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Show HOUSIMliMSTlOH Scenes and Persons in the Current News TELLS The Federal HousIs engaged In administration ing an elaborate promotion campaign for the remodehzatlon and repair of homes and business property. It is urging the public to make repairs or to do such remodeling of homes as would make them more lie able, and advising the people that the national housing act has made it possible to firante through banks or other financial Institutions many such repairs or remodelings th it would not otherwise be possible. In expht'nirig the operation of this act the Housing administration says: 1. You may have certain property Improvements already In mind the small investments that pay large dividends Is better living, lerhaps Its light switches, paint, plumbing, plaster, or a complete reIn addition to the modeling job. Items you may have planned already, check your property against the list of Improvements suggested In this booklet. 2. Decide what Improvements you can afford to make now or at least the Improvements you cannot afford to neglect any longer. 3. Call a contractor, or If It's an Important Job an architect. Or get In touch with vour local better housing committee If there Is one in your community Any of these Individuals or agencies co operating with the Federal Housing administration will gladly estimate the cost. 4. Then comes the question : How shall I pay for these Improvements? If you have the cash pay cash, lint if you should find It more convenient to pay out of your regti lar Income the Investment is a sound one, and now is the prudent time to go ahead. The better hous Ing program has oiled the machinery of credit so that you may pay easilv and conveniently for property Improvements made at once. Your contractor or supply dealer Is in o position to co operate. Or you may arrange directly for a long payment loan with your own hank, building and loan association, or other Institution cooperating with the government. The way has been smoothed the future of your property Is up to Washington. the total charge permitted would le at a proportionate rate. 10. Do I pay any other charge? No. 11. How does this cost compare? Compared with ordinary CO or 00 day bank loans, It Is higher. Compared with the same type of loans payable In monthly Installments, it Is much lower than heretofore available. The reduced cost Is made possible because of the government credit Insurance to the financial Institution. This type of loan makes It possible for you to spend the payments over a long period. You do not have to keep money on deposit with the Institution making the loan, You do not have to give a mortgage. Tou need not have friends or others sign your note, and you reap the Improvement benefits now. 12. llow do I pay the note? By making regular, equal, monthly payments (seasonal payments for farmers and other with seasonal Income) until the note Is paid In full. 13. May the owner of any kind of property apply? Applications will be considered for credit to Improve or other buildings, residences; apartment stores, olhee buildings, factories, warehouses, farm buildings. 14. Must I use specified building material? No, you are Investing your own money (even though borrowed) In better housing. There will be no restrictions on your rights ns an owner to use such materials and employ surh methods of construction ns you may decide provided the lending agency approves. Iff. May I borrow to buy housing equipment? Yes, If the equipment . Is an integral part of the improved-buildingFurniture, refrigerators, stoves, etc, are movables (unless built in) and are not permitted. 10. Where do I make payments? The regular Installment payments ice will be made In person at the of business of the financial Institution; or by mail; or as otherwise No pnv merit shall he arranged. made to any governmental office or organization. 17. May I pay the note in full before maturity date? Yes, at any you. Heres What You May Be Asking: time. A reasonable rebate will he allowed for prepayment, if charges 1. Who may apply? Any prop have been collected In ndvance. erty owner. Individual, partnership 18. May 1 pay more than one Inor corporation, with a regular Inat a time? Yes, ns many stallment come from salary, commissions, such payments business or other assured sources. as you wish, but he In exact multiples of the should to a be Is It not necessary deposit agreed payments that Is, if month or in the Institution consulted. ly payment Is $10, advance pay2. To whom do I apply? To any ments should total $20. $30, etc. trust national bank, Btate bank or not odd sums such as $18 or $25 company, savings bank, Industrial 19. What If I am late In making loan association and bank, building must or finance company approved by the my payments? The maker not permit his payments to fall in Federal Housing administration; Should a payment be more or to a contractor or supply dealer, arrears. 