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Show uu BREADLINE How far are you removed from the battd'Une? If you lost your job and our Income were entirely cut off, how tn&ny years, months or weeks would it he, before you had to seek charity? Tho Morris Plan banks are making loan to about 2,000,000 people a year. At the annual convention of the heads of theso banks, they toll two Interest-H Interest-H Ing things about people who come to them for money: First: The average loan Is S1S6, though some loans run as high as B rSOOO. as low as $60. Second: Three fourths of the bor rowers hare no property, are unable 'o furnish security. They have to get esponalble people to "go good" for then by endorsement. From people who borrow small sum I from hanks, we pass to another lass. You meet them right along trying to Iraise loans among their friends J Every office or shop of any sire .has at least one person who Is always a certain amount of money behind the I game. It may be 60 cents or $5 or jsome other sum Whatover it is. 41 seems to be the improvident one's "borrowing capacity" capa-city" if you watch, you get so you know just how much he Is going to ask for whin he rushes up and shakes hands warmly A certain fellow seems to be always borrowing $5. He pays it back and soon borrows it agaiu from the same source or some one else. Often ho iias a roure mat ne works, in a circle, like the gent who used to do a lot of walking In accumulating his jag. This fellow Is chronically J5 behind 'he game just that much removed tram the breadline. One of the great financial mysteries is why he doesn't manage to get $5 ahead of the game, so he ran borrow from himself in stead of his friends Borrowing small sums or cups of flour becomes a habit. Housewives have noticed that certain cer-tain neighbors are eternally borrow-1 ing the same things, time after time. Borrowing started back in the days when nn improvident cave man saw his neichhor bring In a catch of fish or a "bag" of wild birds or animals. You can picture the improvident man rushing rush-ing to the hard-working hunter with this proposition: "Lend me a bird or i carcass and 111 pay you back when I kill some." A certain number of unfortunates are driven to borrowing from their friends, by sheer bad luck. The chronic chron-ic borrower, however, is usually a plain old-fashioned specimen of what country town people call BhlftlewnefB. |