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Show PUBLIC OPINION Washington. The end of June ment! of all of the banks of the conn now a mat .try ire Bank Deposits ot record and state- Increase surprisingly, nearly all of the Individual banks have shown Increases In deposits and resources over a year ago. A couple of the largest banks in New York showed such astounding Increases In deposits as $100,000,000, compared with June, 1033. Hut Irrespective of the Increase In deposits that la, the money actually In possession of the banks almost none of them disclosed any Increase In the total loans now outstanding. Indeed, the rale was a decline from June 30, 3033. Hanking authorities In the government and outside tell me these figures on deposits and resources clearly Indicate an Improvement In the general banking situation. The Federal Reserve board In Its latest review of conditions declared the banking structure wbs on a much firmer foundation. Yet, the fact that the banks have not made loans Is being seized upon by a certain segment of politicians and alleged economists as proof that the banks are not doing their part From very high quarters In the administration we henr Intermittent yelps that the banks are not and are not attempting to loan money. This condition, as they construe It, Is being used ns the excuse for the existence of numerous of the government loaning agencies and for other activities under the New Deal that result In getting money out Into the country. The circumstances In the decline of bank loans, however, la to my mind not such as the eritlcs of the banks claim. It must be remembered first of all that bankers, when they make loans, are putting out money belonging to you and to other depositors. They must be reasonably sure of getting It back, even though we do have now the Federal Deposit Insurance corporation that Is supposed to prevent losses for the depositors. Rankers, therefore, are willing to make loans of the vast sums of Idle cash their banks hold If they can only find someone who will put up security guaranteeing a return of the borrowed funds. While some of the critics of the bankers have been continuing their attacks, I note statements from the Public Works administration, from the Reconstruction Finance corporation, from the Home Owners Loan corporation, and the Farm Credit administration, among others, whleb show very clearly that the government or Its agencies Is unwilling to make loans unless It can foresee a reasonable chance for repayment Just the other day, the Public Works administration withdrew an allocation of some $0,877,000 for construction of a bridge In Chicago because, according to Public Works Administrator Ickes, the political subdivision of that city having Jurisdiction was unable to provide a guarantee of repayment of that loan. Every day local units of the Home Owners' Loan corporation are turning down applications by home owners who seek government money through mortgages on their property to aid them In whatever distress they find themselves. The same statement may be made respecting loans by the Reconstruction Fnance corporation In Its dealings with Industry. Lately the various Federal Reserve banks Issued a weekly statement of their operations, and only three of the twelve reserve Institutions reported Laving made loans to industry. I have Inquired In numerous quarters for reasons why borrowers were so few. The consensus Why oorrouNgiven me by men era Are Few who should know, is that there are two distinct reasons for the small amount of loans being made by banks and, of course, the same reasons apply in the rase of government loans, except that the government has lieen known to put out money In places from which it probably never will be returned. One of the reasons mentioned was that Individuals and firms who most need money have nothing but their own signed obligations to put up ns a guarantee. Obviously, If an Individual or a corporation has no resources, the note of that Individual or that corporation Is of little value, however honest and well Intentloned the borrower may be. The second reason, and one that Is quite as Important, Is the lack of confidence which business men tell me exists to a large extent In commerce and industry. Whatever Is the bnsls for this luck of confidence Is not a matter of concern In this discussion, but Its existence seem to me to be a matter of the gravest Importance. Whether taxpayers are afraid of the burden In levies which they can foresee, Is the reason for tlieir hesitancy. Is not now wholly apparent. Many observers are convinced It Is an influential factor. There Is also the question which one hears so often asked: Where and how far does the New Deal Intend to go In socialization and reform? It seems to be obvious that each of these, and perhaps others, are factors standing In the way of a sound expansion of business under the recovery plan. In the meantime, the federal govern ment Is going ahead with Its program to spend our way out of the depression. Here Is one item to show what Is happening. This road building has resulted In the construction of enough miles more than 22,000 of new highway almost to encircle the earth. This money was voted by congress In the last session as a means of cresting work. Proponents of the appropriation, and authorities, hold that the $400,000,000 earmarked for road building would provide thousands of