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Show Page September 1974 Utah Farm Bureau News 6 Special insurance coverage on snowmobiles is important of going around it. The snowmobile travelled in the air for about ten feet, causing a back injury to the passenger when it landed. Since the guest statute law applies only to vehicles licensed for public highways in Utah, it would By Lowell Walker Director of Underwriting Utah Farm Bureau Insurance Company not apply to snowmobiles or other recreational vehicles. So this point of coverage seems to be a very impor- As mentioned in my May colis an exclusion in our umn, there policies, as there is in other comp-aniepolicies, for recreational vehicles. This exclusion pertains to liability for bodily injury and property damage from any recreational, motor vehicle owned by any insured if the injury or damage occurs away from the residence premises. These policies, Farmers Comprehensive Liability, Homeowners, City or Country Squire, do cover the liability on the residence premises and resulting from the insured's operation of a rented or borrowed recreational vehicle. Our real concern is operation away from the residence premise. Let's take a case in point. A recent Supreme Court of Utah decision affirmed an award of $10,000 to a passenger on a snowmobile. The passenger was injured when the driver went over a bump in the ground instead tant one. recreational pecially snowmobiles FINE CUTLERY AND EXPERT GRINDING L LORENZ Largest Selection of FINE QUALITY STOCKMENS KNIVES 29 E. 4th So., Salt Lake City, 363-2821 vehicles esbecome more As sf numerous, fatalities and injuries are expected to run into the thousands. Even when we extend our policies to provide coverage, another very important feature is that we do not extend coverage to a race, speed or stunting activity. Another aspect of the recreational vehicle or. snowmobile exposure is the use of land aspect. What about coverage for the farmers or landowner who gives permission for snowmobiles to use his property? pre-arrang- ed In fact, some farmers establish snowmobile runs and charge a fee. Our policies exclude liability from business pursuits other than farming. Some may argue that such is a business pursuit usual to farming. Such may have to be argued in the courts. If a charge or fee is made, I would suggest that coverage is not provided. We have taken this position for any charge made on private land, such as hunting for a fee. Disputes can be avoided if coverage is determined in advance, where a hazard is felt to exist. As winter approaches, you should check with your insurance agent to be sure you have coverage for these special risks. Speedline puts Utah in communications net Utah Farm Bureau early this month joined a national teleThe communications network which will speed the .sending and receiving of information of value to the states farmers and ranchers, according to Booth Wallentine, UFBF executive vice president. The American Farm Bureau Federation handled negotiations with Honeywell Information Systems and the Bell Telephone Systems. Informally called the Farm Bureau Speedline, the system consists of teletypewriters and magnetic tape devices in state Farm Bureau offices connected to a minicomputer located in the AFBF offices in Park Ridge, Illinois. Each state Farm Bureau has a terminal located in the state headquarters office as does the AFBF office in Washington, D.C. Messages entered into the network from any terminal are electro nically recorded in the computer and forwarded to the designated terminal or terminals in the network as instructed by the sender of the message. This was not a sudden decision by the AFBF Board of Directors, President William J. Kuhfuss of the AFBF noted. The feasibility of such a system was under intensive study for more than a year. We sought to determine if a system of collecting, processing, storing and information and messages would indeed improve the overall effectiveness of the Farm Bureau in meeting the needs of its members. Commenting on the need for such a network, Kuhfuss pointed to the increasing costs and deteriorating service of the nations mail system, cost and unreliability of present telegraph services, and limitations of time and costs for long distance telephone contact with a large number of people. This system is designed to give farmers 20th Century communica-distributin- g tions to meet the challenges of a fast- - moving society and a rapidly changing agriculture, Kuhfuss said. Utah county float stresses opportunity I Protect your dairy operation 1 .. 1 I I UII 1 W J oily power failures A World of Opportunity Due to Agriculture was the theme of a Utah county Farm Bureau float built recently by the county Young Farmers & Ranchers commit- tee. The group chose the theme to stress that with each American farmer now feeding about 52 other Americans, those people are free to pursue other vocations. Using green, white and gold as basic colors, YF&R workers placed a four-foworld globe on the front of the float and a restored plow on the back, with children dressed to represent a farmer and wife as well as doctor, lawyers and firemen to show other fields of opportunity. ot The committee includes Bill and Kathy Wright, chairmen; Dick and Sharleen Allen, Merrill and Christine Fox, Paul and Glenn Prior, and Ray and Connie Hansen. Dairymen need standby power. Dependable, trouble-fre-e power. So that when the lights go off at milking time, along with all the milking and feeding equipment, they don't have to worry about when the power is coming back on, and wonder how theyre going to keep those cows healthy and happy. . . and producing. The loss from one power outage can more than pay for a tractor-drive- n alternator. An 18 or dependable 27 kilowatt unit can furnish all the needs of a farm and home, if appliance uses are scheduled around the demands Ag-Tron- ic of milking time. Simple connection to tractor PTO. Can be g field repairs. Get more facts with welder for today. trailer-mounte- d time-savin- UTAH FARM BUREAU SERVICE COMPANY 629 East 400 South - Salt Lake City, Utah 84102 Phone (801) 521-369- 0 New Orleans Yucatan Guatemala Memories to last a lifetime are yours on the 1975 AFBF Convention $649.00 and Agriculturai Study Tour Jan. 5 -- 16, 1975 per person (double occupancy) luriiy a lew aeais ieu iui uie luurj To hold reservations, mall $100 deposit for each person, plus your nam an( address, to: Beehive iours&iravel COMPLETE TRAVEL SERVICE VALLEY BANK BUILDING ISIS SOUTH MAIN STREET SUITE B 487-173- BALT LAKE CITY. UTAH S4IIS |