13 than late, the financial Indays 3. Do I borrow money from the stitution's expense, caused thereby, government? No. In part at the reimbursed be may I for? 4. How much may apply five cents per more than not of rate From $100 to $2,000, depending on each payment to at rears. for dollar on for improvements your Income, Persistent delinquency will make It any one property. A Ilk j amount financial Institu In connection with not more than necessary for the to collect In full. tion maximum live properties ($2,000 on ench). Approval by the Federal Note; If yon are not eligible for Housing administration, Washington, a loan under the terms of the nalend must be secured by the D. tional housing act, you may be eilgl er In advance for loans on moie than hie for a conditioning loan from the five properties. 5. Ilsw long may notes run? For Home Owners loan corporation which has recently estab'tshed any number of months from one to reconditioning division. Any one of from three years. (Notes extending the hanks In your community will sub87 months to five years may be mitted to the Federal Housing ad- advise you where to apply. ministration by Htiarn ial Institutions HERES HOW TO SAFEGUARD for special consideration ) YOUR INVESTMENT ft, What security Is required? own judgment will tell you Your Only that you have an adequate regular Income and n good ctcdit rec- that you must Invest wisely nnjl thoughtfully If you would reap the ord In your community. maximum In benefits from property 7. YNIint assonance need I have? Here are a few own the Improvements. ty. That propet you (a) (Lessees under "repairing leases" points to remember: You workmen. 1 Select good may qualify under special clrctim should personally know the con stances. (b) That the annual Income of tractor or workman who will handle the signers of the note It at least your Job or, If not, cheek his reput.v five times the annual payments on tlon for re.sponslblhty and skill, Probably the only effective safethe note. (c) That your mortgage. If any. guard ns to price Is the securing of Is In good standing, and that there competitive bids. Y'oti should not pnv for tho work are no past due tuxes. Interest or or sign a note covering the cost of liens against your property. the work without receiving a writ (d) That you will use the proten guarantee. ceeds solely for property Improve2. Recondition in Its best sense, ment. No Item of repair, nltciation or lm 8. What signatures are required? Signature of the property owner; provenient should he an attempt to and (except In special cases) If the conceal building defects which are more fundamental. If the work In owner Is an Individual and Is mar volves a large expenditure or major ried, also signature of wife or bus band. No others required. changes In a building that Is, If It Involves alterations and new eon 0. (Mint Is the cost of this credit? The financial Institution may not strut tion rather than mere repairs, It Is wise to consult an architect or collect ns Interest and 'or discount andor foe of any kind, a tot i engineer. Your saving will be ninth greater than his fee, which may he charge In excess of an amount Included In the loan. equivalent to pei $100 of the orlg 3. Consider the neighborhood nm; Inal face amount o n one year note, the chancter of the property to he deductible In ndvance. For example; If you need Sis" for Improved. Costs and benefits should housing Improvements, you might he weighed ngilnst the building sign a note for $UH) pavabie In 12 future and Its surroundings If you equal monthly Installments In tills applitatinn Is rebated because of unfnvomble neigbhoi liood condl case a note would not hoar liter est, because ttie maximum chnrge tlons, you may still become eligible permitted ($15) would he Included in for a loan bv enlisting a substantia! tho fare of tlie note. grout) of neighbors In n genera If you horro v a lirge amount, nr nelghtmi hood Improvement plan. 4 Inerease the v line of you If toii repay In equal monthly In stalln, oils extending hevond one properly bv as ninth or imu j 'has the cost of the work. year frou 13 months to 3 yens low-cos- t, two-famil- 1 s is f that t! p National Topics Interpreted by William Bruckart Washington. President Roosevelt believes that commodity prices should go some-NRunaway what higher, but Price Boost he has a d v 1I s1 e nd adminis t r a 0 leaders to be on guard against a runaway movement. In making known his view, the President likewise for the first time tossed ovet board the plans of many theorists for stabilization of prices on the basis of the 192G price range and adopted Instead something approxiexmating the average of quotations 1909 isting In the peiiod between and 1914. Although Mr. Roosevelt never has levpublicly espoused the 1926 price el as such, his discussions have given rise to a general belief that the parity existing around that time constituted a relationship between farm products and industrial products which was satisfactory to him. other therefore, when he said the1909-1the he that preferred day level, he turned his face from the occupied by numerous position as the committee for such groups, the nation and several farm organand izations that have contended the 1 Falk Konitza, first Albanian minister to the United States, reviewing United States army, navy of 2 Horween Chicago, appointed Albanian on Ralph In day. 192G relationship between farm and fair Chicago marine detachments at the World's at Industrial executive assistant for oil by Secretary of the Interior Ickes. 