Show BillS AIM TO MAKE I I UI U. S. S ARMED FORGE FORCE I EFFECTIVE f I Insurance at Minimum Cost CostIs I Is Provided For in I Measures 1 I IBy I By Associated Press WASHINGTON Aug 10 Author 10 AuthorIty Author Author- i Ity to make mako effective the governments government's govern governments government's I ments ment's program of Insuring the armed forces of the tho nation was sought Bought j of congress today in bills introduced In both houses by Senator Simmons I and Representative Alexander Th The proposed d legislation would provide provide pro pro- 1 vide vida Insurance at minimum cost for American soldiers soldier sailors and marines marines ma ma- rines the insured insurer men paying the premiums family allowances S to dependents dependents de de- of men In the nations nation's military military mil mil- or naval service Indemnification lion tion for disabilities and the reeducation reeducation reeducation tion and rehabilitation at gov government expense of injured menA men A feature not previously announced announced announced an an- would make it compulsory for officers and men nten to allot a minimum minimum minimum mini mini- mum of 15 a month out of their pay to dependent wives a and nd children These allotments would be bo supplemented supplemented supple by family allowances to be made marIe by the government of or from 5 to 50 a month according to the circumstances circumstances cir air and number of dependents depend depend- i Liberal indemnities for partial and total disability are included in the program varying from 40 40 to 75 per Del month up to a month for hi higher her officers Insurance would be written by the government on the lives of I the men at a rate of approximately 8 per ner 1000 in sums from 1000 to the premiums payable in instalments I The Tho cost to tho government as estimated estimated es es- by Secretary 1 McAdoo cAdoo would I es-I approximate the following First year r rei year Family allowance eo 1 fOI O XV Death DeaHl 3 Compensation for tor dla- dla 33 OCO CM I depth duth and 23 OCO COO I T Tout The Tile total for tor the two years Is thus placed at which Mr McAdoo McAdoo McAdoo Mc Mc- Adoo estimates at less than 6 pe pc cent of the cost to the country of conducting the warIn war In its general features the bill was approved ed by the advisory committee of insurance representatives summoned summoned sum sum- by Secretary McAdoo to Washington Washington Wash Wash- in ington ton July 2 2 They opposed however Mr McAdoo Mc Mc- McAdoo Adoo advised the president the grant of any government insurance over and above the compensation They favored over and above compensation compensation compensation com com- the payment Dayment by bv th the cov- cov ov- ov of or 1000 in each case of death during durin service or within five years after liter discharge from service In lieu Hen of insurance Children up to 18 years of age and wives of men and officers would b be given allowances only in case voluntary volun tary tarp allotments were made them out j of the pay of the men insured I IThe The bill does not attempt to cover cover I Ithe the methods to be pursued in itI reeducating I t eating cating and rehabilitating injured men II Two principles however are recognized The mans man's obligation to avail himself of such opportunities as the government may provide under penalty penalty penalty pen pen- I alty of ot loss of compensation during any period of unreasonable refusal re refusal refusal re- re reI I and a mans man's ri right ht to disability ity c compensation regardless of ot his in individual individual individual in- in economic recuperation I When disability results in death dependents dependents dependents de de- de- de would receive from 15 to 60 a month the sum again being rated according to the circumstances I of the dependents All insurance of this character t t bill provides would be he able and free from the claims eUhel of the insured or of the beneficiary It would be limited to wife children I I and other specified kindred On the administrative side the bill I provides for a division of the governments government's governments government's gov gov- governments government's war risk insurance bureau Into two sections one on marine and I seamen's insurance the other on mil roll military and naval insurance I i I |