Show protect the farms first firs t I 1 Is advise of banker with prices prim ot of ex low and their power 33 38 cpr cent below prewar pre war par tanners farmers are faced with the problem of making short returns from this year a crops go as far as they will buying much is out of the question priced price of things farmers buy have not come down in proportion to the drop in prices of farm fam pro ducts the first problem of owner op bator farmers Is to work out a proper distribution of returns from crops among their creditors if all of them cannot be paid now payments should be made to ins insure continuance of possession of t tes f for ProduCt loo so 30 that au debu debts may be b paid later payment payments seary to continue in possession of the fana tam home should be made larm with it gone the possibility of paying anything Is in many caes a gone also LUM if the farm Is clear of mortgage debt taxes constitute the one debt which must bo be paid to retain ownership failure to pay par taxes when due results in the addition of high penalties which make it still more difficult to pay Proy provision islon for pay ment merit of taxes should be made in all cases the county treasurer doean t maintain a force of wes m men e n an and d collectors calling on an farm er era s he tie do dafin t need to do so ultimately ti if taxes are not paid pak the co anty will ww sell the I 1 farm im AL 1 the farm Is mortgaged and the owner wishes to continue I 1 living I 1 v there with his family he wui will make definite provision for the payment pa ament of interest on the mortgage abt when it Is due failure to make mike prompt payment of interest will not result in immediate dis possession redemption laws taws are it beral to borrowers but as delin deun quenches quen cies accumulate their payment becomes more difficult and the he final outcome of continued de IlMi endes in interest due on farm loans Is dispossession with delinquent taxes taxes have the first tint call on an the proceeds of crop production be they little or much interest and WW principal payments due on farm firm mortgages have the next call on the proceeds of crop production these loans make it possible to obtain and retain farm homes and the facilities tor for production of crops and livestock which they provide the extent to which Ins investors estors in uch such loans may share in the proceeds of production Is definitely limited by the mortgage contracts but to that extent they are justly entitled to preference over all othar creditors it Is not to be expected that all other creditors ill agree to this they are driven by their personal necee nece altes elt es to make nuke collections in sh whatever ateser manner they can they are re on the ground and driving hard to collect what Is due them and nany n any farmers who have not carefully considered 4 th their ther er financial sit batton pay out to such creditors creditor funds which they should conse conserve irve for or the purpose of making sure of continuance of of their farm IAM homes many farm fam families may not re alia it 1 but they we are wr now buying ma the choice between keeping the farm home and losing toeing it 11 between letting things bought on the installment plan go back to those who sold old them and keeping up the payments on them while letting payments on fana farm loan accumulate delinquencies thousands out ol 01 employment in industrial centers are leaking says ayi whereby they mar may get back to the country and establish homes on turns farm those thom who have farms hould should make personal application appl catlon of the experience experiences of unfortunates and realize that the thing of first importance is to keep the firm farm home with interest on farm mortgages and taxes paid when due farms arms will ultimately ply pay other creditors in full from the proceeds of pro dictions duct lons ions the way out promises to be long and difficult but it will be less difficult with a farm firm and home than without either and that unfortunately Is the we alternative being faced by many farmers the situation now is different fro from M what it was in 1 1893 89 3 then the cherokee strip in oklahoma was opened to settlement and va there was some somewhere where elee else for farm lam fam lam illes to go 90 during the next SO 20 years meet most of the rental remaining fag hornest homestead old lands were occupied what la is now left isn t worth much the tho united states Is well supplied with towns and ind cities no attractive promised land lands alre re left in such a the best that folks generally can do Is to stay where they are and hold fast to what they have whether it be good or bad almost literally there Is no place else to go 90 with the productive capacity of farm lg 19 comma e a a eus tamed ned a way out will be found with it gone all sit will be gone |