Show The Utah Stattwnan Banking I deregulation subject of seminar yy (egulations that have controlled the for many decades no longer tging industry rates and inflation are causing out of banks paying low take to money ffftn invest in higher-yieldin- g to money 0gtH ggfats Insurance companies and securities gnoses are getting into banking and savings and credit unions are grf loan institutions previously limited to banks Msny in the banking industry are pushing that would allow banks to gr deregulation jfthiMh offices in states other than their home fear such interstate banking will 0g Some the big banks to take over the small independent ones Others say banking business is Jfigh interest fa foreign banks captured by — ones and recent The changes proposed be the subject of the 12th Annual 00-w- ill being btennountain Banking Seminar to be held It will be sponsored by the Nov 5 at USU Utah Bankers the Association and the Partners of of Business USU College rate ceilings which Interest have meant no more than 5 and one-ha- lf potent interest on passbook savings are pduaDy being phased out By 1985 there will be no limit: This deregulation and others that hive been passed or proposed by the Reagan idministration or Congress will be the subject banks of could pay a talk Too Institutions Deregulation: “Financial Little or Too Late?” by Much Too USU The Dairy RT Ec-cl- cs dairy program computerizes farming Herd Improvement Association ii a USU extension program in coopera tB with the United States Department of Lab The service provides dairymen with computerized information helping them to rach maximum production from their herds Milk samples from dairy herds throughout Utah parts of Idaho Wyoming and Montana at itm to the Utah DHIA Lab located in the Mmneiit of the Nutrition and Food Science Wding According to Carl Brotherson state amagerof the DHIA “As many as 70000 Bpks are tested in the lab a month” The Utah DHIA Lab is often 16 hours a Apiculture day Accor-M- g employees to Brother-sethe lab analyzed 461000 front Jan to Sept 30 of this year nation s dairy industry growing about patent this year the number is expected to ae employs seven full-tim- e 1 considerably "the McNamar deputy secretary of the US Treasury Robert Stovall first vice president and director of investment policy for Dean Witter Reynolds will discuss Reagan economics and the investment climate through 1982 A man who has worked on Wall Street since he was 14 Stovall is a frequent contributor to the Wall Street Journal the New York Tunes Washington Post Money Barron 's and other magazines and newspapers He is a regular on the PBS senes Wall Street WmtHpanelist is visit to USU is being sponsored by the George S Eccles Lecture Series The chairman of the Federal Home Loan Bank Board Richard Pratt will examine the future course of thrift institutions Industry changes have affected the way thrift institutions do business and these changes are part of the total banking picture Mirvin Borthick Utah commissioner of financial institutions will talk about what he sees ahead for area banking It has been estimated that over $400 billion has gone out of Utah institutions and into money market funds in other states Borthick has tried to regulate these funds Also on the banking seminar will be Rex Plowman president of the agenda Utah Bankers Association and president of Lewiston State Bank He will discuss improving image The seminar begins at 9:30 a mbanking’s in the Conference Center month the milk cows samples are taken and sent to the USU lab They k amount of fat protein and This gmtcclh information is then forward cd to Provo where one of the DHIA computer centers is located All information from the lab and other supplemental information sent by dairymen is fed into the computer Participating dairymen then receive an updated monthly report on each cow’s total fat protein percent of fat and percent of protein A history on each cow is kept and an produced average on the herd’s performance is given According to Brothcrsen “This service lets the dairyman know which cows are making money for him and enables him to achieve the goal he has set for his operation” Along with monthly updates the dairyman also receives a special report which gives him information on cows to be bred those ready to calve and those to be checked for pregnancy “Overlooking any of these can cost the dairyman money” said Brothcrsen The program is moving farmers one step closer to complete computerization According to Brothcrsen most bants in the future will have computers and all of the information will be at their fingertips Wednesday OfctoWtL sonen (IT II ii ii in IVJl n 20 mb 3663 No- Highway 91 - Hyde Park Utah 8431 8 CONTINUING GIGANTIC UQJU I PAlTJO NlSfa1 ST PARKAS PANTS SKIS DOOTS HATS 30 to 50 OFF ALPIN SKI & CACHE HONna 2045 N MAIN LOGAN OPEN 9:30 am to 6:00 pm MON THRU SAT Ctjivocanon SeneS c::inT stcjall kmUMntp&f Cfctef ' ftrtMtfe be si twit— 009 fie onvocdlfen Seneg if r |