Show IQ U THE K1C11FIE1JI HEATER Wednesday Hanhsville News March 16 I99i Spin Turns Sheep To Mutton Barbara Ekker The Hanksvillc ambulance was called to a truck-cocollision 12 An elderly miles south on 5 Monument Valley couple and a friend were slightly injured when their truck struck one of several cows owned by Stanton Gleave Kingston Their truck spun around w U-9- and ejected sheep they were hauling home from a purchase in upper Wayne County Killed were one sheep and the cow the meat was useable Stacie Brown Ekker wife of Jason Ekker was taken to Sevier Valley Hospital in Richfield where she underwent gall bladder surgery Gladys Johnson is in Idaho taking care of her grandchildren for one month Her daughter Nona Lee T umcr underwent major surgery There will be a no host no program cowboy caucus May 31 in Green River Everyone is welcome Jeff Ekker son of Dennis and Sherry Ekker was voted to the team after chalking up 66 points in the Region 15 tournament in St George Ekker had 3 1 points in the win over Milford (Wayne 60 Milford 55) 17 battle points in the Piute-Wayn- e and 18 points in the Escalante-Wayn- c Badger game Nell Ekker accompanied her son and his family the Dennis Ekkcrs Bickncll to St George to watch her grandson Jeff Ekker play in the regional basketball championship Mr and Mrs Bruce Ekker Reno Ncv visited his brothers and their families Winning the spelling bee at Red Hills Middle School in Richfield were Justin Bytheway left Danny Goold and Lisa Nielsen Advisor Roger Williams said the trio will go on to compete at district spelling bee Satina News Seniors Bus Trip To SLC Kiesel Evelyn 529-735- Richfield's newest business Taco Time Express is now open and located in Gayle's Chevron Station at 1375 N Main Pictured is Gaj le Eyre owner of Gayle's Chevron Kathie Knight manager of Taco Time Express Paulette Iewis asst mgr and Sharon Hawks owner Not pictured is Carol Harney who is second asst mgr Owners Hussell and Sharon Hawks who also own the downtown Taco Time will he celebrating their grand opening at both locations on March 2fi Special giveaways will include a TV a large and more stuffed Polar Ikar 9 The senior citizens took a bus trip to Salt Lake City where they toured the Joseph Smith Memorial Building and saw the film Legacy Mr and Mrs Paul Velasquez and family West Jordan visited Evelyn Kiesel Mr and Mrs Gordon Kiesel and other family members and friends Escalante River Bridge Bids Opened By UDOT The Utah Department of Transportation opened bids March 8 on the replacement of the Escalante Kivcr Bridge at Calf Creek Bids were submitted by five contractors with the apparent low bidder being Wadsworth Brothers of Salt Lake City at $73827884 Award Winning Agent! career agcnl wiih Ihc (Irani J SmhHs farm Bureau I amily of financial Planning in Sevier County hav earned Iwo of Ihc company's awards for oulslanding sales and service to l arm Bureau members and S72267940 The contract will not be awarded until the bid is reviewed to make certain no errors were made and that all requirements were made detour road A temporary one-lan- e will be built between the existing main line and Calf Creek The temporary detour road w ill not impact the Calf Creek flow Traffic w ill be controlled continually by traffic lights Woik on this project will be on the same alignment as the existing road The grade of the new bridge will be raised approximately 10 feel higher than the existing grade of the present bridge The new structure will be 38 feet wide with 102 feet between abutments plus approach slabs The width will accommodate lanes of traffic two two five-foshoulders and two parapet walls policyholders Sluhhs is one of 93 agents and managers to he selected for the 1994 Royal Court of Honor Just 13 career agentsmanagers in I'lih were named to Ihc Royal Court lie earns this recognition for his life and sales and service to his clients The Royal Court of Honor is farm 12-fo- Bureaus most prestigious recognition group and this is Sluhhs' first year on the Royal Court Ml members of Ihc Royal Court of Honor were honored at a special recognition luncheon and evening awards banquet on March 4 inOcs Moines Iowa Sluhhs also w as named to the Roadrunncrs Cluh for his second year