3 Mausoleum of the Karageorgevltch dynasty prices should be the goal. assassinated king, beside the body Most Washington observers agree Oplenae, Jugoslavia, In which were placed the remains of Alexander, the that the administration Is alert to of his father, King Peter L the dangers of runaway prices, resulting not so much from the unbalanced condition of the budget and paper inflation as from uncontrolled and ungoverned credit expansion. In other words, It Is believed the President recognizes threats of a dangerous boom which, If it occurred, and was followed by the Inevitable collapse, would leave our country In the throes of another depression. A f $ In a conference with the President a few days ago, Mr. Roosevelt gave newspaper correspondents every indication of a conviction that price - a ' ' A questions involve many factors that ,4 are at the particular moment quite He Impossible of ascertainment t 4 N showed, too, In the opinion of many :rJsJ, s? 'V .,1 iV i of the writers, that he is not follow1 Ing advice of the theorists without giving some practical consideration to the doctrines they advance. For example, the Presidents position clearly shows a desire to find ways and means of preventing wide fluctuations In commodity prices such as those that have characterized quo' tations In periods like 1920 to 1930. How far he will get in working out such a system Is, of course, entirely problematical, but his comprehension of the problem has been accepted by the conservative element General view of the Interior of the Auditorium In Atlantic City, N. J., when 20,000 persons were gathered with more enthusiasm than they tiiennial general convention of the Protestant Episcopal church. On the stage was a have given heretofore to his proIn the fifty-fir, nouncements. choir of 1,000. o The guiding hands of Nr, run into a tough adversary here !n Uonal Caplt firm by th of W. F. p company, Incorporated. The erts company declined to s graphic. arts code, the code t plies to printing and allied vy " w.V vfv v st he has a new job Mr. Roosevelt believes that the nation Is solvent. He contends that the column of as-at ion Is gets has risen, through Increases Solvent In general prices, to the point where it exceeds the column of liabilities or debts by a small margin. Arrival of this condition, therefore, has prompted him to give thought to the question of putting on brakes for rising prices. It is my understanding that the brakes are not to be applied yet. He Intends, however, to keep them ready for use In case the runaway boom appears. None of the administration spokesX men are willing at this time to diS' close statistics which will represent II the price level that Is satisfactory to them. It Is said, nevertheless, to be a percentage somewhat higher than Jtr now obtains. Mfla.Vy'XA rA The commodity price Index of the bureau of labor statistics shows sK V farm products now at 72 8, which research discloses Is not far below the period from 1909 to 1914. The low point of this Index figure for 1934 was 57.4, and the low point of ' fV the depression In March, 1933, was 42.8. Of course. Index figures do Dot Napoleon Caron of Taschereau, Canada, and his young bride, who was breathe life, but when two sets of Mile. Germaine Coutu, formerly of Montreal, traveled from the temthem are arranged alongside each porary church at La Ferte to the Canadian National Railways station on other, they become at least a basis an ox driven sleigh after being wed near Taschereau. of comparison, and after all, com parlson Is the best basis for Judg- Qx sleigh as Honeymoon Carriage n t, tz sk if w Frof. Robert D. W. Connor of North Carolina, who was appointed archivist of the United States by President Roosevelt. The post was created by the Seventy third con gress and carries duties of preserving and publishing government historical documents. A new archives building has Just been completed. Image May Cause Yaqui Revolt NEW CHIEF JUSTICE u. S' $ The newest chief Justice In the United States Is James L. Coke, whose appointment ns chief Justhe of the Supteme court of 11 l In iw-u- been nimomiud Poindexter rltory. bv Cov. J, B. of the nilj Pacific ter V 'i Three thousand Mexican troops were sent to Magdalena, Sonora Mexico, to reinforce the regular g.u risen of 100 because of fears of a Yaqui Indian uprising over asserted destruetbn by the of the suered Image of $ in PranesM Xavier, shown above in government the mission which has now been closed