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Show January 1, 1960 .. . to The Bank, ln-ete- self-employ- ed four-and-on- e- Utah, N.A., baah appointed an Authorized that ts Agent ad twof-a- nd Get Here First 11 to sake Insured loans slated to go up full half per half per cent instead of a three readily available at favorable oent. per oent tax PHA terms without If you1 re an employes, you'll on your earnings up to $4,800. prior approval of the district PHA of fits. bo paying a three per cent If you'ro taming $4,600 or --nor a one This announcement is made by from a Job, the aoolal of half per PHA Hr. Henry P. Kipp, Director cent tax on your earnings up seourity tax on your poy will be As an for Utah. authorised xo a maximum of $4,600. Your $144 in 1960 against $120 in If you're earning this Agent, first Security Bank may enployer will be notching what 1959. more or now proeoss the entire loan for you total as a dollar dollar for pay If you'ro self employsd , individual, your soelal security PHA, employing qualified local tax will be $216 in I960 against Bank sf And building inspec- you'll be paying a appraisers Security $180 in 1959. t Blandlng, Utah, tors to set hone values and see fHA Loans Made Easier . T Page ISLANDING OUTLOOK new oonst rust ion meets PHA of the Federal Housing standards. First Security Bank may now Administration permitting tho hone area offer buyers process the entire loan for FHA, fini to an improved mortgage service employing qualified local appraisnode possible by FHA'o Certified ers and building inspectors to set new authohome values and see that new Agtnoy Program. The rity enables the first Security construction meets FHA standards. TOWDY60 Year! Happy New MURPHY welding SERVICE The certified agency program is being put into operation in communities of less than 20,000 throughout most of the nation after having been conducted ex perimentally in selected areas. Lenders who know their communities' approved home buyers credit instead of submitting loan applications to the FHA office. Trained and experienced persons, privately employed, make the required appraisals and inspections in their home areas, functions performed in the past by FHA staff employes sent out from Salt Lake City. Real estate dealers and builders have found appraisals and construction requirements to be more realistic because they reflect local market conditions.1 The down payment requirements under FHAs plan for home buyers permit a minimum of $ per cent of the first $13,500 qf a homes appraised value, plus 15 per cent of the value between $13,50Q and $16,000, plus. 30 'per cent of the value in excess of W e're ringing out d cheerful wish for health, prosperity and happiness for you and all your family in 60. KARTCHNER barbershop $16,000. Social Security Tax Goes Up Today Friday social 74,000,000 January 1, security I960 tax the that of us are paying Is It is our sincere wish that all your dreams will come true in the coming year. Happy New Year ! i f sotd Fuusis Q imo 'eras |