Show the Dest deuber ulber issue of the tho dyna in me a magazine published by y the J 0 i lany 2711 i seventh avenue new york alty contained an Ar artlie tiIe of ofa than passing inget prof mot Mor ton tife d 4 halt it with a very dine ine farally budget and in these day clays when strict economy shi all aid old bjokne 01 the habit of 09 per cent or alo tl families it would be well if it the spirit spirit of the fact facts of the article might ve lie understood and practiced by a larger number of amerlyn Amer lun families believing Bell ving this article will prove ben as well as bo be app appreciated related by the readers of tle News advocate ce re are purt lishing it la in full lull prof morton sa sari rs I 1 ayery family should have a bud get every family hould should spend ite its in coin systematical systematic all the smal smallest in come leave leaves no room for careless and thoughtless less spending el een en large la in ornel bee beel I 1 to lo be 10 irin trin aged carefully cAre billy if they arc are to be properly conserved and leava margin tor for safe invest went ment the family then should hae haie a budget to guide I 1 expenditure and should plan foi for savings and Invert investment ment the budget is i the spending pa plan of the famil and careful allie adherence rence to it should mean ultimate accumulation of some tangible evidence of thrift in in vestments veat mente and provision for education of children ad protection for old ago and the period of lessened earning es capacity paci tr I 1 bithe the government think this sub eject so important that it lias issued a pamphlet urging ur ing the housewives oc of america tr it adopt the budget system ta in family bookkeeping it lias adopted the budget system and has asked general dawes an experienced banker ani fina financier neier to establish the proper bud get the tho remit result already indicates that a considerable abing saying will accrue to the goi government newspapers and magarine are advocating the adoption of thi budget for family finances and the american bankers association is now distributing on this aam subject I 1 alexander C robinson caysi the family not the individual is the unit lot of which the nation and elvill civilization zat ion bre fate built depend on the education in and nurture of the next ren gen aeration ration in normal li hippy appy and reason ably I 1 prosperous ros erous homes the lie war has brought enormous unsettling factor factors a mental sato state of unrest and grince of all clashes which Is most de moralizing added to these there has been a anton wat waste of capital in the war which demanda demands the rebuilding of capital reserva to permit the ing of a world it Is large ly to the saving savings of the ay mug amer lean leall family that WB we mast look took for this new capital we give herewith a number of eug sug bulgers there are based on monthly moll lily incomes of at 73 00 2 1 2 13 3 and the monthly mo anthly budget i 14 suggested ug because most people would rather ha ARNO a monthly ex rind iture program the monthly bud pet get is suggested because most people would rather have a monthly expend read iture program the monthly budget allows more frequent comparison compari ion and seme some provision for savings is urged teen en wibb ith the lowest income for the habit of saving shoud be developed from the cry ry first the savings as an proposed la in these budgets increase about I 1 per cent per month until the in come reaches per month when it Is sugg suggested eted tl atiat at the same gains percentage be use used until tie tl e income reaches per mauth at pr rr mouth month th tha 3 aa a ings lugs are alar I 1 nt at 10 per cont the of harings thus is increased with the increased income the insurance attra in thu tho budget is toos a rehl necessity it is ae dually an addition to the savings vinga sa at least for the amount of the cash sur render or loan value nh year this amount increases with every pre premium in film provision la Is made for health aluie ment and chari charity tr all these thing things should be carefully and boine place provided for them iu in eary family famili budget ae an the income gr grow owa the percentage allowed for these irenie may be lowered education Is separately provide f L every family should have avail I 1 11 aba ba some educational matter when there are children it ie Is always beeca wary to hurdly plaything boul i 4 nd ad other it As of an ed td matun I 1 furl Fuel water stater and liblit are shawl eli spa t from front the rent budget it ii Is often nd ad to keep comparative reco ds for these item items and each should be provid ea for monthly in the month months 11 aej will replace fuel for lee is a siim mer necessity lo 10 most see action tion of the country the clothing budget we think is I 1 fair ail an I 1 should be adequate for the family of rage eize size and e think of family of five ia in proposing these bu leets the ml miscellaneous baret budget ia Is to taka take core PC re of extra items which are bound to occur in esery household pu cull puli li 9 1 all dry houe house ehod llod help telephone add alons to or repair of furni furill ture new light aa bulb bulbs light mantel maute lap oc lai as lonal plumbing plum binH repairs and supplies of various k inas this item ia Is debrea de crea I 1 in a percentage but the amount allow allowed etl will ot at bi bs materi vIly deerea decreased ted as hi the income becomes larger uniti state states labor bareig statistic statistics indicate that the average income for a family of the elz size we have assumed Is per rev year or 53 per month thie this figure ie Is close to the per month income figure and we use via same in e percentages for that budget the rhe monthly budget for this income using appi approximate figure figures would be bes rood food 41 30 00 clothing flit hing 2400 kent rent 2400 24 00 saving savings insurance amusement 80 education Elu cation health charity fuel and water 3 CO light US miscellaneous 8 63 53 SUGGESTED MONTHLY BUDGETS VP W P r per per per cent 75 cent cent nat I 1 23 18 75 25 i 2100 23 25 1 2 i 3 clothing 20 1300 1500 20 2000 20 2300 20 3 rent Is 15 1125 13 IS 00 20 10 2500 20 0 30 savings 1 5 3 75 6 7 87 7 1050 ac insurance 7 8 soo 7 87 73 7 1050 10 amusement a 3 a 3 1 2 1 2 3 75 education 3 3 2 aj 3 12 2 health 3 3 2 I 1 2 charity 3 3 2 azo 2 CO 2 fuel nud ald water 4 soo 3 3 3 75 3 light 1 73 1 1 1 1 miscellaneous II 11 25 9 16 goo 9 SO 7 7 11 I 1 1 5 total ta fa 00 of 00 1 iba V 2 00 1 va 00 per per per per cent cent cent cent 25 29 23 5 CO oo 00 23 S 23 25 clothing Cloth lug 20 2 2 0 00 JO 10 20 20 rento kent 20 20 40 CO 20 20 ra 00 baying savings 7 1225 8 1800 1600 8 1800 10 2500 insurance 7 1223 1225 8 1000 1600 8 1800 8 0 00 amusement 2 2 V 00 2 3 1 2 1112 S 3 00 3 3 health 2 2 2 2 aej soo 2 11 2 soo charity 2 3 2 2 2 fuel aud and water 3 3 3 3 light 1 2 1 1 1 5 0 miscellaneous 71 7 5 1000 1 1126 3 ad total 0 00 ICO 00 6 2 no man Is i A hero to his wife of ourse course but gilless faile hes bes a hero to hie his tory young eon son there theres 9 something froug with the ican wan any doctor knows that it alanl t I 1 to prescribe for a eick nick toan man bi t that it Is impossible to prescribe pr escrib to fo a woman who think thinks riho dhe is gie the town agriculturist Is g now en in tailing raising next yeara years crop mat will make those of the tha dirt farmer look like a il shedding rooster ia Is a flock of peacock |