Show ONE MINUTE TALKS ON BANKING unclaimed D po ita who gets them every bank that has been in business lor for several years has bag accumulated accounts which have become dhimant do imant As the years go by these accounts remain inactive and in time are classified as ag unclaimed deposits frequently these accounts belong to pel sons who have never disclosed the fact act that they have a bank account to either friends or relatives and in case of 0 their death the presence ot of the account remains undiscovered such unclaimed deposits contrad ar to a more or less general belief under iv iu circumstances ever become the property of a bank under the law the funds eventually are turned over to the state depositor dould make out olit deposit ticket unless unable through infirmities or lack of understanding a depositor should invariably fill ill out his deposit ticket in his own handwriting this minimize chances for or error as the items are in that way checked by the depositor and again by the teller in receiving the deposit further furthermore more alterations may be more easily detected arid and in case of error the deposit ticket in ill tho the customer s own handwrite hand writ ing ilig ls s the best evidence of 0 the correct ness ot of tile the various items however depositors who are unable to maksout make out their ticket will bo be cheerfully assisted cheeks checks although millions of bank checks are handled by the public every business day in the year there is still a considerable lack of understanding as to just what they represent I 1 checks are not money as most people regard them nor are they an assignment sign ment or transfer of money according to law they are an order on 1 a bank for money subject to revocation 1 by the drawer at any time before the order has baa been paid or certified chocks checks ais ts a great Busi business nelvis cori con checks area are a great convenience in all transactions involving a transfer A 0 money C As ag they can be drawn tor for ay iy amount the person who uses yb bank ank checkes always has the exact change they are most convenient for paying local accounts in person or through the malls being pert erable able to cash for this purpose until properly endorsed they are worthless to any person finding or stealing them it lost destroyed or stolen a can be issued to take the place of the original although a great convenience in paying local accounts they are not al mayys a convenience to all parties concerned when bills due and paya blea t some distant point for instance it if the drawer living in chicago wishes to liquidate an account payable in san francisco kendir his chicago check to san francisco it must be returned from san F francisco ran to chicago tor for payment this not only takes considerable time but may prove a great inconvenience to the person tor for whom it Is intended every depositor should realize that when he sends his local check to some distant dB ant place the funds represented thelby are not automatically trans irani berred to that point but remain in the local bank until his check Is re turned for payment |