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Show tile voice of siiaron Thur.-!ay- suuroo of tlie s e life insuram e companies. Overpayment for (savings above the cost of protection should be returned to the beneficiary at death, and In part at least to the policy holders at lapsation of their policies. The preseut Federal Investigation at Washington into the financial policies of life insurance companies wilt likely result in just such a change. Once policy holders become 19 H want n-rv- Although life insurance costs more at age 50 than when you vvu-- younger, insurance agents argue that one should & level premium for life. buy insurance They maintain that ib is Letter to pay a higher premium to secure a paid-u- p iolicy in 20 j ears, tr better still to pay a much larger amount and ha e an income in 20 years, and a paid-u- p policy at death. la these articles, it has been growth of enormous reservts of maintained that the more one pays for life Insurance and the longer one pays, the more he loses in case of dea'h. This is true because every dollar one pays above the actual cost of protection is kept vy the Insurance company at the death of the policy holder. It is also true because only a part of his savings are returned to him in case of lapsation of his policy. These two fact3 evplaln the rei of the IreiutaUjus they w.ll and rewithdraw tl.ur suvun-in. in the same compaubs or pos-.- 1 le rams others at lowci-- t lor proteitiuu oi.ly. Tluy will inns secure their savings, ana also obtain the protection wanted at eath. la Oiein-- article of this series, au endow meat polity at age 25 Increase in Cost? February 29, John ii. ii. s vnre s, : x i J to 2a i reset, t liimd Walker of the :aka Iwas. A loxely plate luncheon wag children: Hoy, Heed and at age P. rvi d and the t mug spent w it ii Gipptraytr, Pad and Mother Mrs. Kmma N.. h. !os was the 1! . h Ce in .1 n t wen t e Aaron-l- c Mr- - L.iPr', Vnmj for games and 65 'taxing Iro lueud ban iy morur g and and Mrs Ella Me Ligue, all of gu t fj honor at a s!.ow,r, g.xn Those jeiiiThito y hup visiting want their parents sent were: Mr. and them far the Rel Orem and Mrs. Marie Adams aniat ter home Monday i.ft moon outTncd the requ.rt run t to spend their money and enjoy Hi ow n of Lake Shore, Mr. and Mrs. Helen Holgate of Los An- - An enjoyable afternoon was (burih Mem Award fyr the l.fe. and n. ary dainty and Mis. Parley Judd, Mr. and Mrs geles. g.f's Aaiomc Priesthood quorums, , the gaC-- t. Dr. Allen, float the d t e reteiV-Mr. and el Mis Judd, iRay nryan bool at Ameruan Folk CART) or THINKS Mrs Lula Backus entertained .Traiuing Jollev, Mr. and Mrs. Woodruff 10 lhe jU We wish to express thanks and at a shower Wednesday afternoon tuiday Cotter, Mr. and Mrs. LaMar Hortt. on church hou-aI Mr. and Mrs. Grant Davies, Mrs appreciation to our many .neighm honor of Mrs, Joy Marriott at,faVfinn Welfare of Problems us bors who R. friends Mrs. Eva and Mrs assisted and somoI C. II. Games Poulson Cameron, home. Hortt, her ihatf (Mrs. Reporter) the MKes Clor- - in any xxay during our recent tilled iu the entertainment for the Utah Mary Woodard, as was costing Quoted years Interestlne services were held ene, Lena. Iris, and Nina Lamb sorrow in the death of our father, afiarnoon sfter which refreshTo those who ments were served. Mrs Marriott Bartle GappnjJx-- r. and Mr. and Mrs. Lamb, payments, the policy holder tr ay last Sunday evening with James spoke and furnished music for received many beautiful g.fts. Reunion Enjoyed cancel his policy and receive $660. Jensen and Chester Graff as Mrs James Rasmussen enterserve es, for the beautiful The Daughters of the Utah While the annual payment after speakers. A