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Show 10 SPRINGVILLE HERALD Thursday, January 5, 2006 Hie Pet Dish w 1 9 resting place in soil or snow. Dogs also dig holes to store food or bones that may be retrieved at a later time. Digging is often displayed during dur-ing periods of excitement and serves to release anxiety. Excessive digging behavior can become destructive, causing damage to carpets, wooden floors, shrubbery and grass. It is often helpful to increase the amount and variety of your pets daily exercise, social interaction and play. Prevent access to the pets favorite digging area. . Be sure to provide more interesting playthings so that there are attractive alternatives to digging. Sometimes, working toward increasing your pets activity in general and social interaction, combined with damage control as suggested above, is the best that can be done. With time, as your pet matures, this undesirable behavior behav-ior can generally be expected to subside. , ft 1 -i Top ten investment scams to look The Utah Division of Se-, Se-, -curities at the Utah Department Depart-ment of 'Commerce estimates esti-mates Utahans lose more than $50 million a year in -investment scams, and today to-day released a Top Ten List - of the investment scams it ' 'has determined will be most prevalent in Utah for 2006 and which people need to be warned. The list is based on scams recently discovered ' in Utah and frauds being - promoted in other states. 'I The Top Ten include: 1. Instant Messaging ;Stock Tips Promoters of penny stock companies mistakenly" send text messages mes-sages to your cell phone, i The messages contain stock " tips purporting to be inside information. This is mod- - eled after a successful 2005 scam using faxes and voice ' mail messages claiming inside in-side information. Once the stock price soared, promoters promot-ers sold their shares and the ' stock became worthless. 2. Iraqi Currency Advertisements Adver-tisements in newspapers promise wealth by purchasing purchas-ing the new Iraqi dinar. 'Promoters explain as - democracy comes to Iraq, the expected peace will stimulate the economy and value of the dinar. What investors in-vestors are not told is the ' dinars can be redeemed only in Iraq and the sellers already have doubled their money. Thus, the dinar would have to more than .double in value and you would have to book a trip to Iraq to collect any profit. ! 3. Antique Foreign Bonds 1;A Utah promoter sold : Paraguayan bonds issued in Jhe 1930's claiming they still Jjwere valid and paid interest. inter-est. While the bond certificates certifi-cates looked official, they qhad expired many years 'ago and had value only as ;twall decorations. The promoter pro-moter admitted selling securities secu-rities without a license. He 'is paying $12,000 in restitu H2 15-MONTH SHARE CERTIFICATE Dr. Harold Davis D.V..M. MT. WEST ANIMAL HOSPITAL Sometimes animals have a real problem with digging. Digging with their front paws is normal behavior be-havior in both cats and dogs. Cats and some dogs exhibit digging dig-ging just before andafter elimination elimina-tion of urine or stool. Digging can have a social significance. signifi-cance. Some dogs, especially the northern breeds, dig to create a tion and has paid a $10,000 fine. Other exotic foreign investments include buying land in South American resort re-sort cities and Latin American Ameri-can mines excavating valuable valu-able stone used in construction. construc-tion. 4. Advance-' Fees This scam targets businesses offering of-fering to arrange large loans at low interest rates after payment of an advance ad-vance fee. In the end. promoters pro-moters use the fee for personal per-sonal expenses and no loans are ever made. Michael B. Scharbarth pleaded guilty in Logan last month to two counts of securities violations viola-tions and will pay $250,000 in restitution. An Ogden company. Masada Capital, was ordered in November to cease and desist making advance fee loans and will repay $5,250 to victims as well as pay a fine. 5. Fake Regulatory Agencies Agen-cies Some scam artists have created bogus investment-related investment-related "regulatory" web sites to add legitimacy to their ploys. At least one of these is headquartered in Utah. Fake Internet pages are set up to look like the official web site of regulatory regulato-ry agencies. You are led to believe you are dealing with a legitimate regulator who is vouching for a particular investment or a seller of securities. se-curities. Names of these fake regulators regu-lators include the Regulatory Regulato-ry Compliance Commission, the International Compliance Compli-ance Commission, and the International Exchange Regulatory Commission. None of these groups has any relation to real government govern-ment agencies. Often, these groups ask you to pay a fee to release "restricted stock" in public companies, promising to share the profits. prof-its. They have no shares and just steal your money. 6. Promissory Notes Factoring Fac-toring You will be asked to acme Horizon RED IT U N I 96 E. Center Springville 489-3603 ' MM H mm mm mM I Dividend Paid Monthly 90 Day Penalty If Withdrawn Early Chi. mi Unions V W V A Obituary Louise Miller Weight "Together Again" Louise Miller Weight passed away January 2, 2006, after spending a wonderful Holiday in Colorado with her daughter. daugh-ter. ' Louise was born on October 28, 1919 in Springville, Utah, the daughter of James Jesse and Essie Cherrington Miller. She was raised and attended schools in Springville. graduating from Springville High. On March 9. 