Show fiRST TO INSURE AGAINST BIRTh Mrs MI rs Alice G Norton of Worcester Mass Receives Policy No 1 I To a little woman former nurse student stu student student dent of or sociology and mother of or two pretty prett babies bable leas has fallen the distinction distinction distinction tion of or being the first cabman w man in Amer AmerIa Amerl 1 l Ia a to have a policy of birth insurance her She Is la Alice G Norton of ot Worcester wife of William V T Norton orlon private secretary to the Rev Dr DrI Barnes I arnes of or Worcester The policy No Ko 1 of or the American Birth Insurance company which has just begun doing business bu was Rued Issued ls to tn her because she Bhe was one of or the earll cht r t on the list Hat of or applicants for fOl Insurance ance anee au of ot which the company was com compelled comelle compelled elle 1 to have several hundred before bring being bf allowed l to do business bu in this state The rhe fact that she is also one of the ther r noat ruo t earnest advocates of oC the plan of Insuring motherhood also was a factor In lu determining the action of the com officers In deciding to give I her this distinction A little woman she is but a bit over oer thc five feet Mrs Norton just radiates en energy energy ergy and activity She is also very ver much a 3 modern new would not be bethe bethe bethe the word woman bringing brin ing her babies up on the lines Jines laid down by b the most radical of or those who preach child train training trainIng training ing from the cradle She is also a be believer fever liever in womans rights ri to the extent that she thinks anything that tends to tomake tomake tomake make woman more independent is for fot forthe fott forthe the t he best Thinks Birth Insurance Betters Gen General General eral Conditions I believe in birth insurance she Fays says because I 1 think it makes for I better conditions generally As a nurse nUDe I I saw many mun things that lead to this I belief In the fir s place pla c the question of finance is always alwa s a perplexing one to toj j 3 youn oung parents how to provide for the necessary 11 medical expenses clothes ftc etc being more than many could o ld ex exa a adl atly answer answel Therefore Ther it seemed to tome tome me that anything which would provide the necessary money for these expenses was as a n good goo thing We Ye Insure against a accident fire loath death and an burglary Why Vh not against birth Another good feature of the scheme is that persons so 80 insured cannot re renive rive eive a n premium for a second birth un an l at least eighteen months have lapsed lap This it will be he seen does not encourage too rapid increase in families families lies which tax the mothers strength th too much and deprive both bolh children of their birthright This ThiR matter cannot always S be regulated but anything that tends to dl discourage courage it is to my mind good Then again you see the money mone goes Joes to the mother molher This makes her a financial factor in the HIe Under existing conditions many man men look up upon upon upon on their wives and children as Me ive necessities ne By B this system the lather is not in it so far as paying the bills are concerned unless it is that he h pays pay the premiums Then his expense i is comparatively small mall My nursing experiences led letl me into families of o moderate mOll and small means m an anIn In one case after ten tail days doys w while hile the mother was yet vet in bed bPd the father de det d t tided that titer e would be 1 unable to keep me longer There were two other hildren the oldest ohl t under unde 3 so this mother with whit three children n and only a l woman to assist her lier was left to tf assume the whole care carev v when alien hen she should have been cared for foi hers herself lf for at least lea t a week longer lon er erIn In another ea e I J was as engaged for fot two wo week weeks The mother anxious to be lf lip ip and capable of caring for herself hers lf and andl l the one did too much on the twelfth Vv y so that she had to lo go back to bed and I had to stay may longer lon er erIn In yet et another case aso the family tried to do w without a regular nurse nu depend depending InK big on one young youn girl sirl to do the house hOUfe work and the neighbors and the father t to tn do the nursing This Thi treatment to lo together together gether Jether with an aft incompetent doctor suc sue ceded in keeping k epi the mother an in invalid valid ali i for or over six months In all these thele canes 60 would have havee Ine seemed e ned a ft large amount to the parents It would have IUle enabled f the mother to toive tol Iole l ive had little delicacies a competent housekeeper to relieve her hr mind o 0 housekeeping cares ares or some little gar gari ur i em which she coveted for her bEr baby Insurance I a Means of Putting Moth Motherhood Motherhood on a Paying Basis Last Laft but not least the husband hu band uld ulft ai n n 11 upon upun his wife dif diC In all my nursing exi experiences it has hail been the mother mol her who has bas been ailed upon to save sae expenses at this time tim The father Cather ha has been glad gla to have haye Ids ui baby but his feeling seems to have h keen ren that the mother could have given i it to him without expense e In many man Instances the father in the sick room lug has cited eases rases aji 1 where his mother or ori 1 i i f s aunt or a woman he hf used to know kno washed and dr d her ber baby the third or fifth day He UP would not want lilts ids w wife ife to do It for he thinks too much of hf her r but babies hAbles are an expense e eAU All AU this should hould not be