vo al solo was sung, tained friends in honor of her the At Sharon flowers, the 'cars for transports- Pioneers of the 'Windsor camp 15 years continues at $42.95, yet, b? Ailand Pyne accompanied by husband s birthday anniversary of and other tion, any Bo'oth Melba Id In Earl and r8 their expression Pyne. monthly meeting as a matter of fact, the policy Feb. 27. Cards, Chinese sympathy we aie very grateful. Vt mbits of the Sharon ward r3ocial at the home of Mrs Marx an( Edgar Booth Tuesday, holder has with the company $660 :son C'hei kers were played during the The Gappmayer Family. afternoon. The nut in the ward house Thursday mai confirmed a member of the Jarman Thursday of his own money, or and a delicious luncheon whole they enjoyed a been having baptized evening meeting for Marih will be held t exening of his $1000 policy paid. You ihurch was served. Those present were' ward reunion. William Vernon h Mrs. Keeti eaiPwr in home of the the Martha day. Smith Wilson tee the company is carrying now Mr. and Mrs. Charles II. Terry, The Bee Hive Girls of the M. I. Kenneth Lowe returned to a, tid as master of ceremonies and only $340 of the insurance risk, Mr, and Mrs. Loren Hysell, Mr. the A. services of will have the California cahrge Saturday aft-- r spend- ti.nduittd "A following program.a was in it the first year whereas Ihan Smith, son of Mrs. Janet and Mrs. Wllford Rasmussen, Mr Flag Without Song. his This neat week the evening. year past Sunday visiting tarrying $1000 insurance. and Mrs. James Rasmussen and Smith Humphrey, and Beth Wll ing bv Vi rd Washburn; trumStain is the Silver Jubilee for the Bee Mr. H. A. Mrs. Lowe. and son of Pleasant Grove were united parents, family. Evidently during 15 years the Hive work. Mr and Mrs Aithur Peterson pet solo, Lo Vernon; remarks, in marriage at Salt Lake Ciy cost of his insuraute has grown M' lba Mrs. O. J. Rowley has 'returned and daughter and Mrs. Joe Ernest B.sl.op Twiti hell. trio. Mrs. Monday. They will make their Mrs. Nina Stratton and rapidly. Let us see what that cost home after (aider, of the and past Bingham daughter spent spending home in Pleasant Grove. 1. The policy is after 15 years: Mrs. Bernice Christensen, accomthree months in California wdth Gappmayer Sunday with their parents, Mr holder pays $42 95 annually, her daughter and panied by Mrs. Zola Malone; a Mr. Service Held Archie Maxfitld. Mis. and in5 2. He could make per cent Windsor Ward skit, Truth or Right, Primary Mrs. Oscar and I.unt. Mrs. Wednesday evening terest ou his $ 0 or $3 3. (Some wise craiks, Mrs Keziah Timpanogos Charles H. Poulson and his sisSxxcnsen attendid a birthday ioffners, New Amusement Hall d a allow companies Pyne. Mrs. Josephine Draper, of party giveL iu honor of her Slater. of about 5 per cent). These ter, Well attended funeral services "Resolved that Comic dibute a Provo of at were honor guests Mrs. home her Robert at Gordon, Committees are woiking on a two items total $70 93 for $340 women should be prevented from BsrtlG CrUppniri cr wer held din nor at fhp Poulson birthrtnv ;n was Edgemont. The evening ward banquet to be put on at the insurance for one year, or an Raymond Bron- ounuay at l.JU p. m. .in tne limUsing tusmetiis garms after son, Actual rate of $2es for $1,000 in- home last Friday evening. Followward chapel, Mari h 6th for the silent in play ing es, Ne Ltslie Frank New man, ward with Ivern chapel ing the dinner games were played llanSs serv-- . for one year ng tllluia for . h xxliiih a dainty luncheon was surance .P.A' C. r Dale Fugale. Wallai e Hall and - Frne of the ward Bishopric pre-- 1 and Those preenjoyed. visiting 20 d to ' sts the gm present. Obviously If the policy holder