1939 Louise married the love of her life. James Keith Weight, and out for in Utah in loan money to fund a company's com-pany's operations, getting a promissory note in return. These offerings have been unusually successful because be-cause they often are offered of-fered by insurance or real estate salespersons who don't realize the promissory notes are worthless and who are not licensed to sell securities. In December, an insurance agent in Brigham City was charged with four felonies for selling promissory promis-sory notes and other fraudulent fraud-ulent practices. A related scheme involves factoring, selling accounts receivable at a discount with a promise that when the customer pays his bill, you will re- ceive the full amount. 7. Foreign Currency Trading Radio and television televi-sion advertisements seek to convince Utah residents they can earn huge profits by buying and selling the Euro, the Yen. Russian Ruble, Ru-ble, or the Canadian Dollar. Promoters of these programs pro-grams claim it is easy to make a profit when, in fact,-profits fact,-profits depend on economic outlook and fiscal policies of each country. The promoters pro-moters make their profit by charging high commissions or selling supposedly "foolproof" "fool-proof" investment strategies. strate-gies. Ask yourself why they are selling you this strategy rather than using it themselves. 8. Senior Specialists Some sales persons have begun calling themselves "senior specialists" in an effort to sell financial products to seniors. se-niors. They hope this designation desig-nation will give them more credibility with customers, when in reality, the sales persons have received no special training. Anyone claiming to be a senior specialist spe-cialist may be trying to disguise dis-guise a fraudulent investment, invest-ment, sell an unsuitable investment, in-vestment, or trick you into disclosing confidential fi- O N I.F.WOF.R - it , ' 11 !- Louise Miller Weight they spent 61 years togeth- youth. She was an excel-er excel-er until Keith's passing on lent cook and shared her Mav 14. 2000. Louise's early years were spent in the company of her nine brothers and sisters, with many summers sum-mers being spent on the road with their father on construction sites in Bryce Canvon and other locations the comingyear nancial information. Check out the credentials of anyone any-one claiming to be a "senior specialist" or some other designation claiming expertise exper-tise in providing services to seniors. 9. Prime Bank In this scam, you are told certain secret European banks offer of-fer higher profits than are available at U.S. banks. The crooks say the money will be used to facilitate money transfers between these banks and your investment is guaranteed. In reality, there are no such prime banks and investors lose all their money. 10. Affinity Fraud This is a catchall phrase for the many types of investment scams that are pitched to certain groups of victims. Often they target employees employ-ees at one company or members of a church. Promoters Pro-moters hope your guard will be down it the investment invest-ment is sold by someone you know and other members mem-bers of your "group" also invest. in-vest. Members of several Utah church congregations sent more than $21 million to a California real estate scam in a case prosecuted in 2005. In November, Arizona Ari-zona regulators shut down Marathon Management which raised $150 million from investors by touting the credibility of company officers as former Christian missionaries. The Utah Department of Commerce urges investors to be careful with all investment invest-ment opportunities. "Make sure the investment is registered regis-tered and the salesperson is licensed," said Wayne Klein, Director of the Utah Division of Securities. "People "Peo-ple often reevaluate their finances fi-nances at the end of the year for tax purposes or to invest year-end bonuses. Take time to ensure all investments in-vestments you make are legitimate." le-gitimate." Investors are encouraged to check out any investment invest-ment opportunity and verify veri-fy the salespersons are licensed li-censed by calling (801) 530-6600. 530-6600. More information about these and similar scams can be found at the Division's web site www.se-curities.utah.gov www.se-curities.utah.gov . FAMILY FRIENDLY RADIO FOR UTAH VALLEY AM RADIO The Key 1450 " Web Site: www.keyy.com E-Mail: mailkeyy.com Complete program schedule and listener comment opportunity on our web site or phone us for a copy of our schedule! -- KEYY will not add your name to any mailing lists. Steven A. Barshun. Ccncrul Munuiicr 307 South I6O0 West. Provo. IT84(01-W2 ,: 374-52 10 lEnEspanol! PROGRAMAS Y MUSICA PARA LA FAMILIA Los Sabados De Las 1 2 :00 A Las 5 :00 p.m. throughout Utah. Louise lost her mother moth-er at an early age, so she helped with the raising of her younger siblings. Louise worked for many years in the school lunch program pro-gram of Nebo School District and enjoyed her association with the creations with many friends and family. Louise was actively involved with the Ladies of Elks, serving as local president pres-ident of the Provo Ladies organization and later as the state president. Both Louise and Keith enjoyed the many friendships that were established through this organization. Louise enjoyed spending time with her family and friends. trips to Yellowstone. Bingo, picking pick-ing watercress and any ride where she could view nature and wildlife. She was preceded in death by her