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Show I Pay Up! Keep Your Credit Good I ! Your Own Actions Determine Your Prosperity 1 I J and Happiness-Responsibility Cannot Be Shifted i Whether You Are Employer or Employe, the Success of Your Business or the Holding of Your Job Depends Upon the Financial Condition of Those With Whom You Do Business I iThe Closely Woven Fabric of Our Commercial Life Makes Each of Us Dependent Upon the Other Failures Hurt Everyone of Us I What Are You Going to Do About It? H ! J Members of the Ogden Chamber of Commerce Rating Department Ask You to Get Right--- I ! Pay All Monthly Accounts Promptly 9 Credit is a much abused element of business. The majority use it conscientiously as a convenience, while others use it to obtain merchandise I or service as a pretext to delay payment over a long period of time. f First, permit us to extend our thanks to Mr. Prompt Pay. Without him many firms in Ogden could not continue in business. I This advertisement is not directed to those who understanding and intelligently use their credit, but rather to those who have habitually and I flagrantly abused it. I Present conditions, combined with restricted bank loans, have forced upon us the necessity of demanding payment of ALL MONTHLY AC- k COUNTS, due on the first and payable not later than the tenth of the month. This is vitally important. Keep the faith and maintain the conti- j I dence of the Ogden Chamber of Commerce Rating Department has in you and your ability to pay. If it becomes necessary for you to violate the A terms upon which credit was granted to you, by delaying payment beyond the tenth of the month, notify the member of this associ- II ation to whom you owe money, so that he can make his arrangements accordingly. k Pay up. Keep your credit good. It will make better business for the grocer, butcher, doctor, dry goods merchant, druggist, shoe merchant, clothier in fact, all businesses and professions. A good paying clientele makes for lower prices, because it enables the merchant to buy on bet- ter terms and lowers the cost of doing business. I If You Work for Pay f " 71 Are You Abusing the Courtesy I ! You Are a Merchant 1 HI 0 OrlBIII f a Charge Account? A Pay Up! Keep Your Credit Good And You Must Be Paid and Be Assured of a Charge Account Ig To Continue Giving Service Charge Accounts Are 1 Due oh the First and Unfortunately there are many folks who have a wrong idea A If you work for pay you are "in business for yourself." Your Pavahlp IN FTTTJ, about a 'Cbarge Account." Some seem to think it a SPECIAL I stock in trade is "Service." This you sell to your employer. As long Before the 10th DISPENSATION to PAY WHEN THEY PLEASE. More often A as he continues to pay you on a certain date his CREDIT with you people allow the first and tenth of the month to pass by thoughtless- i is good. But, should he FAIL TO PAY. you would be justified in This Ls not a now rule merely orSetting their responsibilit es to those merchants who hae I severing relations with him at once. the enforcement of the' undf-r- been waiting for PAY DAY. E tl l l 1 i i -11 standing the merchant had with Credit means confidence. It is the basis for the bulk of the rhe : merchant o whom you owe last month ,s bill .. your em- you when your account world's business. But for you to think lightly of the confidence iploye If you have though lessly neglected hs PAY DAY. m l he opened. YOUR MERCHANT places in YOU is a breach of FAITH. If it justihed in declining to deliver to vour home more merchandise? 1,ns. of course, does not apply r r i c u u PAY THEIR u . ' to written contracts, installment f. rf J A r,J larS e, percentage of buyers who PAY lrttm How is the merchant to continue to give OU service or mer- a counts or any accounts for BiLLo PKUMrlLY on the first or not later than the tenth ot ine j chandise if he hasn't the money to KEEP UP? You couldn't con- which Bpecial arrangements are month, selling costs would be higher, consequently increased retail tinue to give service to your employer if he neglected YOUR PAY- made at lhe lime of purchase, ex- prices. DAY, could you? eP 111 that they should When a merchant extends to you the courtesy of a charge ac become delinquent. . . , , , n , .,, , , i i l lu a j h . . fu v k i. d c count, it is understood that all bills are due and payable between uj i-And then there is another very important point you must KL- vrkTTr irfri? idtd i r, t. J . t. c i .1 r n m .i -j u, PA D MPMRPD If u l .1 iUUK JNUVblVlDllfK J. first and tenth of the month following. Not partly paid, but fhOJ MEMBER. I the entire community is prosperous, there are more BILLS IN FULL. FORM THE HABIT OF PAYING YOUR BILLS jobs, more places for vou to sell your services. In times of stress ibajs-3 pDnMDn v v , , i f .un ha? A EVERY BUSINESS MAN is affected by POOR BUSINESS. Think u October PROMPTLY. You owe ,t to yourself anc I to the merchant ho n I U ,-r U. .;J-kl rir ,1 i . 1.1. .1 were due November first, and payaWa trusted you with his merchandise. Demonstrate to tne nw 1 it over there is considerable rood for thought and this is the time m mil bv (ho tenth. Bills owing for rKanf ikaf Uv TurD,rr,Tl , r ! i lor SERIOUS THINKERS. purchases made prior to October 1 are chant that yu have 1 HE RIGHT to a charge account. now delinquent. D Charee Accounts Are Due the First- &SWtyS33K5 Terms of Charge Accounts Will Be A VliaigC: rtttUUIllb Are UlC rirSL seo your creditor and make arrange- fvifKr CitiMJ !M ilr Fiif-.irP Payable in Full Before the Tenth I( -pft mee( vou Strictly Enforced m FulUr f ,he ! v r Ma , bait w. Pay AD Monthly Bills in Full Before the 10th of the Pay Up if l ou Want to Keep Your Credit Good 1 J Month Ogden Chamber of Commerce I RATING DEPARTMENT j The 2fi Members of the Ogden Chamber of Commerce Rating Department comprise all retail merchants, physicians, professional men, insurance |