Roadrunncrs Cluh recognics achievement in property casually pnxltidion ami service to farm Bureau members Riprap will be placed on the banks under the new bridge and in the channel of the Escalante River This will stabilize and prevent any erosion around the abutments of the new bridge A walkway will be built through the riprap on the north side of the river Grant J Sluhhs elicit bcktijWiLffldAcs & diffidence! szs Farm Bureau Mf Of miHOM mM—NQ iCT"Cfl Suite 180 North 100 East Richfield The official engineer's estimate was 896-543- Additionally 900 feel of existing road will be reconstruction to meet the new higher grade requirements A rock facing will be placed on the exterior surfaces of the structure to blend in more with the surrounding area E 2 Red Hills Spelling Winners Visiting Mr and Mrs Shaun Jensen were LaRec Skaggcs and Wihla Gold both of Murray Visiting the Jay Willdcns was Michele Untcrschcr Murray Mr and Mrs Richard Cary Oasis visited Bernice Mickclscn and Mr and Mrs Kim Sorensen and Bronson Visiting Mr and Mrs Lccon Christensen were Mr and Mrs Gaylan Holdaway and family Boise Ida who attended funeral services for Gaylcn's father Royal THE GREAT DEBATE You've decided lhat you want lo start investing some money for some future goal You've heard ahoul mutual funds hut don't know a great deal about them A friend funds suggests lhat you tnsest in because vou tan buy them without a sales But since you have no clue as lo charge which mutual funds lo invest in let alone if should invest in them at all you're you undecided Another fnend suggests that s ou sec their investment ads isor lor some help Enter the “great debate” I lire's the question at Ihc heart of the great inscslment debate: Should I pay for investment advice or should I invest oh my own and save money on the professional fees? Eel's see why this conllic! can occur Some mutual funds are ol fered with a salcschargc or redemption lees Other funds funds) do not ihargc for (called purchases or redemptions Mulual funds that have sales charges are usual y offered through ins cstmcnl advisors or brokers (the sales charge pays for the advisor's lime advice and on going account service) Other companies market their mutual funds directly to potential investors and don't assess a sales charge for purchase I he proliferamulual funds has tion of these brought the “great debate" onto center stage in recent years Holdaway Scott Mortcnscn Bountiful son of former Salina residents Mr and Mrs Vernal Mortcnscn presented the program at the senior citizens dinner and party Visiting Mr and Mrs Robert Hardy were Mr and Mrs Greg Hardy and family Fairfield Calif who arc moving to Orem Mr and Mrs Bennett Marlin Mr and Mrs Keith Barrett and Pat Christensen Salt Lake City visited in Yuma Ariz with Mr and Mrs Roger Martin Barbara Mickclscn visited for five days in Preston Ida with the Jeff Kings and met her new grandson w ho was born Feb 28 RucLcen Sheppard visited in Sandy with the Bill Shaws and the Brad Sheppards and saw her grandson Jaron Sheppard baptized and confirmed a member of the LDS Church by his father Also present were Jaron 's grandparents the Grant Stubbs Mr and Mrs Roy Cooke arc home from the hospital and reportedly feeling pretty good Visiting “no-load- " d The Investor Because of Ihc nugnitudc ol information available on mutual funds a person could believe that it is easy to choose from the over 4(XX) different mulual funds After all most financial and news publications has c special issues listing their top pic ks for the best funds So schv not just rack one or two no load funds oft a list and go for it? 1 he and save money" theme can be very tempting Why not draft your own w ill or trust prepare your oss n taxes or build your own house lor that matter? You can save big bucks right? Maybe Speaking Imm my own experience there arc certain things I’m good at and others that I am not Some of my own projects have been successful others would have been better handled by professionals (mv wile will prohably tell you that we would have been better off with the professionals) Usually the decision to proceed on my own or to seek professional advice depends on the complexity and magnitude of the project whether 1 have