husband. Keith: sons-in-law. Maynard Pollock and Michael LeClaire: two grandchildren. Melanie Weight and Jackson Gilbert: three brothers and four sisters: Chris. Joe and Don't throw your Christmas tree away; use it to help wildlife It served its purpose well through Christmas and into the New Year. Fresh pine aroma aro-ma has engulfed your house. But solid branches have carried car-ried the heavy burden of lights and ornaments for three weeks now. Even though you've provided fresh water day after day, a few needles are beginning to f aU off. You decide it's time to take another Christmas tree to the curb to be hauled to the landfill or ground into mulch for flower gardens at the local park. But wait, before you get rid of that tree, doesnt it st have some value? Sure it does! That ole' tree can render wildlife benefits well into next summer, sum-mer, or even for two more years, depending on what you do with it. Dean Mitchell, upland game coordinator for the Division of Wildlife Resources, provides the following ideas: Make a Christmas tree for song birds in your yard. You can do this by placing the tree in your yard, or on a patio if you don t have a yard, and in front of a window where you can see it. Decorate the tree with stale breads and bakerv products hung by ribbons or string. Fruits such as apples and oranges also can be hung. Be sure to cut the fruit in half so it's easier for the birds to eat. A cereal of any kind, such as "Cheerios." oatmeal, grits or cornmeal. also can be offered. Place them in net bags used for onions or potatoes, and tie them on the tree. Strings of popcorn or cranberries are great for wintering birds. Peanut butter or nuts of anv 24 HOURS A DAY to life is Jesus Christ Jones, Viola Betty Chadwick and Liddiard. She is children: survived by her James Kay Weight of (Kathy) Roosevelt, UT; Saundra W. Pollock , of Las Vegas, Nevada, Michelle W. Nielson of Whitewater, . Colorado; and Mrs. Jo (Gary) McCandless of Draper, Utah; 10 grandchildren, grand-children, and 16 greatgrandchildren; great-grandchildren; along with special daughter, Carlene Allred, and special son, Larry Bond. Louise also leaves behind her two sisters: sis-ters: Mary Blanchard of Long Beach. California and Mildred i James" Ratos oi Springville. The family thanks their Aunt Mildred and family for all the help and love given to our mom. aiong with her granddaughter. Tammy Nielson. for the special attention given to Mom during her last dav?. Special thanks to the friends and staff a: Canterbury Place. Funeral services wiii bt held on Friday. Jan. b. at -p.m. in the Wheeier Mortuary chapei. 'Ill E. 200 South. Spnngviiie. Friends and famiiv mav call on Thursdav eveninc from 6 to 6 p.m. at tne mortuary mor-tuary or one hour prior t : services. Interment wiii bt in the spnnsrviiit Evergreen Cemeterv. Condolences may oe sent u www.wheeiermonuaiT.con:. kind can be masnea into. me crevices oi pine cones to oner special treats. Youli eniov countiess hours watcninc. birds come to vbur birc Christmas tree throuan tne rest of the winter. If you iive m a neighborhood neighbor-hood without anv trees, vour Christmas tree can be usee to provide cover ror bu-tis. Simply Sim-ply drive the base or the Christmas Christ-mas iree into a snowbanK anc leave it for the birds to use. i: you have a clothes iine. vou can collect trees rrom vour neighbors and lean tne trees against the clothes iine to create cre-ate a "lean-to" that lots or biros can get out of the weather in. If you have existing trees, merely string some ropes between be-tween two of your trees aid lean the Christmas trees on the rope. Submerged Christmas trees make excellent habitat for fish and aquatic wildlife, such as frogs. If you have a pond or stream on your property, prop-erty, you may want to collect a few more Christmas trees, tie them together and anchor them in the pond or stream with large rocks to offer fish, amphibians and aquatic insects a place to live. Christmas trees can' also be used to keen a stream, creek or river rrom cutting into a bank bv creatine a diversion against the rorce or the water. Pools will form behind be-hind the Christmas trees mat are ideal for fish to rest in. Brush piles created rrom discarded Christmas trees provide pro-vide important habitat ior wildlife, including escaDe cov-er. cov-er. nestmg sites 'and dennina areas ror ground souirreis. cottontail cot-tontail "rabbits. " weaseis. skunks, snakes and red ioxes. Brush piles can be iocatea on larger backvard lots or scattered scat-tered throughout woodianas. meadows or rarm areas. Since they do attract skunks ana snakes, you may want to keeD them a certain distance rrom vour home. Brush piles need to be at least five reet in height and 12 to 15 feet in diameter to be useful to most wildlife. Brush piles can be created by laying rows of Christmas trees perpendicular and on toD of each other. Big brush piies should be startedwith a foundation foun-dation of large rocks, stumps or logs to keep them rrom decomposing de-composing too fast. Several heavy logs can also be placed on top of the brush pile to keep it from blowing awav. Old sections sec-tions of culvert, drain tiles or hollow logs placed in the foundation foun-dation provide ideal denning sites. As you clean up vour vard later in the year, vou can keep your brush pile going bv stacking stack-ing onto the pile the tree branches you've trimmed. If you dont Lke the looks of vour brush pile, simplv plant a hedge of roses or raspberries around it to make it attractive. .. Ray Miller; Essie Esther Springer, |