sent were: Mr. and Mrs. Lawrence iding. The speakers, all of building of an amusement all of Pleasant Mr. and Mrs. Myron Whitley lybr Rogers, had purchased a life policy Mrs Dorothy Elder ; poem, In highest terms of for Windsor ward Grovi "hom spoke Mr. aftd Donald Mrs. The banquet will be followed and daughter Thelma of Emiuit have less Palmer, for $26 65 he would and a skit by the mutual under E. S. Poulson, Mrs. Vilo ,he character of Mr. Gappmayer by an intensive drive for funds, Idaho- and M"s. Earl Whitley of the direitnm of uash available, and therefore V" Smith, W. Mrs. Emma J. Lyle MiBionald. Cordner, ": Terrv Vernll Draper, to Idaho returned their , ost of Ins insurance would be were serv-i- d S. H. Blake of the Stake that construction might start dur- Oakley, refreshments Stratton, Dainty Melba and x daughu,rs bottles Fnday after Kiting the less. If he had paid only $1 .60 ing the summer. croxxd. to A. who E. the was presidency, Fauns, large Mrs Amorloan of Sxxeu-sew Fork, foi a whole he polf-his msur-- 1 X(,me Unity means strength, let's nil past ei k with Mrs. Bertha Llllian Barton or Richfield, Mrs. Mr- Gappmayera bishop in Can- - unite in and other relatives in Utah. d this ance co- -t would be still less. erecting e adathirty-fivyears ago, and Vaneese Woffinden, William Pal-Mr. and Mrs. Ott Whitley, Mrs Hence thn maxim: Buy in- building, comments the Mrs. Draper Ivern xyue. mer, Eva Poulson, Bertha Swenson, Mrs. Earl Whitbishopric. Musical numbers were furnlah- and Mr. and Mrs. Poulson. TOT QUALITY ley and Mr. and Mrs. Myron WhitThe population of the ward was Ad by the Timpanogos male quar- ley attended the ward banquet a' Students HAYI a tette, composed of James and Seminary Vineyard Thursday evening. They It Is absolutely necessary to in- - increased last week when Dee Adams, and Moroni xx'ore the guests of Mr. and Mrs crease the cost of insurance with daughter was born to Mr. and Arthur Jensen, Will Meet Any Trice I .IMrs. Leo Toulson and a son to Shepherd, who sang Theron Whitley of Vin.xard. the age of the policy holder. The,,, Mr and Mrs. Marlon Patten, Frl- - Need Thee Every Hour and Oh, Mrs. Elizabeth and Pratt son, Twenty-fiv- e total cost of life insurance for 60 Seminary students HAROLD MAAG 'day, February 23rd at the Ltah My Father, a vocal solo In the from the Windsor ward had full Billy returt ed Sunday from a years, ages 5 to 65, is the same .' Mrs. Garden Sarah a by Ramsey at hospital and niOXE 013-U-- 4 daughter week's visit with relatives of as for the five years of infancy, Talley Sacrament the iharge meeting to Mr. and Mrs. Ronald Adams and a vocal duet Beautiful Idaho. Giaee, and the remaining ages above 65 Sunday evening. The following by Mr. and Mrs. Chester Sunday. February 2 5th at the Home program was given years which a person may live. Graff. Mrs. Melba Pyno was ac- ho ne. All three and mothers with Phjllis Gillman In charge, This fact was proved by a renum-Thall p for are musical companist doing nicely. Co. Edith Stark acting as organlsk cent report of the State Board of their babies HEINDSELMAN Optical & and Shirley Harri as chorister: Health by Dr. Dilworth Walker, nuorum members of the Priests hers, under the direction of Prayers were offered by Julian Oh Ye MounOpening song, statistician, and Eva W. Ramsey, their leader, Don Ilan-e- n Rowley, enjoyed and J. C. Jensen. The tains High by the congregation; in which Utahs a special agent, skating party last Saturday grave in the Provo City Burial Invocation, Ruth Marrott; song death rate was shown at 8.9 in Follow- - park was dedicated by his at Purk son, by Seminary students: I Know 1939 aB compared to 9.3 in 1938 evening ing the skating