Show one per cent monthly fair carrying charge the financing of a home means fur far more than the mere matter of putting uri up a few hundred dollars to cover the bare equity among the things 0 lo o be considered are arc saving tile lie money buying the land planning the house buying the material and budgeting for both the investment and the expenses building a home or even buying a home ought not to be considered ln in a slipshod manner few people erml ize that tl the e home for the family should not ibe invested in ili tile the same mannor manner as a rea real I 1 estate operator or speculator buys up property on ilie iho moment or on oil a shoe string the former Is putting his hard bard earned rash cash in a place where lie he plans to house his family for a number of years the latter expects a quick turnover oliver wendell holmes has said that the training of a child should start one hundred years before lie he Is born while we would not carry out opt tills extreme statement in connection with the financing of a home it Is very necessary to think of and work out far in advance the home owning problem it cannot be done in a hurry and the gien greatest test amount of deliberation should be exercised some of the simple ways of getting at how much one ought io to invent inia in n home may be worked out somewhat on the following lines one should not invest in a home the total value of which is more than three times ones yearly income also one should not plan to pay out more per month for carrying charges which would be practically the same as rent in an apartment than ones week weekly ly income in financing as in other matters pertaining to jhb home the owner to be should seek the advice of an expert whose character Is established beyond question money and worry will be saved by so doing |