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Show HILL TOP TIMES jovember many of them Hill AFB em(Editor's Note: Over 5385 persons, Federal Employees Credit the of members ployees, are currently - Union. Bryant T. Cash, Civilian Personnel, who is Vice president out the to of the credit union, wrote the following article andpoint union credit to the encouraging many advantages of belonging look into the all Hill personnel both civilian and military to opportunity.) What is a Credit Union? It's the loan. Regardless of any oth a group of people who pool their er security pledged for a loan, savings and lend to each other at Credit Unions consider the char low interest. acter of the member as the most form in the are These savings important. of shares in the Credit Union. Often the man who has the most Shares are in $5 units. When you need for credit has no property save $5 in the Credit Union, you in a share to pledge for it. He can only get are actually buying the business. When you save $1, ahead if someone is willing to trust your savings are applied to the him. Many Credit Union members purchase of a share. These shares their first start toward acprovide capital from which per- got sonal loans for good purposes are quiring property through the Credmade to members, at no more it Union which extended credit to than one per cent per month on them when no one else would. the unpaid balance. This faith of the Credit Union . - a i. Maj. Gen. P. H. Robey, Ogden Air Materiel Area (right), pins a Soldier's Medal on Lt. CoL Foster H. OOAMA airmuuitions directorate chief of plans. CoL subdued an individual at an Alaskan air base in 1958 who began spraying small arms fire in the squadron area. CITED mander, Peterkin, Peterkin Lt com- Foster II. Peterkin Presented The Soldier's Medal Col. (Continued from Page 1) his own personal safety, and despite gunfire directed at him at short range, Col. Peterkin with unusual presence of mind, persevered in his efforts until he succeeded in subduing the individual. By his quick thinking and exemplary courage, Col. Peterkin has reflected great credit upon himself and the United States Air Force." Native Peterkin 1940 and His overseas duty includes Korea and the Pacific. He reported to Hill AFB in Sept. 1958 from Alaska where he commanded an aircraft control and warning squadron. Col. Peterkin is married to the former Lillian Langler of Buffalo, N. Y. They have one daughter, Susan, age 9. 1041. . The earnings of the Credit are returned to the members in the form of dividends on shares. These dividends average three to five per cent per annum. Credit Unions operate under law, and are closely supervised by government. Run for Members Credit Unions are democratic, Credit Unions are run for the members, and entirely by the members. They are organizations of people, not dollars. Each has one vote, and only one vote, re gardless of the amount of shares he holds. Each year at the annual meeting the membership elects a board of directors and committee men to run the Credit Union. TT x' ' . t ' imtLim in mellow 1 traditional I J I ma- - hoeanyfinx8h.il' l Tx a it Jamarl Acres, Clearfield 3 bedroom brick with full basement, garage, carpet, drapes, many nice extras, $16,500 full price. Pay equity f 2,400, and assume GI loan. Will Take Late Model house trailer oh new 3 bedroom I Vc I I Real Estate For Sale (diag. meat.) Black Easy-Visio- n pie-- f -- M - If ' $249.95 With Trade tura. U brick in Roy, excellent location, see today. Clearfield 2 bedroom, full basement brick, with double garage, ready to occupy, this is nice. New 3 bedroom brick rambler, with garage, fireplace, many extras. See today and select your linoleum and paint colors and tile. Jamarl Acres 3 bedroom brick with attached garage, fireplace, fenced yard. Exception- ally nice. See Today. FHA easy terms. ttM terested. The courses. wlnVV 'i . civilian and military would include study in accounJ mnthOTnatmci ment. market.ino- . v.oi.: anHri "".uig nance. A survey is currently bein J ducted to determine " : , i - wuuiu nJ De interested vjyiv classes of this nature. Copies the questionnaire room axu 01 jjidg. JWt information mav vwvauica I J. L. Hawkes. EA 3R? contacting xx r . xiawKes ivir. stated that thtf are a number of Hill emti1n who are presently enrolled I - . 4. .... i J r NO DOWN PAYMENT GI LOANS AT THE This may be your last chance to buy a home with a GI loan. Congressional leaders have stated they will not extend the GI loan date. Brick tAt -- r it 1160 Sq. Ft. of Living Space Range and Oven Built-i- n Large Lots Large Youngstown Kitchen Curb and Gutter, Sidewalk, Streets Included Total Price, $13,400 VETERANS: HOW MUCH TIME DO YOU HAVE LEFT IN WHICH YOU CAN TAKE ADVANTAGE 07. YOUR WELL EARNED GI BIGHTS? - DRIVE OUT TODAY! OPEN DAILY Follow U. S. Highway 91 On Center to Scxset, Turn VeA Street, Then South ca Bsrm Aveas . Open Fri. Till FRANK DONOVIEL'S PAYLESS APPLIANCE 2208 WASH. BLVD., OGDEN PHONE EX 30 IT.1HOFF REALTY REALTOR Phone TA 5-2- OflHifflirGDgiffl 277 Eve. Mr. Argyle TA 75 N. Main, Clearfield 37 J - for Character Most Important The character of the borrower is the most important security for College "courses at Hill Business Adminit,.o.v APR arranged through the Fmve of Utah if i . OTTVILOKNE ! courses at the TT . rf TT ?n w biiv m of business administrating hundred and eighty-thre- e lom ffolleca TTvrnvel credit. O ' i i in the integrity and honesty ef quired for a degree. At least . . 41 the average man is justified: Cred ox nours must be fin mese creait small it Unions have extremely done In the College losses. (According to the Bureau work neaa nrA nlliod ftelda. TTio baW of Federal Credit Unions, losses 93 credit hours may be eovc since organization of all Federal choice. of Credit Unions amount to only fourteen hundredths of one Ideas are like chilarea wr body lores their own. All members are owners. Only members are shareholders; no out Accurate report from side capital profits from the op clnb press agent: erations of a Credit Union. It s crowd was filled to The their business. All earnings of ity. the Credit Union, after legitimate expenses and reserves, are reOh for the good old dajn W turned to the members in the form a drum and not the generttioi f dividends on their shares. beat. Loans are made only for good reasons. The Credit Union lends GLASSES have an amazing efto members only for "provof Mooers, N. Y., Col. fect on one's vision especially af- noney ident and productive purposes" entered the service in Oct. ter they have been filled and emponly when the loan will, in its was commissioned in Jan. tied several times. judgment, be for the benefit of the member. The Credit Union can judge loan applications on this bas is because it is not in business to make money. Here are some common purposes for Credit Union loans: medical and dental bills, vacations, household appliances, education, pay off old debts, automobiles, home im provements and repairs, and taxes. It's J College Courses In Business AdianJ May Be Arranged Credit Uiiisn Sreap Banded Together to Help Each Other 9 28, REAL ESTATE REALTOR PHONE EX |