Show FRILE airm so the recent des destructive lira fire in portland has led to ill di dussl gussion ion among underwrite rb of the question and n principles or 0 insurance two antl us ui ts as pretty thoroughly bellied the irist it ia that insurance does docs not insure when the ha rate is in too low to cover the tha rak any company recklessly in at too low rates jaust must ultimately fail there can toe Ls no other it is ia essential there frn in ia getting ones property ensured that lie does docs it in a company that is ia with proper care and judgment and 1 hat i rate to cover the percentage ol of ins losses sea abich experience has taught compa Diess to effect the second jurist rio ciple seems to bo be I 1 that hat it is ia not late cafe to insure incurs in lome home Comp campanici com aDieS la ID very late instances fires firca lilo like the chicago boston anti nd portland fires the home homa companies compana comp anc have haro becil ruined and the insured live lost just baily hea Nily it I 1 il a better to i isaore asure io in haunt distant con and rot cot to talio take too muil much in toy any company oom pany so sl it is ii letter better lor for coin panics oot not to insure injure too much in ono one city nor to hivo have too in much tich or of that located in ono locality another point be hai suggested tho the rate of insurance may eve be reduced to the minimum or increased to the by the croper or improper wan of putting up a building if ton to eyo eye is lad bad contently cont antly U W preventing and extinguishing possible pos ires fires a build ing log may bo be ron rendered dered almost ai absolutely mol fireproof fire proof but if no regard is ia had to theo the things the chances aro are that the first spark parl that ignites will causo cause sure destruction deal ruction A little reflection will suggest to any ono the these propositions i and enable him to guard against many contingencies in caio of fire onil and relieve him of the danger ol of losing loing hn hii insurance should his hia properly fall a proy to the hamm names |