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Show Page 4 Thursday, November 10, 2011 The Gunnison Valley Gazette When investing, 'face to face' beats fingers on keyboard The Outdoor Report These days, you can purchase just about anything you want on the Internet. However, you can still benefit from a human, face-to-face experience for some purchases — such as your investments. And that's why you may want to work with a financial professional. Unlike a computer interface, a financial professional will take the time to truly know your situation today — and then help you make adjustments tomorrow. Let's first look at two key areas a financial professional will consider today: • Your risk tolerance — By asking the right questions, a financial professional can help you determine if you're a moderate, conservative or aggressive investor and then recommend those investments that are suitable for your risk tolerance. • Your time horizon — If you're saving for a down payment on a new home you expect to purchase within two or three years, you may want an investment that offers significant preservation of principal. But if you're saving for retirement, and you're three decades away from it, you'll likely need investments that offer the potential for growth. Your financial advisor can help you choose the mix of short- and long-term investments that can help you make progress toward all your goals. Now, let's look at the types of milestones that a financial professional can help you with as your life progresses: • New child — When you bring a new child into your life, you also add new responsibilities. Do you have sufficient life insurance? Do you plan on helping the child pay for college? If so, what college funding vehicles should you consider? A financial professional can help you answer these questions. • New spouse — Whether you're getting married for the first time, or you're remarrying, you'll have to reconcile your fi- nancial picture with that of your new spouse. A financial professional can review both your situations and possibly recommend ways for you to reduce debt, eliminate redundancies in your investment portfolios and consolidate insurance coverage. • Career change — When you change jobs, you may have to make many investment-related decisions: Should you move the assets from your old employer's 401(k) to an IRA? Or should you roll over your old 401(k) to your new employer's plan, if a rollover is allowed? Knowing your options when you leave your job can help you make the right choice for your retirement savings. A qualified financial professional can help you review and understand your rollover options. • Retirement — Once you retire, you'll have several is- sues to consider: How much can you withdraw from your investments each year? From which accounts? Should you rebalance your portfolio to provide more potential sources of income? What about the transfer of your wealth? A financial professional who is familiar with your situation can help you make the right moves to enjoy the retirement lifestyle you've envisioned. So, when you really want to invest, leave the "virtual" world behind and connect with a financial professional — someone who has gained insight into your individual needs and who has the experience and expertise to help you build, maintain and adjust a portfolio that can help you move toward your goals. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. LIFE DOESN'T STAND STILL AND NEITHER SHOULD YOUR INVESTMENTS. Time can affect you as much as your investments. While you can't stop change, you can help make sure your investments match your current circumstances and goals. Fortunately, doing that may be as easy as meeting with your financial advisor. A free Portfolio Review from Edward Jones can help identify where your investments stand in relation to your goals. And help put time back on your side. To schedule a complimentary Portfolio Review, call your local financial advisor today. Taking the big buck by KIRK JENSEN I was lying in bed looking at the clock trying to decide if I should go hunting or stay in my warm bed. I decided to get up and go because the hunt was about over and I had only been out a couple of times. My son Kayson has shot a two-point the opening morning and made jerky out of the meat. I was hoping to bag a small buck so I could have some deer steaks to put in the freezer. I headed out to a spot where I had seen a couple of small bucks early in the season only to find a nice buck there. I shot the buck and it ran a little ways off and went down. I walked over to the deer and to my surprise it had no ground shrinkage. In fact, it looked even bigger than before I shot it. It even had some trash on both sides (extra points). I then carried my gun back to my vehicle so that it wouldn't be in the way while dragging the deer. When I returned to field dress it I noticed its horns were tipped up. I ran back to my vehicle and got my gun. As I was on my way back to the deer I 446 South Mall Drive B-7 St George, UT 84790 435-627-2159 I I www.edwardjones.com Member SIPC EdwardJ ones MAKING SENSE OF INVESTING big buck. saw it running away. I shot though I am in my 40s I still it again. This time it went get buck fever and don't down for good. And yes, even think clearly! DATTERWHnr, \ LOG HOMES G. • TEXAS • 528-5001 Hwy 89 Northeast of Gunnison Open Monday - Saturday 1-11 P.4. Family. Experience. Quality.' Financial Advisor Kirk Jensen with his The Outdoor Report is Sponsored by: G4'•Dit Darin K Frandsen ourtesy oto The First Word and Last Name in Log Homes! Think Satterwhite for Log Homes, Rough Lumber, Timbers, Animal Bedding and Firewood Hospital announces winners in fitness challenge Gunnison Valley Hospital has announced five student winners of the family health and fitness challenge that recently ended. More than 300 elementary-age students participated in the Central Utah challenge by completing a variety of fitness activities with their families. "Gunnison Valley Hospital is committed to helping our community members maintain healthy and active lifestyles," said Mark Dalley, hospital administrator. "We provided this challenge as an exciting way for families to be more active together. By encouraging playtime we help our children develop habits that will extend well into adulthood." Grady Thompson of Ephraim won a bike; Garrett Rasmussen of Ephraim and Bridger Stevens of Gunnison received roller blades; and Ethan Hammond of Gunnison and Jackson Dahl of Spring City won gift cards for sporting equipment of their choice. In addition, Ephraim El- ementary was awarded a $250 cash donation from the hospital for having the most students participate in the program. The challenge encouraged children and their families to work together to complete at least 10 fitness activities in two-weeks. All activities were designed to encourage an active and healthy lifestyle, such as a family hike, a bike ride or playing catch. Local elementary schools were invited to participate in the program. "The Gathering" GVHS class of 1960 Eleven years ago the Gunnison Valley High School 1960 classmate George Gates had a liver transplant. Lee & JoAnn Anderson, and Chad & Maxilyn Frandsen came to visit George in Salt Lake City. Jerry & Fae Roberts joined them for lunch. Chad named the lunch The Gathering." Lee & Chad are gone but the Gathering lives on. On a cold, snowy Saturday. November 5, 2011, 22 classmates & friends, including George, met for lunch at the Golden Corral in Orem. Some were new to the gathering. Most were regulars for the past 11 years. Both the visiting and lunch was enjoyed. Centerfield Ward Bishopric • 1978 Jack Simkins, 1st Counselor; Bishop E. Mardell Jensen; Grant Mogle, 2nd Counselor; Vermile Draper, Exec. Sec; Jay Allred, Finance Clerk; Kurt Sorenson, Statistical Clerk Sponsored by into all the World HERMANSEN'S MILL 204 South 1st East • Gunnison 528-3136 Feeds • Grain Storage • Fertilizer Seeds • Farm Supplies • Chemicals UTAH HERITAGE CREDIT UNION FOR AUTO LOAN RATES AS LOW AS 2699% OAC EQUAL HOUSING OPPORTUNITY Must Be Eligible For Member NCUA Membership Elder Travis Yardley (far right), has seen the Lord work miracles with the people of Uruapan, Mexico. He's also seen plenty of mud with the rainy season and resorted to homemade galosh socks to keep his feet dry. Russell and Cindy Yardley are the parents of this creative missionary. into all the World Rasmussen Ace Hardware is sponsored by ACE Paints Sporting Goods Whirpool Appliances 528-7513 The helpful place. 435 South Main • Gunnison |
