Show PAGE fl OUR A TIMES-INDEPENDENT BIG Consolidation i& Issued Entered THE THRIT WEEK of Every as Grand Valley Thursday at Moab the the SUBSCRIPTION STATE H S or i LOREN ASSOClAnON TALK "HOSS" SIGNIICANCE Thursday WON "Thrift week" will again be observed throughout the United States this When Brave Men orgot Bitterness The-period of observance will month of Civil War begin January 17 A national program has been will be outlined and followed in those communities where ‘‘Reb" and the of ah Captured wisdom individual thrift' Chivalrous is policy recognized "Yank" Lived to Shake Hands the Strife The financial creed which will gov-I at Close of cm during "thrift week and which ought to govern in every one of the Capt W S Tough was one of th'' fifty-two weeks of the year contains outstanding might almost say io ten - commandments: Utah - 50 100 200 Advance In ns HAS L Editor and TAYLOR I Manager Work and earn Make budget Record expenditures Have bunk account Carry life insurance will Make Own your own home Pay your bills promptly since times make a the story of his January 13 1921 Service Independent $ (Payable KM the County RATES Three Months Six Months One Year it? Grand Matter at the Postoffice at Moab 1879 Act of March 3 1 Second-class Under w and Times UTAH MOAB TIMES-INDEPENDENT THE W: This cient bank service to is in position to citizen of every render beneficial and Grand County Banks are coming more and public service organizations- service to the whole community other affiliations -community more to effi- be recognized as assets - owing a regardlessof business or would life fiction rank S tame writes The modern bank in extending credit or other banking A GOOD YEAR AHEAD "Before a community startsto worry a service looks only to the ability and the financial for fear the standing publisher of the built in stood over six proportion of the of These are the tests and the only tests is the customer or six years the people making too much money a born and dead shot He paper horseman this irst United States - and includes it is well to know the applied at the National Bank of Moab facts ew was in the secret service of the of us quit working one There lines of (luring tlie Civil and every endeavor have been so war - Invest in reliable securities hit by irst was no need to work during war time United Suites marshal ininied lai ely The National Bank of Moab is a member of the changing industrialconditions Share with others Business boomed farm ing products when lhe reaction from war ederal Reserve System with all of the privileges of membership as have the small newspapers January 17 the birthday anniver follow livestock and tlie great How brought manufactured articles all It is abundant testimony that there sary of Benamin will be westward It ranklin ederal Reserve can borrow money from the Idin Into action with and liad "bank day" on will be emphasized outlaws brought fabulous pries Labor was were 123 which fewer weekly publications Bank at as low an interest rate and on exactly the same sort the He of tlie in keen service financial institutions men generally became one demand and unprecedented in this state in 1919 than in 1915 of security the largest bank in Salt Lake City as render in the communityand the benefits border famous peace officers of tlie Money was pleiiti-ful wages were paid "Only recently has definite effort of doing business with them January through ids cool picturesque courage rom a financial point of view been made to study costs on country 18 will be "budget day" stressing of him hoy much as a on his This bank ederal Reserve Bank the saw can discount to the conditions were roseate People spent importance of this planning study shows that newspapers in breeding farm near to my father's and the notes of its customers and thereby raise money for advance of buying and more money than they should have few publishers have been getting even where lie investing wisely and keeping a record Inter (In 1880) in Denver banking service exactly as advantageous terms as could on done They got out of the habit of cot for the advertising space and of expenditures sale barn owned a horse making the largest bank in the United States looking to the future for it seemed printed matter they Like have sold "National insurance day" January specialty of single and team roadsters that the stimulated conditions were the farmers they have was been producing 19 will bring forth an effort to impress much In demand at that time on everybody the need of protecting lonely and lie Invited me to spend my going to continue indefinitely their commodities largely with the their dependents by creating a Then the aftermath came peace and spare time exercisingIds horses on the unpaid labor of themselves and the life insurance estate "Own your own Prices Denver speedway dropped under instructions People commenced home day" will follow members of their families and without The twenty-first to let He had to feel the will be pinch of the change "make a will day" The innotahis for anything pass mewith striking taking into consideration such next will be mating teams "pay your bills promptly and they stopped buying actories items of expense as depreciation effects the twenty-third mismatched day" On will be producing matched their of decreased them output some on money invested and the like stressed the moral value of sharing showy gaits and nobby turnouts 9 closed