Show EDITORIAL The fhe independent small town bank of tomorrow i is going to de- de depend de depend pend less Ices and less upon the loan lonn- lonning loaning loaning ing of money received on deposits deposit as a source of income W Wa predict that the successful small town bank of the future will loan the money of its stock holders holdel's and ud the practice of making a regular charge for handling checking ac accounts ac- ac accounts counts will become common Tw- Tw Tw five enty-five and thirty and more more years rears ago country town banks had deposits that were large in proportion to the demand upon them The bank was used as asa asa asa a depo tory tory of savings Nowadays s 's the ban is used as a temporary depository of a checking account Other means of handling savings are arc now employed ed There are more bond owners and md more savings are invested in s securities than was true years ago The practice of investing by th has ha's drawn m the surplus funds from the coun coun- country country coun- coun country try b banks and there is not as much of nf the community mone money available i for changed loans as formerly The inc chang chang- changed ed condition will bring about eventually even eventually a practice of protecting a larger portion n of the loans with more ample security and will tend to bring business as far as the banks are concerned to a 3 cash basis batis or to limiting expansion with within within within in capital We read an article b by a well known writer Titer recently in which mod the author said The reason rason mod mod- modern modem ern em hotels are arc clean is because the public will not tolerate even een the suggestion of br ii housek housekeeping ping The writer Titer went on to say that if he didn't like the dirt and disorder I of one cigar store he transferred his p patronage to trona eto one ne th that t pleased rum ILu li Il he U made his Iu pro pro- test te-st protest against inefficiency instantly effective This is a new way of putting the thing and is something to think about Those who have hare read from time timeto to time the delightful prose of David Grayson Crayson and have hae been touched by by the quaint simplicity of his writings their homely themes and their faithful presentation will willbe be interested in kno knowing ng that this int interesting resting writers writer's real name is Ray isRay Stannard Baker The fell fellow w who putters around about his work will expend as much energy during the day as the efficient man who turns off two and three thre times as much work The test of efficiency is how much did you get done a Rood good start on a second trip ha had h traveled tra straight ahead Mrs rs Angea has been cry ery l 11 Mr Is In Bountiful care ot or the shoe shop chop hop of hIs bis brother brother- law brother law Inlaw Herman Hrman who is re- re re receiving medical treatment at t th tb thi Holy Cross hospital Carol Caret the student who hIs fingers and thumb severed se front from hIs left hand with an electric planer pInner at the Davis high school while work work- working log ing on s has returned howe home from the 1 in Ogden and Is 19 doIng liS as well as could be bo expected An tn as- as assembly assembly as assembly was given n at th the school In bin hiA honor nod and to t thim him Mr and Mrs Gus ate are ro- ro rejoicing ro over o the tho ho arrival of a son born very early Sunday morning Harold Worsley who sho recently re- re returned returned re returned turned from Pueblo Colo Cob where he had been In the veterans hospital for treatment Is la visiting relatives In IG ho Wh While II I over teas during the th world war wat bo he h n shock ilda tc n Clearfield has just bytho bythe been en awarded a scholarship b by the tho Union Pacific company for be- be be ing leg being adjudged the most outstanding Il 4 Il 11 club member In Davis Davie county This scholarship will III be honored at the atthe Utah State Agricultural coli college go only If it Miss Waite registers in the tho agriculture school of home borne economics economies or agri- agri agri culture Miss Walto Waite has just com com com- completed her fourth year as a member of the homo home economics club She Sho also Q served one year ear as a 3 leader Iader Sho She was wasa a member of tho girls judging team tam In the homo home economics l contest at the atthe 19 I 29 teamon state fair where her team on first place Luclle Luelle H Hepworth or of here has bao been chosen alternate MIss orth has also nise nu- nu sears Hars ears as a 1 club Sh member She won second place in the tho bo 1931 1531 county health contest second place in the th county style stylo dress u re revue and first ersi place in Ia the county and state 4 Il complete c 4 costume contest Each year car the tho Union Pacific system award sch- sch ach sch In fourteen counties com com- comprising their ther trade territory in Utah for the most outstanding club mem niem ber bor member Dr E 51 G 0 Titus Titue of the Dipp Sugar Co Salt Lake and Prof J C I Hogenson of the Utah State I tural cOllege collego extension service corn com cornS comI I coin the examining board Tho Th ThI S awards are arc made by W J Martin I of the agricultural division of tb th railroad company The state stale road commission Wed Wednesday Initiated a project for a sec sec- sec second ond end highway between and Farmington as a means of pro pro- pro protection to traffic on the Ogden Lake Salt Lak Lake Ogden highway from any recurrence s of sudden and disastrous mud floods Th The project 65 55 miles long Is part par of a 1 line ne which ultimately will be b s continued north from Farmington to t rejoIn tho the Ogden highway from th ws w's nest at a point where there hr the presen state highway from front the mouth of If Weber Web canyon comes in from Crom rein the east cast The present project however r ends at the thc depot or Park Parl streets In III and through traffic will follow that street for a short dIg dIg- dis lance tance distance and u L 11 I Inear near the thc court house corner The ork Is I I estimated to cost gravel 20 feet wide with i shoulders eight feet fl eel wide on ith either r side lidl and easy slopes elopes Is planned Since the paralleling paved high high- highway way ay was vas constructed construct Id I'd I for the most moat part without federal aid ald it will 1 be I I possible to use federal aid on err this 16 section I IThe i The regular meeting of or tho Ladles Literary club of was held t I it the house home of Mrs 1 Lucy hess Monday evening Cli were Edith luson Mrs Irs Edith Robinson Mrs frs Luc Hess Mrs Ida v i Peck leck i K I-K Sirs Mrs sira Edna Mrs Zina Larson Mrs Irl Lona eona Millet Mrs Irs Lola Darnett Doris Griffith Mrs Reta fleta dra rs NaomI Naomia Lewis GrIffith Miss Misa lIs Lucy hess selections were ere sere given by the Keller eller sIsters Mrs Irs Ireta Griffith gave tavo n II very Interesting sketch me ito of Grace on Collidge Curr Current nt vents were ere given by Mrs Ida Peck and Lad I Leona Ona Miller followed eral general gen ral discussion by a gen gen- gen on ott current topics The Tho men and blou teams that have o working o on th tho Syracuse e road or r a new gung gang expect to chan change to overto 0 the c over Mountain road east Kays of ot Kays- Kays tIle and Layton this week welk ber J Sessions Lt the who had Lad been hospital receiving treatment nt fOj ot erysipelas had no so recovered as s to be able to return home Mrs Hulda I ulda L Drown Brown corder Is count county r rc- rc In n south at- at a ather ht her Pr r boroo honin Bountiful sInce from rem time tho returnIng ClYde formerly Lut LUt now flOW of Salt of Layton Laton Lake under ruder L-ano L who had been an operation for or hernia is II 1 C out ut of the hospital again The American merlean Building loan bought In the and an R E C Owen at It the sherIffs sherIff's sale Bale property |