the group return- - Bishop Roy H. Gappmayer. for each 1,000 living persons. that My Redeemer Lives. ed to the recreation hall where Mr. Gappmayer, a former e Addresses: ' Beth Hooley ProThis decrease was largely in were. played and refresh- - dent of the Timpanogos ward died communicable diseases and in inphet Joseph Fmith; Helen Frest-wlcments served. very suddenly at his home in Los l! fant mortality. Only 18 deaths Why I am a Mormon; See Mis. Thomas Lamb entertained Angeles Monday, February 19th. in the entire state of Utah occurMaxfield, Holly Marriage; a group of relatives at her home Services were also held in Cali-laGlade Gillman, Harmful Effects red in 1939 from typhoid fever, Dr. G. II. About Your Eyes j Saturday evening honoring fornia. Mr. Gappmayer is sur- of Tobacco; BUI Harris sinai'.-poThe scarlet fever, measles, lier father Lee Brown of Provo vtved by his widow, Mrs. Lillian ' ' Our glasses stein headache, eye strain and clear ii whsmilm. diptherig whose priethccd' P.nXee Nielson The ni! it Gappmayer and the following value jj birthday anniversary of Faith and Prayer"; BeaBut deaths lrom hearts disease, (Absolute Results Guaranteed) your vision. a trice Kelander, Tithing, cancers, and tumors, increased, uimiiiininnoiimiiHHiiiniMiiiimimnnim)iinnn)HiuimwnttwiwiiiiiHnmntiTHiwtwHiiwmB4iUHiiiiMH$tHmiii' A duet was sung by these deaths in the degenerative Shirley Un-- I Gordon Harris and diseases of old age, accounting for ono half of all deaths. answered Y'et; reallng, Ruth Now get this picture: 83 per lOmer; quartette, I have read of a beautiful city by WarremJohn-son- , cent of our entire population are Howard LrfWe, Ray Harris between ages of 5 to 65 years, and and Floyd Rack us half of aii deaths occur , as ono Bishop Harris gave the closing 'during these ages, the death rate remarks. Song by Seminary stuis only 5 38 per thousand, or a net cost of $5.38 for $1000 indents, God Be With Yrou Benesurance for one year, for all perdiction, Lynn Harper. To see is to to own sons dying of all diseases in Utah in 1939. It is hard for the average citizen to believe this, but the Topmost State Board of Health report A strictly fast color fabric in (Mrs. Ferry Nielson - reporter) holds the proof. beautiful patterns, for House I The death rate for children beThe LIndon ward Primary preCoats and Dresses. low 5 years and for persons over sented a show at the ward chapel 63 years of age is 26.18 per 1000, 19c Wednesday evening. which figures a net cost of $26.18 The Ward Relief Society held a for $1000 insurance for these age Wash Fabrics in honor of Mrs. Wanda social groups for one year. Johnson at the home of her Embossed Organdies in white and pastel colors. The answer is Cooperative Life mother-in-laMrs. Jennie Jobn-- J Just the thing you will want for your formal. Insurance, with selected risks beOPIDSI I E GREAT MORMON TL.MPLK son Friday afternoon. Games tween ages 5 to 65, and for burial 49c Yard were refreshments and played Rates: 200 (Booms j benefit above 65 years and below served. Wanda has served as 5 years. Save your money in a 200' Tile Baths $1.50 to It.OO 1 in Relief Box Dimities Band Muslins .second councilor fund, so It may be to Mrs Sarah E. Hooley for (separate any time, but buy your Also Flock dot Voiles that will make lovely the past three years and has re- -, at lowest possible dance frocks. because the Johnson fam- -' signed cost. 21c and 29c Yard ily are leaving to make their home Remember too, that at 65 years Salt Lake City, Utah Mrs. Johnson was in Montana. debts are paid, and the I of age, AU Roomie Delightfully Air Cooled a maga-! beautiful Weet with Exposure presented children grown, and social secur-- . Spun