Men were thrown out of "or the sake of his community your income with charity and other All his drivers dressedtlie part When work arm and livestock products every one should want his local newspaper unselfish causes-"Share with others lie drove himself- and lie often drove dropjieil with else day" it He was everything There to be Only as country was worth going to see prosperous of the - The aims movement which the best driver have because the orgy ever known was an over-supply newspapers are prosperous will finds expression in "thrift week" are of spending had come to an end And there be attracted to them stimulate the individual to think often wiien we spent the evening in men of the to the worst feature was the fact that brains straight and to act wisely in regard to his office he would grow reminiscent and training necessary for a 1 recall one of his stories had quit ana to we working during the fat position of the money matters develop character leadership nor can in the lives of In the war he was on secret service days individuals by We had gotten out of the habit publisher unless he is prosperous making possible a spiritual development on some important missionIn Missouri and The customers of the we have not yet gone back to produce a irst National Bank of Moab enjoy unhandicapped by financial worries near Bee He was paper which is representative Creek captured by work of the these elements of security: community and of which a hand of guerrillas It was nearly There is nothing the That the "thrift week" observance dusk when they reached camp with the be Moreover He wrong community proud may last country nor is there anything wrong year had a most wholesome drumhead court-martial This is a National Bank a was turned over to paper struggling to make both finds ample confirmation in the with southeastern Utah The period ends meet is more likely to succumb The trial lasted a few minutes testimony of a" large number of persons the the verdict was ‘Spy passing through is to the luring offersof dubious advertisers who were led to keep a budget penalty we arc now It is subject to the rigid National Bank examinations him death' Turning to tlie leader natural consequence of the artificial Without exception all those who did snld: or political charlatans and the ederal policy requiring strict observance of start the a private bookkeeping ‘Yank would you rather be shot era of unnatural prosperity through "No newspaper regardless of its and had the diligence to keep system provisionsof law intended for the protection of National it before after to the up supper?" which which we passed during the past six circulation can sell its advertising meanwhile hewing strictly to the line Banks and their depositors and shareholders captain replied "1 always did think a By Just as a reason years with space at less than 20 of man wakes up cents an inch of the percentage of one's income lot of belly "Say the improved of adding 'Reb' system National Bank examination the my headache and a bad taste in his to a and be every class of expenditure Hint dun lioss of yours Is the best prosperous- A committee from have become National Banks of the country always the ‘safest financial the enthusiastic supporters ever mouth after indulging in 'spree the National Editorial Association has Suppose you make It sunof the saw institutions in the United States are now eight budget for individual and family times safer night before so is the country feeling worked this out after a careful study I'd like to die looking at him1 To use know where one stands at rise than they were prior to 1914 the depressing effects of the over-stimulatedThe local of "All right" said the "Reb" "come about 5000 all times to know where a little trimming newspaper conditions of war-time is and and eat" At the talk drifted where little supper circulation must charge approximately latitude required The bank has a capital of $5000000 be allowed - these are onto horses and tlie and surplus and Business conditions are getting 55 cents an inch may quaiity of the potent factors in thrift Missouri horse then undivided profits of $1000000 as The shareholders back to normal The present period now their "A similar study has been made of Naturally it is not at all necessary pride to "1‘b" said the "if depositors in double the amount of theirare of deflation is the captain to adust the of job that stock necessary cost printing and the one observe "thrift week" or any you ever miss than dun hoss you can thus making a shareholders' country once more to sound business other specified period to set a watch Just figure guarantee of $100000 00 have been compiled in a loose spirit has got astride my I?rtlc?11y every share of stock in the irst National Bank methods Business is its leaf book upon one's finances That can be reducing is kept and which constantly with done at any time and gone him" oi Moab is owned by a person financiallyresponsibleunder waistline by a little necessary though should be done If the local printer and publisher at all times They tied the captain to log Nevertheless there are this statutory slightly uncomfortable guarantee dieting To Reli quotes his price from this little surprisingly few of on guard the fire us who have with tlie take a real step forward business has black book the customer burned down to the faint glimmer he uicHJtu av lo Keep a know netebbary check may our The directors