OCR Text |
Show Page HILL TOP TIMES 4 August 4. 1978 Caught in the credit crunch? How to avoid it are paid. According to the National Foundation for Consumer Credit, Washington, D.C., six out of every 100 families in the United States are in serious financial trouble. A spokesperson said, "They are in debt over their head. And these are not poor families. The average in financial annual income of a family trouble is $15,000 and their average debt is Being unable to save money. Borrowing money on your credit cards to pay current bills. Having charge accounts with balances that grow each month and making minimum $6,000." the right financial track: Limit credit payments to percent of your Spending more than e pay on credit payments, including car payments. except for your Having more debts than you can pay off within 12 mortgage months with your present income. take-hom- t BahJ& OPEN 8:00 A.M. W. e the volunteer financial consultants available at Hill AFB to privately assist you. This service is sponsored by the Comptroller in support of the AFR 8 Personal Financial Responsibility Program (PFRP). Contact Lt. Col. Wingertzahn, ext. 7435, or Mr. Floyd Roeseler, ext. 7586, to use this service. OO-AL- C 35-1- Start a savings account. Some experts feel the minimum savings account should be pay. equal to 90 days take-hom- e Buy what you need, not what you want. own ASSOCIATES 9:00 P.M. DAILY ROY FROM If you are unable to solve your financial problems alone, consider contacting one of Decide what your spending limits are and stick to them. Running up new bills before the old bills 5924 So. 1900 percent of The same is true for Christmas buying. Set up a simple budget and stick to it. Sit down with the entire family and discuss the budget so that each member is aware of the family income and expenses. payments plus insurance, maintenance and operating expenses. drugs, groceries, on credit. 15 pay. your When buying a car, consider the monthly take-hom- groceries, Avoid borrowing money for vacations. Here are some tips to help you get back on 15 etc. Don't buy everyday items on credit. drugs, etc. payments. Some of the danger signals that indicate your debt situation is getting out of hand are: Buying small items Beware of overdraft accounts where the bank automatically deposits $100 to your account (extends credit) when you write a check with insufficient funds. It takes an iron will to resist spending the extra money. 773-846- 4 TO 17,800 i 37,000 BUSINESS OR RENTAL bedrooms. Newly painted, cooler, part fenced, part basement. Laundry on $17,800 the main floor. Stove. Zoned CP-3- . Total of 5 rooms. Call Dolores, See Aug. 18 issue of Hill Top Times 2 773-271- OLDER and comfortable: (S-64- COMFORTABLE in WEST LAYTON. FENCE, carpets bedrooms, large lot Call ) Joe $25,000. R., Only drapes. 2 773-446- & (S-42- MUST SELL QUICK This 3 bedroom rambler is priced with you in mind. Living and family rooms, formal dining, maintenance free exterior, sharp landscaping. $39,900. Call Robin Nalder, 376-562- First Soearity oatote mill o (area Gtion 9. (S-60- SUPER SHARP CLOSE TO DOWNTOWN OGDEN and Temple, on dead-enstreet. 3 bedrooms, large and refrigerator, full basement, cooler, patio, fenced living room, kitchen with built-in- s and only ten years old. Call Don, 773-692- (S-72- 7. CLEAN HOME NICE NEIGHBORHOOD IN LAYTON. 4 bedrooms, P4 bath, 100 pet. basement 80 pet. finished, fenced yard, patio deck, carpets & drapes, 7 years old. Priced in the mid-40'Call Joe Romero, ) s. 773-446- 0. (S-33- FAMILY TOO BIG?? Then look at this! 4 bedrooms, Ha baths, 1515 sq. ft., family room with fireplace, garage, work area in basement, fence, softener. $47,000. For more information & a showing call George, 621-263- (S-63- 4. 61.500 FROM 9.850 TO NO STEPS TO CLIMB Immaculate 1800 sq. ft. brick rambler situated on lovely corner location in Roy. Huge family room could be converted into family room and formal dining room. Loads of extras including fireplace, covered patio, automatic sprinkling system and much more. Call Dick, or Pat M., 621-704- 376-237- 4 (S-76- LAYTON NEW LISTING Nice rambler, full basement 75 pet. finished. All fenced, 4 bedrooms, 2 baths, covered patio, cooler, water softener, fruit trees. Good V.A. assumption. $52,000. Call Ken, 621-290- 3. (S-74- SPARKLING CLEAN YOU WILLenjoy this spacious 4 bedroom white brick rambler in SUNSET. Huge family room, 2 fireplaces, Vi baths, carport, patio, fenced yard, sprinkler system, plus more. Will not last long. Priced in the 50's. Call Dick, Pat M., 621-7044- 376-237- (S-62- IMMACULATE HATE Dl RT? Then this is a "must see." Redecorated thru-out- . All brick construction, 3 2V4 a lovely patio, double room with has Outside bath, large family bedrooms, fireplace. carport, timed sprinkling system, $54,200. Call built-ins- . Greta, 773-908- (S-52- ) lip Free or at a special price. d First Security Corporation is observing its Fiftieth Anniversary with this exclusive buckle collection. Hand cast from sand molds, these solid brass buckles may well become a collector's item. Each buckle is 31" x 2V2", designed for a 134" belt, hand finished, numbered and ready to be registered with The American Collector. Comes in its own suede leather pouch Here's how to get your buckle Visit any First Security office. Get your buckle free or at a special price with new deposit or addition to present savings account, or purchase your buckle for $10.95 with no deposit. I $5,000 Deposit No $300 Deposit - Temple Free Golden Spike Utah Seal FS Corporation Seal Free t9cj- Free 6 Free 69V $6 95- Deposit $10 95 - 9V Display Plaque 751 Member of First Security Corporation System of Banks ) ZONED FOR ANIMALS New Home in Holley Acres. V acre, basement, fireplace, patio, Pi bath, Gene, 731-268- (S-38- ) built-'"--- 2 car garage, brick construction, and 3 1380 sq. ft., 100 pet. bedrooms at $69,850. Call 9V n Buckles in this collection are available at any office of First Security. Come in and see them today. 4 THAN NEW. Call Ashel, 393 6368. (S 10 For home or office, a handsome 3 buckle display plaque set. $47.85 SHARP BEAUTIFUL RAMBLER ROY: 9V 10 95- Silver and smaller Bronze Buckles are also available. water softener, large family & bedrooms, 2Va baths, brick, built-ins- , 100 recreation room. pet. basement, covered patio, 2 car garage, fenced. BETTER IN 10 j |