the time to research and plan all Ihc project details and w hether doing it on my own will really save me money and give me a quality product Viola Larsen were Brenda Pendleton and family Salt Lake City Evelyn Kiesel and Marsha kept medical appointments in Salt Lake City and visited Ruth Murdock They also visited Mr and Mrs Paul Velasquez and family in West Jordan Mrs Chad Beach visited in Provo with Todd and Danclt Carter and their new baby Casey w ho was born March 1 Grandparents arc Mr and Mrs Chad Beach Salina and Mr and Mrs Craig Carter Provo arc Vcrda Beach and Mr and Mrs Milton Peterson Salina and Anna Williamson and Wanda Carter Provo “Physician Heal Thyself" from a recommended list is similar to seeking information from a medical journal to determine the procedure for remedying an journal can deinjury or illness W hilc thearid scribe various ailments injuries and how they can be treated it cannot tell you what your specific problem is or how it should be treated I hat’s the job of a qualified physician And w hilc you can get lucky by following yourown self prescribed treatment you could also worsen your condition considerably So while a person may get lucky by chix'sing their own mulual unds and thereby avoid a lee they may not be getting the best mutual funds that fit their specific situation Picking a mutual turn! oll a list is one thing Understanding how the fund works what it invests in what risks the managers lake and understanding Ihc financial markets is another If you vc ever tried to read a mulual fund prospectus you'll begin lo know some of the complexities you are faced with I his does not mean that a person cannot study invcsimcntsand the financial their own It is always gixxl to know av much as possible about your investment choices A person who has the Umc and desire to research investments for ihcm-velcs will be better prepared to make intelligent decisions Sometimes though a little information can lead us lo hclicvc wc have obtained all the answers But iuvt as it lakes any professional years of study and cxjicn-cnc- c to become highly skilled it lakes considerable time lo understand all the fundamentals of investing Will working with an investment advisor usually lead lo better investment results? Not always You may do better on your own I here's simply no way lo know which is why the great debate will continue to rage on It depends It depends on such things as Ihc comX'tencc and honesty of the investment ads ivir yourown likes and dislikes ol various investments and your willingness to follow the advice you receive from vour advisor llerc’s my suggestion If your knowledge and understanding of economics taxes the financial marketsand the various investment nsks is really good and you have the lime and desire lo investigate thoroughly the complexities of the di lerent investment choices you may be ado-i- t yourself candidate If not you may sleep heller at night if you seek professional advice for something as important as vour future financial comfort slick with what you know and do I n v I best These investment products arc: Not insured by the I l)IC Not deposits or other obligations of ions Bank and arc not guaranteed by ions Bank Are subject to investment nsks including possible loss of the pnncipal invested Ihc subject of choosing a mulual fund Spring Driving Tire Specials Good deals Great Deals for Fun Driving ill on great tires - Step up to CO-O- P Tires AS Squire Country Lt Truck Steel Belted Radial 7Q95 Lt 23575R15C $8995 CO-O- P 31 X105R15B 875R 165D 950R 165D 50 Piece Chicken McNuggets® 2 - Extra Large Fries Bottomless Pitcher Of Soft Drink $8995 $8895 $9595 Lt24575R16E$9695 Weather Mark CO-OPGold- Mark en 70000 Mile "S” Speed Rated 45000 Mile - Steel belted Radial 53 P1SS70R1J P18570R14 P19570R14 P20570R14 P21570R14 P20570R1 P21 O 95 P20565R1 $7095 5$6495 P215'65R15$7095 SALINA EPHRAIM So HWY 89 So HWY 89 283-452- 9 529-740- 895-646- 7 Price includes Mounting RICHFIELD 448 E 1st So & 1 Plus Tax Daily From 4 PM Until Closing $5995 $6095 $6595 $6995 5$6695 570R1 5 99 DELTA 498 W Main 864-211- 0 Locally Owned And Operated By Dale &: Michelle Gibson Richfield Plaza Valve stems Computer Balancing Available What you want is what you get i |