new Jobs, Bureau of public roads figures Indicate that this baa been the result, but I find many observers who are wondering whether the amount of money that has been paid to labor for highway construction has been a proper proportionate part of the total set aside, when the purpose was solely the making of jobs. , Total figures by the publle roads office show that 0,360 miles were completed and In use on July 1 of this year and that 14,000 miles were under construction, with the probability that they will be In use by the end of 1034. Contracts hnve been awarded, the bureau has said, for the construction of on about 1.000 miles more, and this portion will be under way In the late summer. It used to he assumed that when economic conditions were below par, many owners of au- Still Use tomoblles would dls- Their Care pense with their machines until they were better situated financially. Such, however, seems not to have been the case In the last year. Automobile registrations, while they declined in 1933, continued to remain at an unusually high figure as compared with recent years. Official statistics show that 2.V 872,000 motor vehicles were In use last year. This Is only 1 per cent below 1032. The decline from 1931 to 1932 was larger, but the point Is, according to officials, that the decline was very small. The authorities Insist that the reduction In total motor vehicles In use ns compared with 1932 should be considered as hardly noticeable when the whole country and the whole number of motor vehicles Is considered. Although I have not the official statistics concerning the sales of new cars last year, responsible sources Inform me that this business was very much Improved and they add also that the sales for 1934 In the first six months have been exceptionally high. This would Indicate that a great many Individuals have found money, In some way or another, which they could spare for a new automobile. Washington observers lately have noticed an Increasing tendency among conservatives throughout the country, whether Democratic or Republican, to align themselves under one banner. The movement as yet la much In the embryo, but I am told by various observers who are acquainted with political trends that the alignment Is taking a rather definite shape. Some months ago I reported In these columns the belief of many political leaders that Mr. Roosevelt, as President, was definitely engaged in the formation of a Roosevelt party that would adhere strictly to liberal standards. Assignments which the President has mnde. the legislation which he has proimacd, and his general attitude on social matters coupled with an Demoabsolute disregard of cratic principles, has laid the groundwork for the regrouping of voters under a liberal and conservative alignment It Is to he noted In this connection that Mr. Roosevelt Is continuing under to expand Ins liberal the guidance of some of the political leaders heretofore held to lie radical members of the two old parties. Claims tp Have Solved Determination of Sex PROMINENCE MADE EASY ready relief as an alternative for "Thla man claims to be loafing. We are strong for the exprom, pert pitchers who use the grounds lnent Plunkvllle citizen." on East Fifteenth, where cham"If he lives In Plunkvllle he Is prompionship contests are held, and for inent there. Plunkvllle has only six the gallery that witnesses the games. houses. Louisville 'Courlcr-JournaKansas City Star. Sex determination, breeding male arated group of elements he used to or female animals ss desired, has Impregnate the rabbit mothers. Small bat Powerful Cleveland has a beacon light which, although visible to filers 125 miles away, and although a person five miles from it ran read a newspaper by Its light, uses an electric light which virtually Is the same size as the ordinary tungsten lamp. Cleveland Plain Dealer. been accomplished. Baby rabbits, 180 out or 200 having the sex that was planned for them, so fur constitute living proof of the success of the method. Several hundred births among Russian cattle and swine this summer jrlll show whether the method has practical value for cattle breeding, as Is expected by I'rof. N. K. Koltzoff, the biologist who devised It. The technique will be successful In bringing human children of the desired sex also. Professor Koltzoff claims. Hut the human application Is minor and chiefly sentimental In bis oplulon. Parent should be happy whether their baby Is a boy or a girl, says the professor, who himself Is childless. Ills chief Interest Is In Its application to cattle breeding. In nature the sexes of animals are about equally divided. To eliminate almost half that are useless for Increase the males and to supplant them with progeny-bearin- g stock spells an annual profit or growth dividend of 50 to 80 per cent Professor KoltzofTs method Is based on the discovery of American Investigators, I'rof. E. B. Wilson of Columbia, Prof. E. C. Mct'.'lung of the University of Pennsylvania, and the late I)r. N. M. Stevens. These Investigators showed that sex In animals Is determined by the fertilizing elements which are equally divided Into those having male and those having female potentialities. These elements are living cells, and Professor Koltzoff found that, like other cells, they carry an electrical charge. Accordingly he was able to seiKirate them by passing an electric current through them, and to produce male