Sherwin shows how you can easily stop this cold. Do you know when a seller despite proved dishonest claims can still legally collect? Sidney Sherwin shows how you can possibly collect from the 3eHer-thttimes the product's cost Do you know when a Sheriff can arrest you n in and forcibly bring you into court debt you're Sidney Sherwin shows you how to prevent this ever. Sidney Sherwin tells you exactly your legal rights if you are ever in debt. - e HOW TO GET THE GOVERNMENT ON YOUR SIDE: Do you realize that courts will generally bend over backwards to kef f the judgment debtor from the clutches of the grasping creditor? Sidney Sherwin tells you how to take advantage of this. Sidney Sherwin tells you how the U.S. Govem-mer- i, credprotects average debtors 7 ways from itors. He tells how tin government agencies help protect from creditors, debtors, whose principal income is derived from wages and tells tbcm how to avoid any necessity to go bankrupt. He describes a simple way to get the U.S. Government to keep creditors from getting your tax refunds. He tells - how the U.S. Government can stop creditors from taking legal action against you. get your employer to cooperate and help you pay them off a little at a time to each. Sidney Sherwin tells how you can take advantage of the protection the U.S. Government now guarantees purchasers on the installment plan. Also how you may be able to avoid paying one cent of even state. He explains which situations the U.S. Government will soon allow you to sue a creditor for twice the amount of finance charge plus court costs. He reports the 9 government branches that can answer whether the installment seller told you the truth about the payments. He reveals how your bank or library can help you in avoid terest and when government agencies allow you to cancel a time payment contract over-navi- PROTECTION YOURS TO ACCEPT! Sidney Sherwin tells you what a creditor must prove before any court will allow any legal action against you. He specifies what of your property is legally exempt or "untouchable'' by a creditor depending on the state in which you live protected for you by definite laws and statutes of. He tells you when a Marshall or Sheriff must give up and cannot collect a judgment making you "judgment proof." He tells what many do even after being served by Attorney, Marlegally shall or Sheriff with legal paper after paper to leave the creditor with an empty judgnent He tells when it is impossible for any creditor to put any debtor in jail. He states the remedies against a creditor who is malicious, slanderous or threatens you with legal action. He tells when an agreement for you to pay for something may be unenforceable in your state and when in certain states it can be an actual crime by the seller. He describes when it can be shown that a creditor took advantage of a debtor and be legally stopped from collecting a single penny in any state. He gives three kinds of situations in which a creditor with a perfectly legal claim can never take legal steps against you. He tells when your promise to pay money to someone the is not sufficient reason for you to be legally responsible to pay that - debt OF HELP Here's the protection you are entitled to against default judgment, any law suit or legal proceeding against you, or any foreclosure of chattels and if mortgages against you or against eviction you're in the Armed Forces, Coast Guard or public health service or even in the family of someone in one of these categories or even if you endorsed or guaranteed any note of anyone in these categories. Here's how and when creditors are actually punishable who try to take advantage illegally of anyone in these categories. Here are trie kinds of debts that cannot be legally ... - Sidney Sherwin Protects Innocent People And Is Death on Dead beats: Sidney Sherwin is a distinguished lawyer and top authority on debt collection. Lawyert seek Ml counsel on behalf of clients who cannot in any other wr? collect honest obligation!. Countlea timet be has sternly collected from hardened and "hopeless" written off debt evaders and skippers. For years Sidney Sherwin'k private bobby has been protecting innocent people in debt through neither intent nor faun. Nothing arouses Sidney Sherwin's indignation more than the occasional unscrupulous creditor. Such a creditor knows what the debtor does not know about the law. He can Mull or threaten without contradiction. And all too tragically often be can take advantage of the weak, (he uneducated and the disadvantaged person in debt But Sidney Sherwin knows the law cm debt the full rights of debtors as well as creditors perhaps better than any man youll ever meet And Sidney Sherwin has taken the fruits of a lifetime of study of your rights as a debtor and made it available to anyone in need of it Consult your lawyer he advises. But know your rights and don't be taken advantage of by anyone. It's all yours without a. penny's risk as stated below. assets. Sidney Sherwin tells when you can sue a creditor for libel or slander or assault for violations of postal regulations, for extortion, even in some areas for evasion of your rights of privacy. He tells what you can now legally do against creditors who have credit information about you to vario-i- credit given He tells what a creditor might do which if you act properly might result in his being fired or even imprisoned. Sidney Sherwin gives you your rights against creditors if you are under 21 how to take advantage of them. He tells when simply moving to another state can make you safe from the dutches of your attacking creditors. s ITS ALL HERE What you can do personally and when to consult an attorney. When to rely on a salesman. What to make him do when he promises anything. What to do if you don't understand any word or words in the contract Here's what to do if you become ill or an accident keeps you from paying your debts. Here's exactly what to do when you receive a summons. And what 99 of debtors do to avoid giving away facts a creditor seeks to find out You're told the kind of creditor that probably will never sue and what to avoid that could cause him to. And when your wife is completely protected from seizure of your insurance benefits and when not. Or when verbal contracts are enforceable and when not And many things you should know about ttnkruptcy and the best statutes in certain states a corporate debtor can act under with no stigma of an assignment, no court controls or delay causing court orders. Here's what to do when if a bank or finance company notifies you they are collecting for the seller. Here's the kind of insurance policy and benefits that creditors cannot touch. The kind of U.S. Government payments creditors cannot touch. The kind of investment income creditors cannot get at. The kind of retirement benefits creditors cannot attack. Here's when garnishee of your wages is not permitted if you know your rights. And the states MAIL I NO-RIS- K WHAT DOES ALL THIS MEAN? It means you're going to leant how to protect yourself from unscrupulous creditors. It means blessed instant relief from worries and b attaches that otherwise can drive you wild, keep you from working and wreck your famPy life." It means you might easily avoid completely the debtor mistakes you'd otherwise make. It means you're going to relax and feel new life and new chance. There's never been anything like it If you're in debt and want to get out this book was written for you. AMAZING OFFER LIMITED SUPPLY But let Sidney Sberwin show you for yourself in your own home at our risk. Unless the book does all you have been led to expect simply return it for no cost at all. Could anything be fairer? COUPON TODAY National Counseling Service, Dent 2549, 45M N.W. 1354 St, Miami, FU. 33954 I I A TREASURE HOUSE that protect you from creditors most. Even hot to protect a prospective inheritance from creditors. collected in almost any state. Here's when legally collectable debts can no longer be legally collected in different states. Sidney Sberwin reports to you the extra protection you legally can get against creditors (if you live in the country). He reports extra protection you get if you're divorced. He tells how to take advantage of these protections. ' Here's how to make a settlement tor part payment of your debts with full release of the balance and do so out of court without court costs and fees. Here's actual wording of suggested letters to creditors concerning it Here's bow to put property beyond the reach of any individual creditor and protect the interest of all. Here are the states in which a debtor can prefer one creditor over another or even deprive a creditor that displeases him from a share of the I I Yes. Please rush, at no risk to me, your book "HOW TO GET OUT OF DEBT PAINLESSLY" 77 Ingenious, perfectly kial ways to avoid and stay out of debt immediate relief from creditors by Sidney Sherwin, nationally known legal expert specializing in Debt If book does not live up to every and trial will cost me nothing. claim I may simply return for full immediate refund - $5.95 payment enclosed, ship postpaid. I save postal charges. K you wish book sent C.O.D. CHECK HERE. Enclose $t good wi! deposit Pay postman balance. guarantee, of course. plus postage uid handling charge. Same money-bac- k - Address.. City JStale -- Zip- |