Show 21 ful AS I 1 N ES S P I 1 T F A L LS FARM district 03 Banyi bankers ers point out hazards of unsound unbound practices and help farmers to avoid them W WAYS AYS in which inkers linkers l may inay dis cour ago unsound tarn farm practices are described by president F D farrell ot of the kansas state agricultural college in the american bankers association journal lie ile says I 1 in kansas in connection with the tha importation ot of dairy cattle a large shipment of very interior inferior animals came into a county to ha be sold at auction to local farmers the county agricultural agent informed the bankers that the cattle would ha be a detriment to the community the bankers refused to finance the purchase of the cattle and the sale was abandoned the cattle were shipped to another county the county agent and the bankers thero ther 0 did as was done in the first instance and the second county escaped A year ago creany creamery ery promoters began trying to capitalize the kansas farmers desire to improve his markets by inducing communities of farmers to purchase creamery plants before production and local conditions justified them informed 0 of this by the state agricultural college the bankers association sent warnings to every bank in the state leading many to to support the creamery promoters until the college approved the plant tor for the community concerned this saved many communities loss from the premature establishment of plants A third way bankers can discourage dl unsound practices Is to refuse to finance farmers who wish to pyramid their enterprises a temptation difficult to resist this Is illustrated among farmers who buy cattle tor for feeding purposes poses A farmer feeds two or threes cars ot of cattle one year and makes a good profit this induces him to buy bur twice or three times as many the second an d year still more the third and so on until he be finally loses more by having too many cattle on feed in a year 00 bad prices than he ha made in several previous years with smaller numbers and better prices when bankers discourage bad practices their action Is a positive benefit to the tanners farmers concerned mexico cos silver production in the last GOO years yeam mexico maxice has produced more silver than any other country in the world |