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Show i Spring /Summer : SL NEIGHBORH 2002 The West View page 10 ———= ae HOUSING SERVICE Mortgage Rates Available from 4% to 6.75%! : EOE 8858008800000. 20 isa tttiirccccccc5:,: How do I find the right 2, home? What is a settle- If you are thinking If want you to buy 4 a home but 2 don't think it's possible, just ask Lauren Jones about the first-time Lauren Jones, proud first-time homeowner homebuyer program _ at Salt Lake Neighborhood Housing Services (NHS). "I never thought | would be able to own a home. Thanks to this wonderful program at NHS, | have the opportunity of a lifetime," said Ms. Jones. NHS is a non-profit organization dedicated to the revitalization of its target neighborhoods. NHS serves the Fairpark, Guadalupe, Rose Park, Glendale, Poplar neighborhoods. at NHS Grove, and West Capitol results, NHS can assist people who call Bob Lund, a home, you — house This Great Neighborhood For information, call Dave Galvan at 301-9040. Buying a home can be an intimidating process, but NHS is here to assist and guide you through the process. At NHS we want to see tenants become successful homeowners, and are glad to oa you and help ensure your success. The 3 R's: Rehab, Remodel, Repair What improvements would you like to do to your home? Perhaps install a new roof, replace the car- pet, add a family room, build a new kitchen, or pour a new concrete driveway? If you are interested in making improvements to a home in any of the NHS target neighborhoods, the NHS Rehabilitation Program can help. have credit issues, have good credit, or have very little established credit. For more information, please call 5391590. SPOCSHHHSHSHSHSHSHHSHSSHSHSHSHHHSHHHSHSHSHOSHSHSHHSHHOHSSHOHSHHROSHSHCHHSSHSOESSHSHSESECLO Receive Up to $2,000 toward the Purchase of a Home! :; Just sign up for the NHS Financial _ Fitness Workshop. Attending a Financial | Fitness Workshop with NHS will change the way you manage your money. Learn how to plan for your financial future; create an Individual Development Account with up to $2,000 matching funds from NHS; build wealth and reduce expenses; set financial goals, such as buying a home; and learn how to use credit wisely. For more information, call 539-1590. So 8 Se BR BS R @# 8S OS Se 8s 8 8 eS SS 8 SL NEIGHBORHOO HOUSING SERVICES "A home on Pugsley Seen is rehabililated _ including a new roof. NHS can offer qualified homeowners a second mortgage with interest rates as low as 3 percent. _For some people who are on fixed incomes, the loan can be deferred until the home is sold: To qualify, the home must be owner occupied and within the NHS target neighborhoods of Fairpark, Guadalupe, Rose Park, Glendale, Poplar Grove, or West Capitol Hill. NHS can assist with contractor selection, and then work with ‘contractors and Rehab Picture Yourself Living in you to answer any questions. helps people purchase either an existing a dream this ts. It is truly a miracle," she said. The first step toward homeownership is attending an NHS orientation session. At this one-hour session, attendees learn about NHS and the programs it can offer. At the session, interested buyers are asked to complete a Personal Profile and provide a $15 check or money order so that NHS can order a credit history. The next step is determined by the results of the credit history. Regardless of the home, tion. can | afford? Am | ready to buy a home? What if credit is not perfect? NHS can help you with these and any other questions! NHS has a Home Buyer Education course that can answer your questions before and after you purchase a home. Learn how to wisely manage your finances and realize your dream of becoming a homeowner. The Home Buyer Education course will help participants understand debt, banking, mortgages, and closing documents. When you are ready to purchase, we will attend the eee with Hill Just ask Ms. Jones, "You don’t know how far beyond Bia to your — my The first-time homebuyer program home or a brand new home that has been a through the NHS construction program. NHS can help qualified purchasers obtain a mortgage at 4% to 6.75%. A lower interest rate ensures _alower monthly payment. For many people, this can all happen with as little as $1,000 of out-of-pocket expenses by the purchaser. Dreams do come true. about many questions ¥ how much repairs | _ Specialist, at 539-1590, ext. 109 for more informa- ment statement? probably have homeowner's satisfaction. If you are interested in doing any remodeling or homeowners to ensure the work is completed according to building code specifications, NHS requirements, and the chee Ee a |