of the bank chosen for their sound judgment been taking an step back-itr'ard is private money affairs and of coals through ashes and he fell apparent gettinga fair price and the printer inupon failing to do this wn hnv nni and integrity meet is jmo asleep awakening to find his hands frequently and thus assume the getting a living profit" our full duty fo ourselves Therefore and feet free and tlie of the And the main thing now is to get sentry nodding active management bank's affairs "thrift week" comes to romirul no the over smoldering fire to work Just as He crawled neglect everyone of us applies HARDING our WOULDN'T CHEAT behind bush took off his shoes carhimself to the solution of his The lessons sflught to be taught by The directors are conservative The bank is and has HIS ELLOW NEWSPAPER " thrift rying them In his hand and MEN made individual shall week" are sound lessons and problems we always been particular about the security acceptedfor loans own find just his Ten as they are taken to heart in that getaway minutes later that we have risen above conditions by shot A very large majority of the the lot of twaddle will be rang out In tlie woods A written proportion willtake number of persons followed paper held by the bank is eligible individually adjusting by ourselves to who their first step for rediscount with the about President-elect Harding and his the increase on more shots When morn-' ederal Reserve Bank road in the next four to independence ing he hid family Tribune for that day The lamnyW'Gin tne next tour years Much came - livestock The next and agriculturalsithuman interest morning found him at the Missouri sloppy sentimental trash framBANK SHAREHOLDERS river "0' HAVE he tlie nation is of course depressing The stuff which to e(j J swam HEIR ANNUAL 111 m tne MEETING ii emotion saucer Kansas side After tlie war the capbottom k has fallen from prices due to vu heads uiouse and those iuvii men iaajxa women whose tain wuiiiui wiiuae hunted up tlie "lleb" gave him the over-stocked markets and the deThe shareholders of the irst National shallow skulls have not for room mighty good brainsBank of Moab met horse and a big boot This to have brains Monday in crease in buying This was their tlie dun "Yank" snld "Reh" will tie written on the annual meeting The directors "flint hoss been expected Any reasonable stockromance way who have in talk of which the President smokes a cigar served the past year r will yours did the work were man admit that sheep are not on how "the first lady in the as L Goude-lock thought it was land" fellows: I) shame to shoot C A worth $20 are cows enjoys washing a baby more than an Robertson II G lad wlio worth Green loved boss like you did $75 per head Wheat is not worth $3 evening at the opera There will be V P D Martin John E Paco Don Taylor and all you after was only doing your the Hardings and M R the Hard-ingettes Cooner AV When the' prices commenced stories of the duly" As he the per bushel ended his story cousins and the Max B Taylor Immediately after aunts and tie "Theyto fall captain said call ‘nutty' with' over-crowded and the rest of the me shareholders' meeting the vermiform appen-diee markets and n lack of orders it was All of about a horse but every time Ilook is pity met and by which a because organized at it the robs the recital of facts of a old officers whoare my wife and babies think after natural that they should reach the real as all hoss gave them to me and next livestock other extreme The resident D L Goudelock and emotion what Warren G to Robertson and them a hoss comes first" Harding had IIvice G presidents C A farming industries are experiencing toRead of his say Green cashier V P Martinassistant iA fatO1: ln the stren£th of the fellow irst men National a Ijeadachc and bad taste in a their on the occasion of his newspaper cashier W R birthday when McConkie PAPERS nBank of Moab is the faith of its officers and large share-hoiders AWAIT The report of condition made to the DISCHARGE mouths otherwise they are all right the issue of the election was all but ORMER SERVICE MEN in its absolute soundness Comptroller of the Much of the $3616528 decided Pathos needs no adjectives date of Currency Wj thin a year leading businessmen under of the 29 1920 time deposits the "ellow members December of bank represents investments of Star: which appears and economists agree stockmen and Captain A J Mechin of the adjuYou and have been elsewhere in officers and heavy shareholders Its officers have placed associated - impression tant farmerswill be enjoying normal prosfor and the was read general's office in the state Capitol many years know you stockholders at the disposal of the bank for its and has perity you themselves as well received a list of six thousand use as collateral when know wouldn't cheat you pleased with the necessary or desired former service men whose discharge personally owned Liberty Bonds condition of the bank as Here in southeastern Utah there is am coming into a position of very by the are in amounting to $5000000 great responsibilitiesif the report Notwithstanding papers awaiting for them The bank itself owns- $7900000 to be present apprehensive about no reason the fact that Washington D C ol returns are internreted rnrrnrtlv has been These papers in Government securities money knew whether somewhht tighter than usual during most cases were senVto the adjutant tuiuiv uur