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Show artvanar m un k i a mi mm l if if if u iuu: iciro an oi a series HOW TO AVOID DUAL-INCOM- ft n II II UK I Bt;j a s - ay uayaii squabbles E - 'TTtJ trrtrfl ifciss ET ir- uipau:--- t wwiot-aw-- lj dual-inco- me Sandra considers the wages from her secretarial job as "my money;" In her mind, the take- VinmA nnv of her hiifthand Rob is "our monev." Withu"her ' money, the Johnsons acquired a new car a lew months ago to replace tneir ivot model. From the day it first appeared in their driveway, Sandra referred to it as "my" caf . Bob's resentment flared and friction"soon developed. When I last heard of them, the Johnsons were talking out their problems with a . marriage counselor. . Such money conflicts often may seem inevitable when both wjfe and husband are "bringing home ' the bacon." Today one out of every three married women works at a job, outside the home. They, contribute an average of 20 percent of the family income. Those who work full time bring in an average of 38 percent. Here's how social scientists see the pattern. In the early years of married life, a young wife may and appliances work to help buy or to ease the strain on the family budget. She quits when babies arrive but later, when the chile dren are off to school, may take a job lessons bills. In or dental music to pay for their ' basic-furnitu- re part-tim- Family Weekly, January 17, 196S W?v-lJ&5s in,,,,,,:,..,.,! ra jUEfwi 1,Z ft : wiMtuwjUWiuuu'"o unless they revamp their bookkeeping g wives in the U.S., Sandra Johnson is part of that modern phenomenon known as the family. . -- -- By HEROLD nu-uwi- tum u- - . wt CrHUNTrEdrD.ith Kenneth Rogers if other tensions exist, the issue can be blown up miririleng e&joman may" work for personal ful fillment but more often for specific goals : to gel" intoTTtoT " American Association" of Marriage " Counselors college tuition for a grown child, to buy a suhk mer cottage, to build up a retirement fund. 'has found that the dominating reason for divorce famiHow do America's 14,000,000 today is money rather than "the other woman." lies manage their double pay checks? Generally, VKeeDingiindividual accounts can arouse com-' famin one of two ways: the or petitive feelingsTarid money can be used in a ri- - ; plan valrous of way," says Edith Taittonen, home econo- ily pooling earnings. It ia in the absence of an agreed-on- ,' practical miatfr agency in the specific goals that trouble is apt to erupt.: ' York, the largest family-sociplan nation. "If the husband splurges on a new fishing If, for instance, each spouse pays a proportionate share of the phone bill, this could become a bone rod, the wife may counter with an expensive new dress. With such a couple, each evidently thinks of contention should the wife make tocTmany more of his or her own needs than of the family's. calls to relatives. Overemphasis ' on "my" and "your" money has led to what the : IWhen this happens, it indicates that some"Dutch-trecalls head of a Spokane family agency thing is drastically wrongs with the marriage a an inability of the couple to see themselves number An of wives,7 increasing marriages." he found, were complaining that "my husband' r unit or as partners ." , . XlJJZZJL wants a business partner, not a wife." e marmost There is a tendency for such Dutch-trecouples, a more log loose-kn- it more ical workable plan is to and to a typirelationship usually encourage riages fied by mutual independence rather than an intiput all their earnings into one pot" Primarily, this promotes family solidarity. Moreover, with mate bond with reliance on each other. It is not uncommon for separations and divorces to result plans. pooled incomes, they can make d The working wife who is truly under such circumstances. Accustomed to being should" be awarethat she is furthering the couindependent with "her" earnings, a wife can leave her husband without much financial anxiety. ple's higher standard of living, no matter which -assets with of a force divisive can be bookkeeping system is used. Purchases from Separation should be deemed the "family car" or of .field the battle. as on munitions used money not solely "hers resent double and, men the cottage "family bookkeeping Many dual-inco- his-and-h- er theBWBirviceoeietyfM al long-distan- ce at .;. at F dual-incom- long-ran- ge family-centere- her-earni- Etiot Profraor el Education t Harvard Unfcwnity and Chairman of th National CommHtM for Education in Family Financoi ngs |