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Show JULY 27,2006 T H E GARFIELD COUNTY INSIDER Page 8 BEWARE: PAYDAY LENDING CREATES A TREADMILL OF DEBT •Need cash? No problem! Get a loan with no credit checks and no waiting! Sound MAIN STREET mmm GRAPHIC DESIGN good to you? If you've heard or seen promotion snapshotmedia.com for such a loan, it's likely you are hearing about a payday loan with an average annual interest rate of 450%. It might sound incredible that any lender HELP WANTED or any borrower would agree to such GARFIELD SCHOOL DISTRICT BRYCEVALLEYSCHOOLS GARFIELD MEMORIALHOSPITAL terms, but payday lending is a burgeonOFFICE CUSTODIAN NEEDED FOODSERVICEWORKER has openings in the following . Long Term ing multi-billion dollar business in this Begin date - August, 2006. Submit a Garfield School District Food Service Care has openings for Licensed Practical country. Payday lending outlets have W orkerfor Bryce V alley Schools. PositioNurse PRN, Part-time and Full-Time with ben- Garfield School District classified applicamushroomed since the early 1990'sand will be part time (24 hrs per wk), working 5.5 efits. Or will hire full time RN in Long Term tion, 3 current letters of recommendation now number in the thousands across the hours (9:00 am-2:30 pm) each day M-Th and Care also if interested. and a resume to Annie Eldredge, Garfield country. According to the Consumer 2 hours (7-9:00 am) on Friday. Hourly rate Apply at www.ihc.com . Job will close School District Office, P.O. Box 398, Panguitch, Utah 84759. Questions 67.6-8821 Federation of America, industry analysts $9.32 per hour. Duties include, but not lim- when filled. Garfield Memorial Hospital has a Part-time Annie. Deadline August 4,2006,4:00 p.m. say there are 23,000-25,000 payday loan ited to, preparing and serving food, using Salary based on 2006-2007 classified salary outlets nationwide with an annual vol- and cleaning cooking preparation and re- Housekeeper with benefits opening. Apply schedule. ume on $40 billion, $6 billion of which frigeration equipment. Cleaning kitchen and at www.ihc.com Job will close when filled. kitchen area. Must have a high school diGARFIELD COUNTY JAIL are fees paid by consumers. GARFTELDSCHOOLDISTRICT ploma or equivalent with competency in readCORRECTIONS OFFICER BUS DRIVER FOR HATCH ROUTE Often targeted by payday loan lend- ing, writing and interpersonal relations. Garfield County is accepting applicaIf interested contact Annie Eldredge, Dis- tions for a Garfield County Jail Corrections ers are military personnel who have Must maintain current Food Handlers Pertrict Transportation Director, 676-8821. Sub- Officer. Applications are available at the mit and pass a background check. No prior fixed but steady incomes. The U.S. Demit a Garfield School District classified ap- Garfield County Clerk's Office and will be experience necessary, but must provide 3 partment of Defense has listed payday letters of reference to demonstrate honesty, plication, 3 current letters of recommenda- accepted until 5:00 p.m. Friday, AUGUST lending as one of its quality of life con- dependability and initiative. Musi have: tion and a resume to Annie Eldredge, P.O. 11,2006. cerns for enlisted personnel and is work- ability to communicate effectively with stu- Box 398, Garfield School District Office, PanAnyone interested in applying for this ing to detCT-aboge*. S^«eTgL#^t^-.in^ -jdfinLsife^lt^anjd^tafftability: taget along guitch, Utah; 84759 br 145 East Center, Pan- position must pass the Standardized the country have put a stop to this prac- well with others, work under stressful situa- guitch. Must have a current CDL, be willing P.O.S.T Exam prior to making application. to take and complete necessary training, tice by imposing an interest rate cap on tions. Job requires extensive walking, stand- obtain negative result on drug and alcohol The Exam is given at the Browning Learning Center on the Dixie College Campus ing, bending and must be able to lift 50 small loans. However Utah remains a test provided by the district, and meet school each Tuesday at 5:00 P.M. For additional pounds. Interested applicants should subprime spot for such lenders, since there mil a GSD classified application, 3 current bus operator personnel qualifications as information regarding the Exam and regisis no state usury law which means loans letters of reference and a resume to Garfield defined in the Standards for Utah School tration requirements, contact the Browning legally can be made with no interest rate School