section wnue ex- don can meet them the office for periencing the period of deflation adequately year the resources of the bank general's correction on the vne UHUIJ4 vail muthu snrnp of In addition to the service of the them thev htave sixty dollars through which the whole country is m with iiicHra nnrl are greater than insurance or ederal Reserve Barik been at bonus (fairness any other particular and the adas in the dealings AVhich previous time in its history nuYta'S 18 ntltled and re&ularly receives it has a is h‘avp passing economically sound The The stockholders were particularly di esses were not plainly or accuratewith ly bank at Salt Lake City aWe and present year opens mrv nrn is rhu gratified by the confidence in the given for return In some cases inere mv friend MHUr to willing oldest extend banking assistance when required oi employee on the Star 30 years indicatedby the large amount the discharge with inise prosperity Livestock are attached check for is wintering better than for many years we Ye been together NnmAhnwg th of time deposits These have steadily back pay or bonus ready for mailroai ing as in have grown throughout the soon as the address is known was thi'rny Sometimes year and financial and- there will be no losses Cruvr rrodPf standing and consequent large to than 70 "These noware with the financial iviujwii mm (iraw nn amount of the capital ms more bulging with farm products l borrowed it from of£cers and dlectors its cojisejyatism les are nucil of the of the ?t? in institution United States army my mother? Joans in for which there will soon be a demand its "There were other times when had The renort showed Washington" says Captain Mechin Strong hankino- ennnoHimio - J'0 and shall be glad a11 SUPGr" b°rruw has borrowed and to""direct vision to Business houses are reducing their Miller's pay back from no rediscounted weto any-1 add the soundnessof the institution money he JuaJ no one as how get his if he and nTn a rain paper except with the will call may are passing through the rederal and at our office withJu Reserve Bank is or notify us using that his present situation without material inthe ederal Reserve System to a name is on the list We have the list I inn be on the less nvtprYf office and shall be glad iUW nm going to ho tn fxi in our am rm square with V4XOU oic Iiietuy to help Of the large Salt former soldier to get We must all decide to Quit kicking ©''crybody Lake City banks any to member any what belongs him" ftderal reserve Has H man since Lincoln match- During previous years it has sometimes nirt I in X' been necessary for the bank' to SYSTEM T T Pty these words of the no time to indulge m calamity howl-country no borrow from its correspondent bank Mrs' J H Shafer returned the last publisher President? of the to meet the visit ing situation resulting from week from with her low dqjiosits daughter Mrs Claude N during the winter Taylor near WEAIJI ER REPORT This has not months Mack She was accompanied by Mrs DON"! been necessary WORRY OVER PRINTERS' this Taylor and child who will visit here year ollowing are- the meteorological for PROITS While the feel that strict some time of the branch weather economy and officers conservatism bureau of the U S should ( department of Interlaken(N and the Y) Review) of for policy making 'agriculture Moab for the week no Joans Communities whatever for shouldn't worry for investment ending Jan 12 1921 which has fear their local newspapersare making prevailed throughout the will year be Date continued- they do not too High Low Proc much money thinks the State i arise 2G expect occasion to nurstiay 6 52 where it will College of Agriculture on the con-tiary CR be riday 7 48 28 necessary to enforce collection on CR it the is to advantage of thn Saturday outstanding loans and they 8 40 15 CR expect to be able to finance their thni lie inni Sunday 910 community 11 37 CR customers for 410 ‘viai " Hln&pdprr 9 current expanses as heretofore Whi'e shall be prosperous in the college's Monday 36 CR deposits are regularly somewhat 15 lower 39 ONLY NATIONAL opinion Some 'of the difficulties of Tuesday CR THE BANK IN SOUTHEASTERN" the Wednesday 11 during winter months than at UTAH 40 CR newspaper publishing are nointed nni other periods of theyear-the officers editorial state that the ETHEL deposits of the in an headed "Prices and MOORE irst r Cooperative Observer National are holding up better than Printers" in the current issue of the 0ffirA4nvDv?CtOn: L' for g°UDELOCK usual this President C A time of year ROBextension RnrvtAa n Tawo college ?The editorial follows prompty vY?'lr needs can be supjTim plied by The local I'ci-t ' severely a a government a I expenditures a 1 I a interest u- Security i 1 J u Id effect a a r assigned I a wf a Mi responsible results revised a ' ' 1 1 : I I I I a I I Ishortly a I ' r I I -vii so-called I I : f I j i i I I-for a : II I I I le-vieciea a a he-uLnor l I Strength a a M I i I directors I reelecting I - I I ' a n-nows: I ' ' ' I I together t-his I expressed i I I reflected I J I T t 1 T A -L-nAxtr I ( 1 -some I partic-wiHinVt?nV07tSP?-dent I ! i institution 1 ' I ! i 1 n ? I - ! v n I I i :i r department 1 1 : I : ' I himstock ? ! i I ' pro-portionatelv ' I ----- - T 1 ' 1 i ' - I r-rnvl J 1 t n -1 : I o 1 n a I ' ' I r-oservations WpDa I The irst National beObserved ' i LETTERHEAD PRINTING -1112 Bank of on ' I BOND - ' Times-Independent'- Moab |