Rayons C. ROSSITER, zine rack as a token of apprecl-- T ERNEST Manager Your do not children begins. lty h in Pastel colors and Floral prints. ation for her loyal services In the HIGHLY RFSJOMMKNDED Relief Society preside! y. 49c J. S. Johnson was removed from the American Fork hospital French Crepes Saturday to the home of his TIRE REPAIRING A new popular fabric that is going over big. daughter, Mrs. Janet S. HumphHe is much improved in reys, Comes in pastels and most attractive floral health. See Us Now designs. The many friends of Lynn Gor59c don will he pleased to learn he 1r U. S. TIRES after much improved in health and his severe illness for the past three months. BATTERIES aure As Policy Holder Grows Older Should II is Life Insurance , -- -- pre-Mr- s. sp-'i.- j W TMPAHOGOS e Ward j ' r- - two-thir- Funeral son-in-la- At C G divi-idtti- Plans ( , I j y n 1 much-neede- 1 I ? Present Program i Jewelry rTT Ro-Sh- e. resi-gam- I h, Ileindselman st iUUVolilV t r j&nx yV J REE LIFE" f fled Cedar Shin gles! Find out their superiority for yourself. Bend bend any average shingle until it splits. Then a reaches how it a TREE LIFE shingle. Note resists splitting. greater curve, how its strength and They are heavier than ordinary sliingles Cedar the natural duribHifv of AFestern Red is kept in them by controlled drying processes. folder "A Better Red CtJirr SlunglS free upon request. I BtertMi I New Arrivals . . . to .delight the Spring Shopper want WINDSOR Prints Per Yard Per , and ty Hotel Temple Square j LUMBER CO.I TRI-STA- TE HELPFUL SERVICE 590 So. Univ. Ave Thone: 20 Per 39-Inc- Per Yard oice of (Bent rat (Bltai Per Yard Ctr. IN YOUR HOUR OF NEED you will find this organization competent to help you. We will handle every detail in the dignified manner eo characteristic of the highest ethics of the f 121 Went 1 Provo North Phowe rd Fabric Gloves BflO ' X Gloves of quality, Gloves that Gloves funeral ome JOHN B. QUI3T Registered Funeral Dl. and Embaimer s )r HOUSES WANTED price, only Old and Useless Animals Highest 1.00 Trice Guaranteed yeroensenTfox farm Thone Free Knitting Instructions afternoons by Mrs. La Voir Jensen 'Ll Gil 03S-J-- 4 UJe&tTY 7 ig style, give you a sense of smartness. They come it) combination as well as in rlr.in colors and the Phone 532 1 W. Dean Gillman, BRIMIIALL BROS. for Datci Quist Presents j j j j S j j bttu s&ave ? i-- i i ; J's-'t'- i ' i: son of Mr. and Mrs. Raymond Gillman was baptized Sunday afternoon and confirmed a member of the L.D S church Sunday evening at Sacrament meeting by his grandfather, Ray Gillman. Mr. and Mrs. Laisle Kirk and daughter Melba have left our community to make their home in Montana. Mrs. Beatrice Walker entertained at a quilting bee Thursday afternoon. Mrs Murvel Walker entertained Friday afternoon in honor of the ninth birthday anniversary of son Don. Games were played 4 her to tH, and refreshments served many little guests present. The Sunshine committee held a Carrie social In honor of Mrs ? Kirk, at her home Wednesday atternoon. Mrs. Nellie York and Mrs. Lu-- I ella Walker entertained Saturday afternoon at the York home In , Mrs honor of their sister-in-lawere Games Orrln gwensen. refret-hj j played after whiih dainty .... tL KyVX).-A v 7 jZ L -- 4 , S t News by Transradlo! 'A Flash I I Through the facilltiee of Trans-radio- 's world-wid- e 1 new net, KOVO give the public of de--v Central Utah lounent. of EVERT Important MINUTES world occurrence FASTER! ! Transradio is the world's meet modern radio newa For an accurate, run(mtv lie! ning account of happenings from Central Utah to the ends of the earth, top tuned to the Trana-rsdi- o newscast from KOVO I I 720 (TCitocjcte |