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Show September 1973 this case. And then $16,000 is the most that would be paid for any $16,000 in full loss. Standard Fire is a different ball game entirely. Loss on a $20,000 home insured for $20,000 would be adjusted on the basis of cash value less depreciation. This type of policy is not a replacement policy, only the homeowners is a replacement policy, and then only on the dwelling itself and not on the contents; The best practice, in being sure that your crops,, livestock, and buildings and equipment as well as your home are insured to value, is to consult with your insurance agent at least once a year;. Utah Farm Bureau News Page 7 Retirement award to Earl Toone Recent recognition marked the retirement this spring of Earl Toone as an agent for the Utah Fhrm Bureau Insurance Company. Toone wrote charter policies for die company in early 1950 after assisting in its creation. In a brief ceremony at the state Farm Bureau office in Salt Lake City, Toone received a gold watch inscribed with a reminder of his 23 years of service to the company. UFBF. President Elmo Hamilton made the presentation. head of the Frank Shelley (long-tim- e Utah Hum Bureau staff) asked me to help sell $200,000 in debentures in the , late lMOs, Toone recalls, to help get the company started in early 1950. When Toone became an agent for the insurance company at its beginning, he ' uas the only agent in Salt lifce county. e work Although he ended his with the company March 1, 1973, Toone still carries his insurance license and continues to hold vested rights in die life insurance he sold. He is doing real estate sdes work. How will the veteran insurance man spend his retirement? Im fishing and enjoying life. I feed some cattle, raise some hay and have a few chickens. full-tim- Elmo Hamilton (right), UFBF president, presents a watch to retired insurance agent Earl Toone in honor of his 23 years of service to Farm Bureau members. John Young, vice president, marketing, of Utah Farm Bureau Insurance Company, looks on. There are lots of GOOD REASONS to invest in life insurance And your FB man knows most of them Take Dick and Ethel as an example. When they married, a few years ago, Dick took out an FB policy just to help tide Ethel over in case anything happened to him. Then, as time went along, and with the experienced help of their FB man, they developed a systematic program of investing in life insurance. First, to protect the growing family, secondly to provide retirement income. Someday the boys will take over the operation of the farm. And Dick and Ethel will be financially independent, able to fully enjoy their retirement years free of money worries. Because their FB life insurance policies will provide a guaranteed monthly income -as long as they both shall live. How about you? Maybe you've got a special reason for investing in FB life insurance. Or maybe you just want to insure the futures of your loved ones. In either case, why not call your FB man today? He has the experience and know-ho- w to help meet all your individual needs. We suggest you call YOUR INSURANCE REPRESENTING COUNTRY MUTUAL LIFE AND UTAH FARM BUREAU INSURANCE COMPANY |