or female rabbits, according to which electrically sep Science Service, New York HORSESHOE FANS GET BIG THRILL FROM OLD SPORT The measure of any sport Is the enjoyment you get out of it On this basis, the horseshoe fan would not yield to the devotee of any other game. Pitching leaner and ringers provides him about the same thrill that the golfer gets out of a perfect drive or putt, that the batsman gets from a home run, that the football player derives from a goal kick, or the polo player experiences when he sends the ball spinning between the posts. But horseshoe pitching, though a very old and continuously enduring game, Is perhaps too simple to take the place it deserves among the sports. In recent years, however, It has attained new dignity by way of organization and tournaments leading up to a national championship. Most boys who llTe in the country or small towns know something about horseshoe pitching, probably by but at least by observation. The game Is anybody's. All that Is required for a pair Is four shoes, a IKg and about fifty feet of space. Perhaps If the gume Involved more equipment, more expansive conditions, sports uniforms, and especially If It led to clubhouses and grounds and selected membership, It might be ranked with the leading sjmrts of the country. Hut It really serves best In Its existing status. Its adaptability Is Its chief distinction. It permits lively contests and affords good exercise. It Is not a loafer's game, although It affords a t L oficoaue. i.t ot he utel Yo c om i riq l9?4'W0RLDFAin jinthicaqoigHI ... and youll want a room at Great Northern Hotel so tha you can ore Chicago aa well ao the World's Fair. Convenient to shops, theatres, depots and all of Chicagos great elvlo attraction. Right in the heart of everything. 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Proprietor: Patter Drug ft Chemical Tuna ini RAYMOND KNIGHT qnd His CUCKOOS Saturday, 10 p.n. Eait-r-n Daylight Saving Tima. Me lOOK fOt THE SPARK Corporation, Malden, Mess, PLUQ WNC "PLUG-IN-IM-TU- I" W 81-- 84 old-tim- e s Another factor and Influence that Is noted now io lie ut work Is the uul concentration of Conservative business Interests on the conservative side Trend of political questions under the New Deal. Washington has heard lately of efforts being made which would resnit In the molding of business Interests, or the spokesmen therefor. Into a compact organization as a means of combating policies of the New Deal regarded by business leaders as radical In character. It Is too early to attempt a forecast as to the scope of this move. Nevertheless, It Is quite apparent that a concentration of this strength Is under way. Not only will these men and Interests oppose expansion of such pedicles as NRA and the AAA but they are organizing to fight the burdrn of taxation and to oppose extension of government In business. It Is a mntter of record, of course, that the tendency of government policies In the United Stales since the World war has been stondlly to the left. Conservn lives hnve been unable thus far to check this (rend, largely because the conservative element never hns stood together. It Is Important and significant, then fore, that for the first time we are observing the development of a conservative organization In this country whirli has the avowed purpose of turning the American government back somewhat to the right and, as the lenders describe It, back again to the Constitution as It was originally drawn. g C hr Vutiri Nawnpijxr Cnloa. REDUCED THE TIRE SENSATION OF '34 PRICES FOR LIMITED TIME ONLY Sets atSiyfttf TO SEE it is to buy it! Thats tbe way extra value stands out in tbe new Firestone Century Progress Tire. We found out what car owners wanted most in a tire then we gave it to them. Out -- jf more than ten million visitors to the Firestone Factory at the World's Fair last year, we obtained this opinion Give ns Blowout Protection, Non-Ski- d and Safety, Long Wear, at a Moderate Price. So we built the greatest tire ever made to sell at these low prices. Then the wave of buying started car owners from Coast to Coast bought not just one or two tires bat complete sets! Go to the Firestone Service Dealer or Service Store in your community TODAY! See the new Firestone Century Progress Tire just look at the broad, husky shoulders, massive flat non-ski- d d cords. Did yon ever and tread, deep-cu- t see so much tire for so little money? No wonder ils the Tire Sensation of 31 and Sells on Sightl Why not equip your ear with a complete set while prices are still at today's low levcL And remember, you get the new Firestone Triple Guarantee, oim Gum-Dippe- for Unequated Performance Records for LEfe Against All Defects for 12 Months Against All Road Hazards (Six months in commercial service ) I Sc hate Firexlnne Tire s are Made at the tires to nit Factory and Exhibition Building, World's Fair nopotnoH silty tow THE OUTSTANDING VALUE IN THE LOW-PRICE- REID D For those car owners who nerd new tire safety st a very low prire the FI redone Courier Type lire Las no equal st these extremely low prices. 'Breofotse siytf 4.10-2- 1. I tin 4.50-2- 1 COURIER lKIfK 4.45 a Qitimia car. Registered dealers, garages and service stations have the AC Cleaner now. Why not have your plugs cleaned? Replace badly worn plugs with new ACs. THE QUALITY Vlcs-Pte- TYPE SI.K 4.73-1- 5.ZO 9. 4.5C 30,3i .. 3.65 Other Sixes lrijwrl innately tom 3XZXC m |