by of Gov. Rtidolfo Cullos. k lovely t -- b te to licit. Hipu Episcopalian Church in Big Convention k W fi oP kept Informed fully as to business leaders think. Tin 1 1? v true. It seems to be a pri), tr diction that the admims'n tie sm searching quietly for wajsi up ur.V promise and is hoping at lx iico self there can be proposals Id t , jr it congress which will have i s s shai port of a considerable sc Pi tra business, a segment that is ly not pulling with the ad tion now because it doubts cacy of the brain trust pro, 4 ? i - 1 OR Kflv; TO SECURE REPAIR LOANS A Statement in Which Every Reader Who Wishes to Improve or Remodel His Property Will Be Interested. t- r4oK ment. In some quarters of Washington I hear expressions to the effect that Mr. Roosevelts latest move regarding prices Indicates a conviction that restoration of the countrys sol vency Is more Important In the gen eral recovery program than a good many of the theoretical and untiled remedies brought Into use In the last fifteen months. His price proposals obviously have not ended conjecture as to possible new moves. The program being In generalities did not cause fears to subside con-- I cerning future tampering with the monetary structure nor did It al lev late conditions born of the pres sure on commerce and Industry resulting from Nit A and Its hundreds of codes. Taken ns a whole, the Washing ton picture at present Is viewed by many astute observers as an Indication that Mr Roosevelt Is try ing to get together with those who would release credit if given reasonable assurances as to future plans of the administration. It must he said that Mr Roosevelt has not been coaxing business lenders Into the White House. It can he Slid with equal however, that he Is being T force, NRA Faces Bitter Fight tries. Having refused to si code the Roberts company attention to the code proviso erning wages and hours of L NRA turned the case over lawyers for prosecution, a was the beginning of a 0 promises to be as bitter as p arising from New Deal leg The NRA lawyers, armed davits of eight of Roberts' er to the effect that they w receiving minimum code were working more than th lmum hours, sought In t Junction In the District ot bla courts to prevent the e tion from violating the code! Their contention was that tt applied to the Roberts co:s; spite its refusul to sign bet was drafted with the assn majority of the printing But the court declined to deciding that t should be tried on its mer Roberts company felt it ha something of a victory in th ruling, but it did not stopi has laid out a much broad paign and It Is that campag Is proving so embarrassing I take NRA. Hinstn B. II. Roberts, head of the ation, told me in the coumi actions cussinn of the case that lie jtd FIF termined to awaken the co 1 or star the excessive costs of cod j pattern tenance. He objects strenu its and STATE some of the code provisi t maintains that the bulk ot roll Is well above the mini irnDep scribed by the code, but ft stree main complaint is against trary action of the code an The Roberts company fur n.8 t tends that the code author impractical, that they lack derstanding of the they preside and tt whole course of action ten legitimate industries in Jacket which, according Roberts, can have only on namely, loss of profits and dismissal of some If not it ployees. The reports In Washingtor the effect that since the ti company case reached court, something like l.St shops throughout the coun declined to pay further a" to the code authority for t dustry. busine"-whlc- 1 Its have e fes, ft Is yes, not has ft s Bsking Bly- -1 IJ-- hi n-H s choco S1J-- TI1 This weekly resume of ton affairs is not Intended! a gosslpv ter, but tt Nearing Open Break riH,rt f Y i wishing I E pmnls It rounds Ington, quite unconfirmed that holds much slgniticu that reason I shall include if the INs tl kg hi to he may know all things it; of '5 serene. Hr Provi The story concerns a r" Department of Agriculture adopted child, the AgriculI justment administration. ernmental agency are there brain trusters and theorb to be found In the AAA. come to be known as the KeS' Ians, named for I'rof. or undersecretary Tugwell, ture. Professor Tugwell gnrded as the outstandu'f truster, has been consist?"1 motion of his theories aM brain trusters have follow and' through all the storm and tween the theoretical tlcal men within the aduitt ri Now, according to the rift between the brain the practical men In the 9 the department as well I11' It break. an open lug a"1 far, according to well f prnot the that reports, have prepared their re- gw hu have left them In the to present Individual he believes that course essnry. I am not Inform' the Tug well an group InHP take the same action Ppr, explosion, but pn RaJ would Indicate that on the Job and fight. you t' I It is dilhcult to time what the outcoiie one thing Is certain, lu 9" Ing to be changes in the Dopirtmeiit o' anil when these chu1-I1 necessarily will k of slon pnlUles. W i stem s,wrP' |