but all this I l a fact and insurance by putting motherhood on OR a paying basis b sif will do much toward lifting the burden of ex exT ex T nee from Crom the mind of oC prospective mothers mother who avail Tall themselves of or it its ita benefits Such cas cases s as Il the these I have ue cited make for race suicide of which good fi ill id l Dr Eliot and an President Roosevelt talk In my early e rh days in Vermont x here I was born on a Royalton Ro alton farm farmr fA rm r years ago a large families were the tile ule because expense did fd not enter a aH ait as asit it H does now At Ai the time old district school there were many man such families JIg sus the thc president delights in At Montpelier seminary there were ere many Girls in my m class who were of large larse families few of or them diem however have large larse families themselves Then I 1 went teaching after leav leaving leaving ing the seminary and boarding around i 1 the custom was then gave me Ine an insight ht into many of the troubles due to the expense of or motherhood Later I saw lIaw more mOIe of or the same salUe thing when I left the Rhode Island hospital after taking akin a course in nursing In Inthe Inthe Inthe the next live five years earB nursing In Vermont I saw many tough cases uses Personally Per I cannot say sa that my m ex experience experience pt has been hard but the payments pay payments ments of even 30 when babies babie come comae ar aTe are very er welcome wel ome That as I under understand understand stand it ft is the smallest one can enn get while it is possible if one is paying assessments long enough to receive a sa 86 high as 88 a noo That gives gie a It chance ch nce riot not only to provide for the little stranger but Int to lay la something away in the bank for fr the joint use of the family or Ot for forthe forthe forthe the little one itself when it becomes of f age to go 10 to college say eay sa Husband Agrees With Wife Noted Women Back of Plan HI I have two taro tw babies Marlon aged 3 and Ind James who is but 9 months There is i Marion who can ean speak for tor herself She likes to have ha e her pictures taken Little James Jam or Billy Buster as his father calls him is not so good a subject sub jd We try tr to bring up both on what I might be called advanced lines Marion for example has had one of M Philips Brooks beautiful hymns for her hor cradle cra la song Bong since she was born and she he has been able to repeat it since site she all WU wag 2 Th ti 4 r rt ii JS r baby aby bab b book and sit 1 I is virY ory fond q that In it you rou see are re ti of her mostly I 0 amateur and such incidents 86 as she will like to read in mature life Of or course she does oes not realize its value now nov but she takes good care of it Somehow it has been impressed upon her that the thing Is of importance Mrs 1116 Nortons ortons husband is her direct physical antithesis She is slight end and nn small and very dark He is big and broad and very blonde But his ideas and those of his wife wite on children are very similar People should insure against all of the certainties of life I think he says Anyway I agree with all Mrs Norton says aaS It is doing business on a busine i 3 like basis that is all The tendency nc to today today today day is to systematize everything that can be systematized sYr This is isone one thing that can be to a degree Therefore I approve of system In this case Of coui eo course Ute e it may mn be urged that tb t it itis itis itis is talking taking commercialism too far Those who look into the subject will not say SO that If a premium comes conies to us what will Ill we do with it Put it away uway at inter eel cat probably for the education of the child when it grows up A little money at Interest ninny many man years ears will go far to toward toward o oward ward sending fending a boy or girl through college col when the time comes And education education education tion you ou know is one of the best things on earth if properly applied If one has that he can do without inherited riches provided he has any ability i Under the new scheme of birth insurance insurance insurance I ance the concern which Issues sues the poli policies policies policies cies plans to accommodate all classes from those who can an pay poy out small as assessments assessments assessments to those who can pay pa a high as 40 per year Its president is Mrs Estelle W V H Merrill and she and Mis D DEmma Emma Mentor the th I are arc the active actie heads The incorporators and advisory board include such well known women as Mrs Mary lIar A Liver Livermore Livermore Livermore more Mis hs Micah Dyer Mrs Anna C CFall CFall Fall Fan the attorney and Mrs lUrA Marlon Marion A MacBride while the practical end nd of insurance is looked after ater on the advisory advis advisory advisory ory board by John S Cranston president president president dent of ot the Boston Life Lire Underwriters association Jack Cranston th v used med to cull can him in his day da as a Harvard college ball player Besides Mrs oIlS Norton the company numbers rs among amonS its policy holders some r 00 to GOO others in Massachusetts Ma while inquiries as to the plan have haye come from atom all over oyer the world some from France and far farr away awa South Africa We Ye are ar deluged with inquiries says j Mrs oIls Merrill 1 Dg you OU insure in ure against twins asked the Herald man mall manNo manNo i iKo No Ko you cant insure against them I yet Birth insurance is new you ou I know 1 Perhaps it is but the reporter held his peace He knew if Mrs Merrill did not that at Lloyds in London one can call an even een Insure against triplets |