District, Attn: LyNese Miller, P.O. Box Buses and Operations. Application dead- Learning Center at (435) 652-7696. The exam line August 4,2006,4:00 p.m. is also given at Southern Utah University. cap. 398, Panguitch, Utah 84759. Call 435-586-5419 for additional information. Salary based on 2006-2007 classified salApplications are available on-line at AARP Utah is part of a coalition of, Garfield County reserves the right to acary schedule. credit unions, banks, academics, public www.garfield.kl2.ut.us., or may be picked up cept or reject any or all applications. Garfield at the Garfield School District Office, 145 East County is an equal opportunity employer. .policy representatives and consumer Center, Panguitch. Application deadline is PARAPROFESSIONAL/IABAIDE advocates examining whether more af- August 7,2006 at 4:00 pm. Antimony Elementary Part-Time ParaproEMPLOYMENTOPPORTUNITY fessibnal/Lab Aide position available. Aide fordable alternatives can be provided in Panguitch city is looking for an employee will be assisting with speech therapy and to run the concession stand at the Triple GARFDELDCOUNTY Utah. Lengthening loan terms and banbasic computer' skills, online testing and "C" Arena in Panguitch, Utah. USUEXTENSIONAGENT ning multiple rollovers is also under disThe hours will be sporadic and on an as Garfield County is accepting applications other school technology related assigncussion to help people avoid a treadmill ments. *8.5 hours per week lab aide posi- needed basis. The job will also include for a part-time office assistant for the USU of debt. Extension Office, 20-25 hours per week. tion, 2 hours per week speech or based on many weekends. HOW DOES IT W ORK? Salary will start at $7.00 per hour. (PossiBasic computer and typing skills needed. need. Individual will receive training. This To obtain a payday loan, a borrower Knowledge of word processing and spread- can be on or two positions. Applicants must bly more depending on experience.) Indihave at least a High School diploma, two writes a post-dated check -typically two sheets helpful. For additional information years college education preferred, may test. viduals must be willing to get a food handlers permit, be able to lift 50 lbs and work weeks out from the date of the loan- to contact the Garfield County Clerk's Office. Interested individuals should submit a well under pressure. This person will also Applications must be received in the Garfield School District classified applicathe loan outlet for $300. Interest rates Garfield County Clerk's Office by 5:00 P.M. tion, three current letters of recommenda- be responsible for ordering supplies, findare often advertised for the loan period Friday, August 11,2006. ing volunteers, and inventory management. tion, and a transcript to Garfield School DisApplications are due by July 25,2006 at instead of as an annual rate. Therefore, Garfield County reserves the right to ac- trict, Annie Eldredge, 145 East Center/PO Box the borrower will see that the loan rate cept or reject any or all applications. Garfield 398, Panguitch, Utah, 84759. Questions call: 9:00 a.m. or until the job isfilled.Please turn is 20%, for twQ,weeks,.and will pay $60 County is an equal opportunity employer. Julie Allen, Home-624-3285/School-624-3221 in applications at the Panguitch City office, 25 South 200 East, Panguitch, Utah 84759. for a two-week loan of $300. Ifthe boror Annie Eldredge 676-8821. Online applica- Y ou may also rum applications into Departtion available at www.garfield.kl2.ut.us. mentofW orkforce Services 665 North Main rower can't repay the full amount of MISC. Closing date-W ednesday, August 2, 2006 Panguitch, Utah. Applications can be obthe loan by the end of the loan term WANIED: 4:00 p.m. tained at Panguitch City or the Department (which happens with 99% of payday OLDCOWBOYMEMORABHIA ofW orkforce Services. loans, according to the Center for Re- Old Cowboy Boots, used tack, saddles and If you have any further questions, you sponsible Lending) the borrower will spurs. Call (435) 676-8060. VEHICLES may call Allen Henrie at the Panguitch city have to repay the interest to extend the FORSALE office at 435-676-8585 or Scott Christensen 1987DODGEDAKOTA loan term for another two weeks. A 1975 Camp trailer, 22 ft. $UXX> OBO, good at435-676-8949cell6l6-2282. New Transmission but needs work. PANGUTTCH CITY IS AN EQUALLY 20% rate for two weeks translates to a hunting trailer.everything works, Call 435$800.00OBO6768140 OPPORTUNITY EMPLOYER 979-1408 520% APR. SIGNS, PRINTING & Call 676-2821 ARKET |
