| Show fiRE CHIEF VAil IS EXPENSIVE IN EN PR PRESENT PLACE Discredited Official Will Cost Business Men a aI Year if Retained I INSURANCE RATES HINGE HINGEON HINGEON ON or HEAD OF DEPARTMENT REDUCTION WILL BE 15 PER PERCENT PERCENT PERCENT CENT WITH VAIL OR 25 PER PERCENT CENT WITH BYWATER Attention has been called to the tat fart that there will be a reduction in the insurance rates for fire in this city speedily and attention has likewise been called to the fact that the extent of that reduction depends upon th lb reorganization of the tire lire department The amount of the reduction hInges on the retention of Chief Charles F Fail Fall nil all or his slon by W V H By Bywater B Bywater water That in a nutshell appears to tobe tobe tobe be the insurance rate situation The reduction in insurance rates in Salt Lake would it is understood have amounted to 36 25 2 per cent had not noi Chief Vail blundered at the time of the time Redman fire That bit of work on oti Chief Vails Valls part led the board of ot fir firo fire underwriters to hold up its recommendations recommendations for the time being but th the I policyholders may not suffer greatly I by the delay because when the lc le cr is ordered it will be made re te retroactive teI retroactive I The question therefore Is IB pivotal on an anI I I the point of f whether the dis us district lisI I is to get a a reduction of 25 per percent pe percent r cent or as generally understood lj n i iper per cent If Chief Vail Vall is retained it itis itIs itIs is the open statement of those who not nt only assume to know but do know I that the reduction will be on the basis Of the smaller figure If It on the con contrary conI contrary I assurance were given those who wh I fix the schedules that a man tent to handle the tIme department would woul l be installed in office the greater greiter gre ter fig hg figure figure ure would be ordered In the reduction redu tion What It Amounts To The difference between tin th 25 Ii per percent cent and the 16 15 1 per cent reduction in rates in the business district in salt malt Lake roughly estimated amount to a year As a mattor of fact the insurance men say the new rates will not apply to dwelling houses ho s 5 S which are Jre said be carried carrl d dat at the lowest possible te already The merchants and nd the Omers of the larger buildings are the ones that will willbe willbe willbe be affected The business district may mav maybe maybe be said to Include the territory by South Temple street on the north Second East on the east Fourth South on the south and the Rio Grande property on the west There are of lit course scores of manufacturing plants wholesale establishments and warehouses that are not included In fn Inthis inthis this territory Premiums amounting to 1 approximately are paid on in insurance Insurance Insurance policies in Salt Lake Elim Eliminating mating at a rough estimate that will not be affected by the reduction tion there remains It is a matter of simple mathematics this showing that there Is a difference of l between the 26 2 fj per nor cent and the th 15 per cent Scent decrease when It comes to paying premiums Politics Cut No Figure FigureA A good deal of this talk about tIme hierarchy and other influences having all to do with this fire tire insurance busi bust business business bustness ness said sal a prominent agent yester yesterday yesterday day is the tommyrot Do yo suppose for a moment that the time men who sit on the boards in San Francis Francisco co or direct the affairs of e companies from New York or Liver Liverpool Liverpool pool for instance care a continental what church Chief Vail Vall attends 01 or Bywater attends or any other chief attends or what their religious beliefs or prejudices are Well Vell I would rather think not Insurance rates are fixed according to a schedule of hazards in whose preparation prep are are taken into account many things aside from the character of the buildings themselves them elves such as a special fire protection credits One of ot the chief of these of course is the ef er efficiency efficiency of ot the fire department The Themen Th Themen men who fix lix the rates base bae their ac action action tion on statistics and if It it were shown that a Chinaman were vere chief of of the fire department in Salt Lake with witha a clean record for preventing fires it if would be all right with them It i is purely a matter of business There is no trust or combine about it IL Prevention of Fire Firer r Another insurance man said Wh Whon n Bywater was chief he constantly had squads of men about the streets and buildings learning the location of f standpipes roofs windows doors and generally becoming informed along this line The consequence was that Bywater prevented fires his knowl knowledge knowledge knowledge edge of ot the buildings stood him In good stead when It was a matter of squelching a fire In the beginning J Z Jam Zam am sorry that the records show that this is not the case now |
